oh yeah he LOVED children... especially his niece Geli Rauba who was officially said to have killed herself but rumours persist of murder.... it was also said they had a sexual relationship with fun such as corprophilia.. google his name and hers
hitler was a complete cock and it makes me laugh watching you say "oh but he loved children".. never mind he was a hateful,spiteful mass murdering fuckhead
i used to live in Wiltshire, know it well, i was in Devizes and used to drink waddies in the moonraker
and i am NOT talking about the 17th century, the fact we contribute a MASSIVE amount more than we get back and a whole heck of a lot more
if you like Denmark so much.. bugger off there bud and.. your taunting voodoo is weak as water
well why don't you stay there?
btw i am NOT an SNP member and the facts i have quoted here are freely available to people with the brains to look for them.
the imbalance in wages is something to be addressed
Also what has happened to Scotland actually IS unfair... but it seems that you, like like a typical unionist would rather attack the messenger than properly try to refute the message and this message happens to be factual
ROFL and you assume that Scotland will have lower employment?
you do realise that Scotland is actually in SURPLUS, and that's a fact.. westminster drags us down and people like YOU!
and if you look at my other posts it gives you a total run down of the political situation in Scotland..
you unionists make me laugh my balls off.. ALL you ever come out with is negativity and BS nonsense
the ONLY poll that matters really is the one in 2014. the council election will give an indication but labour have already said they will lose and lose HUGE.....
I heard that most of it is off the Shetlands and Orkneys, and that many of the islanders were considering not seceding...
sorry bud, the only person on those islands that want to break from Scotland.........one english guy who got marooned of Orkney when he ran aground there....
So sorry that dog don't hunt at all, in fact, in plain simple english... it's utter bollocks the guy is widely regarded by the locals as a raging nutbar
Also you'll find that it's mostly oil off Orkney and the Shetlands, there is *some* gas, as there always is but that's not where the massive bulk of it is bud
Considering the majority of the gas reserves are in the North Sea off the coast of Scotland it seems unlikely that London (seemingly the only city in the UK that most have heard of) will suffer any form of earth quakes, though they may well lose out if Scotland is granted their independence in 2014 when the vote comes.
while i VERY much agree with what you say we will NOT be "granted" independence we will vote for it in a referendum and thus we will decide ourselves
i'd like to see what happens if westminster tries to deny the will of the Scottish people.
even now after all the years that have passed since april 6th 1320 when robert the Bruce co-wrote and signed the "Declaration of Arbroath" the people of Scotland, in legal terms are regarded as "sovereign" under Scottish Law which is separate and distinct from english law. And there was a legal judgement in Scotland where a court of Session(highest court in Scotland) Judge even said outright that in Scotland the people were sovereign under Scottish law as opposed to england where parliament was sovereign.
but basically.. aye... we will decide and the way things are looking with the likes of Peter Crudass admitting that the tory govt were faking opposition to scotland becoming independence so as to position themselves to try and screw Scotland in a settlement, johan lamont, the Scottish labour leader already saying that, in the up coming coincil elections to take place in May, they already concede defeat adn expect to come in second..... to the Scottish tory leader ruth davidson who , in her big conference speech actually said that "if the people of Scotland vote NO in the referendum them the tories would cut the Scottish budget by 2,500 per person per year"!!! yeah.. there's a carrot to dangle!... the lid dems... total non entity.. that party is gonna go tits up and rightly so..
Scotland is actually IN SURPLUS but with 8.6% of the "uk" population" paying 9.8% of the total tax revenue we get humped by westminster
total Scottish revenue is just over 126 billions per year when you count in the tax raised in "extra regio territories"(ie the place westminster try to hide the scottish oil/gas income) and we get about 30 billions back.. YET with that we STILL have universal free healthcare with free precription medicines, universal free education.. ie no college/university fees, and so much more that has been done while the tories sell everything off after labour SHAT on it all
and before anyone starts about universal free healthcare being some commie crap... no it's not.. we just give enough of a fuck about our own people to want them to be healthy and , when you think about it . that is good for employers too! a healthy workforce!
Saor Alba!
Alba Gu Brath mo' charaid!
Aye Albannach kick ass.... just keep Jaimsie away fae yer wummin! LOL
fantastic tos ee live and i'll be seeing them soon as Bannockburn in june:P
England isn't the UK. Most of the reserves are off the coast of Scotland.
well sir ALL the "uk" offshore reserves are in Scottish waters.
in 199 when that tony bliar devloved the Scottish parliament(and how they wish they didn't now..LOL)
he also snatched 6,000 square miles of Scottish territorial waters in the north sea! See here for map with old and nw territorial lines Here is what is called the "statutory instrument" that did it
and http://www.oilofscotland.org/scotlands_stolen_sea.html is the site to check out about the whole story.....
when you sail Easy from St Andrews which is in Fife and go out 12 miles , somehow you are then in english waters now.. it's fucking insanity...
however come that day after 2014 when we do become independent we'll be having that back thanks very much.
"UK" gas my aching ass! it's Scottish!!!
I'd be far more worried about the water laced with sand and chemicals that is shot down into the Earth to release this gas from the shale. They can't leave it down there for fear of it seeping into the water table and when they suck it up, what do they do with it? And in some US states, it appears that when people think they are affected by it the company responsible doesn't have to tell them what their area was exposed to. It's well known that it contaminates water supply but greed can overpower any environmental problems. Luckily we should be able to watch Pennsylvania screw up their own water and hopefully other states will take a different approach.
I wonder how many laws and regulations UKELA will let slide in order for England to "catapult into the top ranks of global producers."
hate to break it to you but ALL the offshore gas mentioned is in Scottish territorial waters and we'll be taking them with us after the 2014 Independence referendum win;)
Again, substitute "home theater PC" for "Xbox" if it makes you feel superior.
again, presumption.
i don't own any console.... i do not have a nerflix subscription, or a hulu subscription, i dont watch movies my pc.
i watch movies on an actual home theater system regardless of my means of acquiring the movie in question... i know.. shocking.. does that make me old fashioned.....??
I was already paying for that anyway. But substitute "PS3" for "Xbox" if it makes you feel superior. The point is that it's reasonably-priced, simple, and easy.
well in Scotland we voted a resounding SNP majority and then in 2014 we are going to vote for independence
especially after cash fort access moron [url=http://newsnetscotland.com/index.php/scottish-opinion/4704-the-cruddas-story-anonymity-and-bbc-scotlands-political-news-agenda]Peter Crud-Arse[/url] [url=http://www.bbc.co.uk/news/uk-scotland-scotland-politics-17574289]said[/url] [url=http://www.scotsman.com/scotland-on-sunday/scotland/scottish-independence-peter-cruddas-tape-reveals-pm-was-advised-to-be-seen-to-be-pro-union-1-2209162]the tories[/url] support for the union , and this on top of Scottish tory leader ruth "dumbass" davidson said that if Scotland voted FOR the union [url=http://newsnetscotland.com/index.php/scottish-politics/4650-ruth-davidson-asked-to-show-respect-and-clarify-budget-cut-remarks]we'd have our budget cut by 1500 per person![/url]
thus i can only assume that Crud-Arse is right as the utter idiocy spouted from tory politicians about Scotland is a gift to independence minded people
I have spoken to some peeps in the SNP parliamentary party and gladly this will NOT be something that we will have to worry about in an independent Scotland,
holy hell... the boy , who is TEN by the way, most definitely has ADHD and ODD and is going to a specialist school starting from two weeks time.
his diagnosis is 100% correct, his mother is a GREAT mother and has to work with him every day.
the medication change has worked wonders on the lad. to be quite frank your pompous presumption that he isn't a genuine case along with your "lick them away" attitude truly sucks,. This is not simply a bad tempered bratty child, this is a 10 year old kid with not one , but a double whammy of TWO conditions that affect his behaviour
don't judge everyone by your standards or by your case history.
having said that, your opinion that people with mental illness/medical conditions that affect behaviour should be more severely punished speaks, volumes about you to be frank. it pretty much seems a case of "out of site,out of mind".
he is just a wee boy who has two conditions that affect his behaviour and now his treatment WORKS and he'll be going to a fantastic specialist school where the teacher/pupil ratio is 1 teacher to 6 pupils and he'll get a lot of help besides.
anyways, here's hoping you never become a policy maker in his area then eh?
So why even bother with courts and trials? If the police suspect someone is guilty, we should immediately start procedures to protect everyone else from that dangerous person! Presumption of innocence? System of laws? Why bother?
oddly i can relate another story relevant
my mate iun Newcastle in England is suffering from depression and has been for a while. he went to his doctor as a supervisor at work is always giving him grief so his GP refered him to a mental health clinic whee he was asked to "vent" and get his frustrations out in a session with them.
And being a Geordie he went with "venting" with great gusto... he refered to the supervisor at work with many colourful terms and said the fateful words "i'd love to kill the fucker"
now knowing the guy as well as i do, i can genuinely say that he was just letting off steam and actually mean to physical harm of malice by it
However the clinic phoned the POLICE adn they were waiting for him as he got off the bus on his way back home. they arrested him and he was charged under section 5(where they can arrest you for an offensive t-shirt) and without any court appearance was fined back at the station to the tune of £80 GBP.
no judge.. no jury.. just the police deciding he was guilty and fining him.
basically a thought cr4ime really!
he is appealing against this with assistance from his doctor and others to get this overturned...
my friend has a son woth ADHD and ODD and also a daughter with no such afflictions.
two months ago the son, who is probe to violent outburts, grabbed the girl by the throat. this marked her.
when the little girl went to school and when asked she said her mother did it. the school reported it to social services as it's their duty to do so.
The girl said her mother did it as she is pretty scared of her brother
social services were called in and the kids were taken off my friend overnight while further inquiries were made.
Whilst being questioned further by social services the little girl admitted it was her brother and it *kind of* calmed down
BUT.. a child protection order was placed on both children and a social worker... who to be honest is quite a clueless tit for a social worker, meets with them once a week
this will go on for another 4 months
it put a lot of stress on everyone involved, especially the kids who both just wanted their mother.
now the lad is on day and night medication which has worked fucking wonders on him... Ritalin by day and something called melatonin by night.
the difference is night and day and this fucking social worker said and i quote "these won't help him, they will just mask the problem not treat it"
and this guy is meant to be knowledgeable of his subject at work?.. what a tit.....
however there are many professions/organisations that are obligated to report any such matters to social services/police if they suspect something is wrong.
This occurred in the UK(Nottingham)
I'm so glad Scotland controls it's own Law budget.
One more reason to vote for independence though.
aye our own legal system and also from speaking to a local SNP MSP, Marco Biagi, about this i gather it's NEVER going to come to Scotland.>br>
G4s or group 4 security will only ever get to be "turn keys"(ie the guys in charge of police cells) and also prisoner transport.
And yes.. all power to the independence movement and can't wait till 2014 to vote for it!
I was going to say - if I only payed $5.00 a gallon I'd throw a party. Right around $8.50 (give or take based on the exchange rate) a gallon is what I consider normal.
I assume you realize that your high gas prices are the result of high taxation and not natural market forces..
correct westminster taxes the arse off it at many points
license to explore
license to extract
taxes on estimates reserves each company says they can exploit
taxes on crude processed
taxed at the pumps
all in all about 80% of the cost is tax
similar to cigarettes here which are 85% tax in cost
so condemning an entire culture due to a minority within it is right?
l
And just so you know, I would treat any other group which professed an aim of world domination, subjugation of others, and had launched terror attacks against us the same way I treat Muslims.
best you treat the Westminster like like that then.... if you have to ask for that statement to be qualified then you have been living in a hole
basically you are a simple bigot, with an emphasis on simple
aye.... the "bomb the underground" kinda places you as perhaps English so at a guess i would say you are one of those twats from the EDL(English Defence League) as does your use of the term "muzzies"
who are basically an extension/offshoot of types like the national front/BNP(british national party) who are outright racist organisations.
your sweeping general-isms painting a whole religion as bad due to some assholes paints you as a bigot.. oh.. and a twat
oh yeah and then swiftly claimed back against their tax bill and thus they didn't really pay it back
You don't seem to understand how tax deductions work. Let me guess, you are one of those people that given the opportunity to pay off your mortgage you wouldn't just so you could continue to take the tax deduction on the interest you're paying.
.
Posting anonymously because I do not feel like arguing with someone who uses [fucking] emotion rather than reason to form their opinion.
erm.. i don't have a mortgage because......... my mortgage is paid off.......
Slashdot Mirror
His love of children, extraordinary. http://adolfhitlerbestpictures.blogspot.com/2009/12/adolf-hitler-pictures-with-children.html .
oh yeah he LOVED children... especially his niece Geli Rauba who was officially said to have killed herself but rumours persist of murder.... it was also said they had a sexual relationship with fun such as corprophilia .. google his name and hers
hitler was a complete cock and it makes me laugh watching you say "oh but he loved children".. never mind he was a hateful,spiteful mass murdering fuckhead
There's a good chance that Scotland will vote to end the Union in 2014.
Here Here Sir!
i used to live in Wiltshire, know it well, i was in Devizes and used to drink waddies in the moonraker
and i am NOT talking about the 17th century, the fact we contribute a MASSIVE amount more than we get back and a whole heck of a lot more
if you like Denmark so much.. bugger off there bud and.. your taunting voodoo is weak as water
well why don't you stay there?
btw i am NOT an SNP member and the facts i have quoted here are freely available to people with the brains to look for them.
the imbalance in wages is something to be addressed
Also what has happened to Scotland actually IS unfair... but it seems that you, like like a typical unionist would rather attack the messenger than properly try to refute the message and this message happens to be factual
well we'll just have to see come the vote... there's a wind blowing people..
ROFL and you assume that Scotland will have lower employment?
you do realise that Scotland is actually in SURPLUS, and that's a fact.. westminster drags us down and people like YOU!
and if you look at my other posts it gives you a total run down of the political situation in Scotland..
you unionists make me laugh my balls off.. ALL you ever come out with is negativity and BS nonsense
the ONLY poll that matters really is the one in 2014. the council election will give an indication but labour have already said they will lose and lose HUGE.....
I heard that most of it is off the Shetlands and Orkneys, and that many of the islanders were considering not seceding...
sorry bud, the only person on those islands that want to break from Scotland.........one english guy who got marooned of Orkney when he ran aground there....
So sorry that dog don't hunt at all, in fact, in plain simple english... it's utter bollocks the guy is widely regarded by the locals as a raging nutbar
Also you'll find that it's mostly oil off Orkney and the Shetlands, there is *some* gas, as there always is but that's not where the massive bulk of it is bud
After all, the Thames estuary can't be hurt by a few anthropogenic earthquakes, now? Can it?
Considering the majority of the gas reserves are in the North Sea off the coast of Scotland it seems unlikely that London (seemingly the only city in the UK that most have heard of) will suffer any form of earth quakes, though they may well lose out if Scotland is granted their independence in 2014 when the vote comes.
while i VERY much agree with what you say we will NOT be "granted" independence we will vote for it in a referendum and thus we will decide ourselves
... the lid dems... total non entity.. that party is gonna go tits up and rightly so..
i'd like to see what happens if westminster tries to deny the will of the Scottish people.
even now after all the years that have passed since april 6th 1320 when robert the Bruce co-wrote and signed the "Declaration of Arbroath" the people of Scotland, in legal terms are regarded as "sovereign" under Scottish Law which is separate and distinct from english law. And there was a legal judgement in Scotland where a court of Session(highest court in Scotland) Judge even said outright that in Scotland the people were sovereign under Scottish law as opposed to england where parliament was sovereign.
but basically.. aye... we will decide and the way things are looking with the likes of Peter Crudass admitting that the tory govt were faking opposition to scotland becoming independence so as to position themselves to try and screw Scotland in a settlement, johan lamont, the Scottish labour leader already saying that, in the up coming coincil elections to take place in May, they already concede defeat adn expect to come in second..... to the Scottish tory leader ruth davidson who , in her big conference speech actually said that "if the people of Scotland vote NO in the referendum them the tories would cut the Scottish budget by 2,500 per person per year"!!! yeah.. there's a carrot to dangle!
Scotland is actually IN SURPLUS but with 8.6% of the "uk" population" paying 9.8% of the total tax revenue we get humped by westminster
total Scottish revenue is just over 126 billions per year when you count in the tax raised in "extra regio territories"(ie the place westminster try to hide the scottish oil/gas income) and we get about 30 billions back.. YET with that we STILL have universal free healthcare with free precription medicines, universal free education.. ie no college/university fees, and so much more that has been done while the tories sell everything off after labour SHAT on it all
and before anyone starts about universal free healthcare being some commie crap... no it's not.. we just give enough of a fuck about our own people to want them to be healthy and , when you think about it . that is good for employers too! a healthy workforce!
Saor Alba!
Alba Gu Brath mo' charaid! :P
Aye Albannach kick ass.... just keep Jaimsie away fae yer wummin! LOL
fantastic tos ee live and i'll be seeing them soon as Bannockburn in june
England isn't the UK. Most of the reserves are off the coast of Scotland.
well sir ALL the "uk" offshore reserves are in Scottish waters.
in 199 when that tony bliar devloved the Scottish parliament(and how they wish they didn't now..LOL)
he also snatched 6,000 square miles of Scottish territorial waters in the north sea! See here for map with old and nw territorial lines
Here is what is called the "statutory instrument" that did it
and http://www.oilofscotland.org/scotlands_stolen_sea.html is the site to check out about the whole story.....
when you sail Easy from St Andrews which is in Fife and go out 12 miles , somehow you are then in english waters now.. it's fucking insanity...
however come that day after 2014 when we do become independent we'll be having that back thanks very much.
"UK" gas my aching ass! it's Scottish!!!
After all, the Thames estuary can't be hurt by a few anthropogenic earthquakes, now? Can it?
I'd be far more worried about the water laced with sand and chemicals that is shot down into the Earth to release this gas from the shale. They can't leave it down there for fear of it seeping into the water table and when they suck it up, what do they do with it? And in some US states, it appears that when people think they are affected by it the company responsible doesn't have to tell them what their area was exposed to. It's well known that it contaminates water supply but greed can overpower any environmental problems. Luckily we should be able to watch Pennsylvania screw up their own water and hopefully other states will take a different approach. I wonder how many laws and regulations UKELA will let slide in order for England to "catapult into the top ranks of global producers."
hate to break it to you but ALL the offshore gas mentioned is in Scottish territorial waters and we'll be taking them with us after the 2014 Independence referendum win ;)
you presume much.. i don't do consoles
Again, substitute "home theater PC" for "Xbox" if it makes you feel superior.
again, presumption. .. i know.. shocking.. does that make me old fashioned.....??
i don't own any console.... i do not have a nerflix subscription, or a hulu subscription, i dont watch movies my pc.
i watch movies on an actual home theater system regardless of my means of acquiring the movie in question.
I was already paying for that anyway. But substitute "PS3" for "Xbox" if it makes you feel superior. The point is that it's reasonably-priced, simple, and easy.
you presume much.. i don't do consoles
just pay $8 a month.. on top of your xbox live subscription you mean?
well in Scotland we voted a resounding SNP majority and then in 2014 we are going to vote for independence
especially after cash fort access moron [url=http://newsnetscotland.com/index.php/scottish-opinion/4704-the-cruddas-story-anonymity-and-bbc-scotlands-political-news-agenda]Peter Crud-Arse[/url] [url=http://www.bbc.co.uk/news/uk-scotland-scotland-politics-17574289]said[/url] [url=http://www.scotsman.com/scotland-on-sunday/scotland/scottish-independence-peter-cruddas-tape-reveals-pm-was-advised-to-be-seen-to-be-pro-union-1-2209162]the tories[/url] support for the union , and this on top of Scottish tory leader ruth "dumbass" davidson said that if Scotland voted FOR the union [url=http://newsnetscotland.com/index.php/scottish-politics/4650-ruth-davidson-asked-to-show-respect-and-clarify-budget-cut-remarks]we'd have our budget cut by 1500 per person![/url]
thus i can only assume that Crud-Arse is right as the utter idiocy spouted from tory politicians about Scotland is a gift to independence minded people
I have spoken to some peeps in the SNP parliamentary party and gladly this will NOT be something that we will have to worry about in an independent Scotland,
holy hell... the boy , who is TEN by the way, most definitely has ADHD and ODD and is going to a specialist school starting from two weeks time.
,out of mind".
his diagnosis is 100% correct, his mother is a GREAT mother and has to work with him every day.
the medication change has worked wonders on the lad. to be quite frank your pompous presumption that he isn't a genuine case along with your "lick them away" attitude truly sucks,. This is not simply a bad tempered bratty child, this is a 10 year old kid with not one , but a double whammy of TWO conditions that affect his behaviour
don't judge everyone by your standards or by your case history.
having said that, your opinion that people with mental illness/medical conditions that affect behaviour should be more severely punished speaks, volumes about you to be frank. it pretty much seems a case of "out of site
he is just a wee boy who has two conditions that affect his behaviour and now his treatment WORKS and he'll be going to a fantastic specialist school where the teacher/pupil ratio is 1 teacher to 6 pupils and he'll get a lot of help besides.
anyways, here's hoping you never become a policy maker in his area then eh?
oddly i can relate another story relevant
my mate iun Newcastle in England is suffering from depression and has been for a while. he went to his doctor as a supervisor at work is always giving him grief so his GP refered him to a mental health clinic whee he was asked to "vent" and get his frustrations out in a session with them.
And being a Geordie he went with "venting" with great gusto... he refered to the supervisor at work with many colourful terms and said the fateful words "i'd love to kill the fucker"
now knowing the guy as well as i do, i can genuinely say that he was just letting off steam and actually mean to physical harm of malice by it
However the clinic phoned the POLICE adn they were waiting for him as he got off the bus on his way back home. they arrested him and he was charged under section 5(where they can arrest you for an offensive t-shirt) and without any court appearance was fined back at the station to the tune of £80 GBP.
no judge.. no jury.. just the police deciding he was guilty and fining him.
basically a thought cr4ime really!
he is appealing against this with assistance from his doctor and others to get this overturned...
my friend has a son woth ADHD and ODD and also a daughter with no such afflictions. .. what a tit.....
two months ago the son, who is probe to violent outburts, grabbed the girl by the throat. this marked her.
when the little girl went to school and when asked she said her mother did it. the school reported it to social services as it's their duty to do so.
The girl said her mother did it as she is pretty scared of her brother
social services were called in and the kids were taken off my friend overnight while further inquiries were made.
Whilst being questioned further by social services the little girl admitted it was her brother and it *kind of* calmed down
BUT.. a child protection order was placed on both children and a social worker... who to be honest is quite a clueless tit for a social worker, meets with them once a week
this will go on for another 4 months
it put a lot of stress on everyone involved, especially the kids who both just wanted their mother.
now the lad is on day and night medication which has worked fucking wonders on him... Ritalin by day and something called melatonin by night.
the difference is night and day and this fucking social worker said and i quote "these won't help him, they will just mask the problem not treat it"
and this guy is meant to be knowledgeable of his subject at work?
however there are many professions/organisations that are obligated to report any such matters to social services/police if they suspect something is wrong.
This occurred in the UK(Nottingham)
I'm so glad Scotland controls it's own Law budget. One more reason to vote for independence though.
aye our own legal system and also from speaking to a local SNP MSP, Marco Biagi, about this i gather it's NEVER going to come to Scotland.>br> G4s or group 4 security will only ever get to be "turn keys"(ie the guys in charge of police cells) and also prisoner transport.
And yes.. all power to the independence movement and can't wait till 2014 to vote for it!
it's all fair and well not reading TFA but you never even read TFS FFS :P
if you had you would not have just came out the gate a tad early
I was going to say - if I only payed $5.00 a gallon I'd throw a party. Right around $8.50 (give or take based on the exchange rate) a gallon is what I consider normal.
I assume you realize that your high gas prices are the result of high taxation and not natural market forces. .
correct westminster taxes the arse off it at many points
license to explore
license to extract
taxes on estimates reserves each company says they can exploit
taxes on crude processed
taxed at the pumps
all in all about 80% of the cost is tax
similar to cigarettes here which are 85% tax in cost
l
best you treat the Westminster like like that then.... if you have to ask for that statement to be qualified then you have been living in a hole
basically you are a simple bigot, with an emphasis on simple
aye.... the "bomb the underground" kinda places you as perhaps English so at a guess i would say you are one of those twats from the EDL(English Defence League) as does your use of the term "muzzies"
who are basically an extension/offshoot of types like the national front/BNP(british national party) who are outright racist organisations.
your sweeping general-isms painting a whole religion as bad due to some assholes paints you as a bigot.. oh.. and a twat
oh yeah and then swiftly claimed back against their tax bill and thus they didn't really pay it back
You don't seem to understand how tax deductions work. Let me guess, you are one of those people that given the opportunity to pay off your mortgage you wouldn't just so you could continue to take the tax deduction on the interest you're paying.
. Posting anonymously because I do not feel like arguing with someone who uses [fucking] emotion rather than reason to form their opinion.
erm.. i don't have a mortgage because......... my mortgage is paid off.......