Its sad that I know how to do everything around the house. The only time I hire people is when Im too lazy to do it myself and Im awash in cash. I always pay cash in those cases for the reasons you outlined. The drawback is that I am always fixing something.
You do realize that our society has changed so much, ignoring what where previuosly conservative ideas, that Democrats are now the conservative party? The republican party was captured by nationalist radicals, proposing that we now change course from what we have been doing. Being conservative does not automatically mean republican.
Banks and businesses still use a lot of checks. There are companies that do nothing but print and mail checks. Consumers, not so much, and the ones that do are generally advanced in years and do so out of a misguided belief that the check somehow gives them control. Retailers just scan the check and use a service that processes instantly. Swiping and choosing credit is the best route but most retailers have successfully brai washed those people into selecting debit instead.
They have to be careful though. Fees have to mysterious or people might complain and regulators will likely tell them no if people complain. Regulators generally do not give a hoot about banks and are very sensitive to consumer complaints in the US. It is the only reason they havent crashed the economy more than they normally do.
You are correct. It is called interchange. The mechant pays it...so you pay it. It is really just a fee that covers the network but there is some profit there. Several actors profit from interchange. It is a hidden fee...banking is founded on hidden fees as are most things that erode society....healthcare stands out.
Im pretty smart but I have no fucking idea what is going on with healthcare and I have never heard a comprehensive explaination. The greater the amount the more shrouded it becomes.
Serious criminals start a business and launder money....the banks welcome them with open arms and kiss thier ass. No questions asked. You dont have to be smart to launder a fuckton of money over time....just careful. Laudering large amounts quickly is more difficult and is usually done with the help of complicit bankers but still totally doable.
I work in banking compliance and operations. Fraud and laundering detection is focused on small time petty criminal behavior as required by law.
What is and is not regulated is an almost arbitrary determination by regulatory agencies who have been given that power...and a lot of leeway. They can make something illlegal just by asking banks not to honor it. The banks obey without compulsion because the regulators can shut them down right now. There is no fighting it.
I work in banking and financial services on the groud level dealing with this shit.
Giving money is free speach. Is it still free if someine can track the payments? Are they allowed to track your speach?
Remember the supreme court ruled that corporate donations to politicians as a form of free speach. Don't bother splitting the hairs of tracked donations since that is not relevent and was certainly not a prequalification of the ruling.
Agreed. The problem is web development. Xamarin.Forms has rekindled my passion for developing software. One code base that can deploy to any device...eliminating the need to focus on the web as the cross platform solution.
PHP is one of the most fun languages I have ever used. Given that, a lot of people have ruined the fun. Would I use PHP in a commercial/corporate setting? Hell no. I could use it to build a project for myself, keeping everything relatively simple and elegant....and extremely fast.
Why is.Net bad? Its just incredibly complete sugar to manipulate memory and data to your will. C# is by far the best language we have at the moment for most problem domains and the.Net ecosystem is amazing...presenting the only viable solution for cross platform development at the moment. Avoiding.Net is really bad advice.
If close to half the population wants to secede you should work something out, not just say "you lose" because of a small fraction of a percentage point. You are just forcing people to find another way in that case...which is dangerous. OK...the non-violent way didn't work...now what?
The US is awash in kangaroo courts. Literally every small town has one.
Where you go in for a small infraction and find yourself pinned to the wall by a magistrate and his buddies at the police department. Didn't think you would need a lawyer? Think again.
There are far more accusations (1000:1) of being a "Trumptard", Russian, or creimer than there are actual posts by these actors. They are virtually non-existent except for the deluge of accusations that breath life into them.
"We don't encounter this programming until after we become potentates, so those of us on the bottom never see the world this way and we never will."
100% agree. Most of the fucked up stuff that goes on in the world carries on because normal decent people just cannot fathom it--they simply don't believe half of this shit is going on.
Because sociopaths' reward system is only triggered by outrageous behavior such as inflicting violence or engaging in a sex act. Throw in an inordinate amount of drugs and they can't get off unless they get really creepy/freaky. Cocaine/meth makes people weird after prolonged use.
The deep state does prefer these people because they will perform as required and can be blackmailed.
Its sad that I know how to do everything around the house. The only time I hire people is when Im too lazy to do it myself and Im awash in cash. I always pay cash in those cases for the reasons you outlined. The drawback is that I am always fixing something.
You do realize that our society has changed so much, ignoring what where previuosly conservative ideas, that Democrats are now the conservative party? The republican party was captured by nationalist radicals, proposing that we now change course from what we have been doing. Being conservative does not automatically mean republican.
Agreed. The proven attitude is that the money in the bank is theirs. Your account is just a liability on a ledger.
Banks and businesses still use a lot of checks. There are companies that do nothing but print and mail checks. Consumers, not so much, and the ones that do are generally advanced in years and do so out of a misguided belief that the check somehow gives them control. Retailers just scan the check and use a service that processes instantly. Swiping and choosing credit is the best route but most retailers have successfully brai washed those people into selecting debit instead.
The cost of maintaining the real estate and the computer systems usually exceeds a banks branch payroll.
They have to be careful though. Fees have to mysterious or people might complain and regulators will likely tell them no if people complain. Regulators generally do not give a hoot about banks and are very sensitive to consumer complaints in the US. It is the only reason they havent crashed the economy more than they normally do.
You are correct. It is called interchange. The mechant pays it...so you pay it. It is really just a fee that covers the network but there is some profit there. Several actors profit from interchange. It is a hidden fee...banking is founded on hidden fees as are most things that erode society....healthcare stands out.
Im pretty smart but I have no fucking idea what is going on with healthcare and I have never heard a comprehensive explaination. The greater the amount the more shrouded it becomes.
Agreed. Going cashless is a step or two backwards.
Serious criminals start a business and launder money....the banks welcome them with open arms and kiss thier ass. No questions asked. You dont have to be smart to launder a fuckton of money over time....just careful. Laudering large amounts quickly is more difficult and is usually done with the help of complicit bankers but still totally doable.
I work in banking compliance and operations. Fraud and laundering detection is focused on small time petty criminal behavior as required by law.
What is and is not regulated is an almost arbitrary determination by regulatory agencies who have been given that power...and a lot of leeway. They can make something illlegal just by asking banks not to honor it. The banks obey without compulsion because the regulators can shut them down right now. There is no fighting it.
I work in banking and financial services on the groud level dealing with this shit.
Giving money is free speach. Is it still free if someine can track the payments? Are they allowed to track your speach?
Remember the supreme court ruled that corporate donations to politicians as a form of free speach. Don't bother splitting the hairs of tracked donations since that is not relevent and was certainly not a prequalification of the ruling.
Municipalities now refuse cash for tax payments. A few people dropped off a few hundred pounds of nickels to pay their taxes so now they refuse cash.
Agreed. The problem is web development. Xamarin.Forms has rekindled my passion for developing software. One code base that can deploy to any device...eliminating the need to focus on the web as the cross platform solution.
PHP is one of the most fun languages I have ever used. Given that, a lot of people have ruined the fun. Would I use PHP in a commercial/corporate setting? Hell no. I could use it to build a project for myself, keeping everything relatively simple and elegant....and extremely fast.
Why is .Net bad? Its just incredibly complete sugar to manipulate memory and data to your will. C# is by far the best language we have at the moment for most problem domains and the .Net ecosystem is amazing...presenting the only viable solution for cross platform development at the moment. Avoiding .Net is really bad advice.
If close to half the population wants to secede you should work something out, not just say "you lose" because of a small fraction of a percentage point. You are just forcing people to find another way in that case...which is dangerous. OK...the non-violent way didn't work...now what?
The US is awash in kangaroo courts. Literally every small town has one.
Where you go in for a small infraction and find yourself pinned to the wall by a magistrate and his buddies at the police department. Didn't think you would need a lawyer? Think again.
There are far more accusations (1000:1) of being a "Trumptard", Russian, or creimer than there are actual posts by these actors. They are virtually non-existent except for the deluge of accusations that breath life into them.
that's the one I go with
Found a Russian
"We don't encounter this programming until after we become potentates, so those of us on the bottom never see the world this way and we never will."
100% agree. Most of the fucked up stuff that goes on in the world carries on because normal decent people just cannot fathom it--they simply don't believe half of this shit is going on.
Because sociopaths' reward system is only triggered by outrageous behavior such as inflicting violence or engaging in a sex act. Throw in an inordinate amount of drugs and they can't get off unless they get really creepy/freaky. Cocaine/meth makes people weird after prolonged use.
The deep state does prefer these people because they will perform as required and can be blackmailed.
https://billmoyers.com/2014/02...
Which makes the data ephemeral unless it is housed on a server. Sure the servers are distributed at first, until they aren't. Data == power.
"If you want to revert back to BBS's and dialup modems than please go right ahead."
Don't temp me.
what were we talking about?