The key generator is a completely separate client side device, not connected to the client itself in any way.
Validation is done on both server and client, it's a challenge response sequence really. Where the server sends a challenge which the user has to answer using his key generator.
http://en.wikipedia.org/wiki/Security_token
That's a rather excessive / expensive approach to make the approach immune to tampering.
It would be far easier / cheaper / user-friendly to add a confirmation page at the very end of the transaction which shows all the details of the transaction and a so called verification code ( based on the amount of money, and the account-numbers involved ).
This verification code will have to be entered into the key generator, together with PIN and bank number and would create a reply code. This reply code then gets entered into the banks website making the process tamper proof, atleast until they reverse-engineer the algorithms.
What they really should be doing is change their DNS records to point to known spam/scam sites instead. That way the scammers/spammers who paid for these attacks will help clean up the internet for us!;).
It has little to do with what country you're actually in, the reason the Netherlands and parts of Canada got banned was because Demonoid has had problems with BREIN, which is a Dutch RIAA/MPAA-clone. It was an unannounced country wide ban affecting over sixteen million people.
Notice my use of people here and not BREIN. This ban took out a large part of dedicated bittorent users without notice or anything, even those with a ratio far exceeding 1.0+. The only reason they probably though they could get away with it is because of the size of the Netherlands and because they never publicly admitted the banning.
Demonoid? You mean the site run by admins who have no issues with banning entire countries without due reason or notice? Such as the Netherlands and parts of Canada recently. If anything Demonoid has shown us the need for more RELIABLE PUBLIC trackers such as The Pirate Bay and SuprNova.
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The key generator is a completely separate client side device, not connected to the client itself in any way. Validation is done on both server and client, it's a challenge response sequence really. Where the server sends a challenge which the user has to answer using his key generator. http://en.wikipedia.org/wiki/Security_token
That's a rather excessive / expensive approach to make the approach immune to tampering. It would be far easier / cheaper / user-friendly to add a confirmation page at the very end of the transaction which shows all the details of the transaction and a so called verification code ( based on the amount of money, and the account-numbers involved ). This verification code will have to be entered into the key generator, together with PIN and bank number and would create a reply code. This reply code then gets entered into the banks website making the process tamper proof, atleast until they reverse-engineer the algorithms.
What they really should be doing is change their DNS records to point to known spam/scam sites instead. That way the scammers/spammers who paid for these attacks will help clean up the internet for us! ;).
It has little to do with what country you're actually in, the reason the Netherlands and parts of Canada got banned was because Demonoid has had problems with BREIN, which is a Dutch RIAA/MPAA-clone. It was an unannounced country wide ban affecting over sixteen million people. Notice my use of people here and not BREIN. This ban took out a large part of dedicated bittorent users without notice or anything, even those with a ratio far exceeding 1.0+. The only reason they probably though they could get away with it is because of the size of the Netherlands and because they never publicly admitted the banning.
Demonoid? You mean the site run by admins who have no issues with banning entire countries without due reason or notice? Such as the Netherlands and parts of Canada recently. If anything Demonoid has shown us the need for more RELIABLE PUBLIC trackers such as The Pirate Bay and SuprNova.