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Samsung Pay Could Come To More Non-Premium Smartphones (cnet.com)
Gordon Gottsegen, writing for CNET: Samsung Pay could end up on even more devices, starting with the Galaxy J series phones in India, Mashable reports. Samsung Pay lets you save credit cards, gift cards, and other payment methods onto your smartphone and then use it when paying. Your phone mimics your cards right down to the magnetic signal, so it works in most places that accept credit cards thanks to Magnetic Secure Transmission (MST) and Near Field Communication (NFC). Just tap your device against the payment terminal and you're generally good to go. But only if you've owned a premium smartphone. Samsung Pay generally only features in pricier phones like the Galaxy S7 and Galaxy s7 Edge, though it has also come to the Galaxy A line and Samsung Gear S watches. Now, according to Mashable's sources, Samsung has quietly been adding the technology to cheaper phones too, and plans to experiment with the idea in India -- where Samsung Pay recently launched -- in the next few months. Makes perfect sense. In places such as India, the vast majority of card terminals (PoS) don't support NFC, and it is very difficult to convince a merchant to upgrade their terminals. There are two reasons for this: first, not a lot of payments services require NFC. For all they care, their existing PoS devices support credit cards and debit cards. Second is, payment terminals with NFC are expensive. Also, smart of Samsung to trickle this feature into its lower-end smartphones.
Is it Jamaican (mon)? Or just a really bad typo?
Only one of my cards works with my S7, and if I have to have a wallet anyway why bother with mobile payments.
I heard Samsung's CEO is in jail for "Samsung Pay"
More smart phones than before the banks jumped on the Android pay stuff and stopped the system around 5 years ago?
With Samsung pay, your phone would also be explosive.
Samsung. No thank you! You put more than enough crapware on your phones as it is and with verizon all that shit is locked down unless I want to root a phone. Please DO NOT put more crapware on my phone. Seriously, limiting it to "premium" phones for a while didn't fool anyone into thinking it was a premium feature. It's a feature specifically for your bottom line -- to get a little slice of every transaction. No one uses your shitty second rate pay scam.
Fewer and fewer people are buying your bullshit smeared, explodey phones.
Anyone else read that as Samsung Pry?
Confucius say, "Find worm in apple - bad. Find half a worm - worse."
I have samsung pay on my phone, and I don't want it there, but I cannot remove it. I can sort of disable it, but the next update and it's back to notifying me of its presence.
Serious question (maybe the wrong place to ask it): What is Samsung Pay?
I have a Galaxy S7 but one of my main problems with it is that it's piled with so much crap that I don't know how to use (or turn off). My assumption was that Samsung Pay was just another of Samsung's attempts to do something that some other thing (like Android Pay) already does, but in its own, Samsung-y way. So I've pretty much ignored it. Now I seem to be hearing that Samsung Pay even works if the checkout terminal doesn't have NFC? If true, that's kind of cool, but how's that work?
Breakfast served all day!
I am not a user of Samsung Pay, since I have an iPhone. But I do use Apple Pay whenever I get the chance. It's basically the same NFC technology in the end, and most places that I see the NFC wireless logo, I have not had a problem paying with Apple Pay even if it doesn't explicitly have the Apple Pay logo on it. From my perspective, the biggest obstacle to the acceptance of NFC-based payments is getting the retailers to adopt it. The banks are on board, because if the increased security, and many early adopters seem to like it's ease of use. Most of the time, when I go to an establishment and pay with my phone, I get the, "Wow! That's cool!" So people do seem to like the technology. However, the problem is that the store clerks accepting payments should not be reacting to the technology this way when people pay using their phones. Just last week, I was at a restaurant in Frankfort, Kentucky, and paid using Apple Pay, and the server as totally shocked and surprised that someone could pay with their phone! Seriously, it's your POS checkout system. You should be familiar with all forms of payment that are accepted. Why is NFC being adopted on various POS devices yet there is no training of the front-end clerks as to the fact that NFC-based payments are being accepted?