I should also mention that the application process tells you to notify someone (no explanation of whom) if your income info changes. I have been back to the site, and can find no mechanism for reporting changes.
I actually founded a startup last year. The startup process is involved and capital heavy (but was planned for and is going according to plan). I happen to be living off the startup capital while the business gets off the ground. My personal income this year was essentially zero. The enrollment wizard asked me what my income would be for this month ($0) and to estimate my personal income for next year, and I told it my best guess would be about 20k, which is the bare minumum I need personally to say afloat (everything else stays in the business).
I'm kind of laughing in light of the slashdot article last week that said the ACA is good for people who want to leave their jobs to start a business. In my experience it has been an unmitigated disaster that puts me way worse off than I was before the law. I currently have an excellent health plan that I buy for $165 a month. When I have to renew next year, I will absolutely not be able to afford it as prices for the equivalent ACA compliant plan are %300-%500 of what I am currently paying. A bronze level plan purchased outside the exchange has a $5000 deductible and 40% coinsurance. My current plan has a $500 deduct, and 0% coinsurance and I have Rx coverage. To be honest I kind of feel like crying.
That is flatout bullshit. Go to ehealthinsurance.com and go through their quote process. It takes less than a minute before you start seeing prices. No go apply for enrollment in the exchange, which you obviously haven't done yet. If you start seeing prices within 4 hours, I will be shocked.
In my experience, this article is absolutely correct. I applied for enrollment on Sunday hoping to see prices and subsidies. My application was rejected because my income was too low. I never did get to see prices. And it turns out the application process is a one shot deal. I can go through the appeal process, but as my income is too low, I can't afford the attorney that would be necessary.
This is correct. My application for enrollment in the federal exchange was rejected because my income was too low. Bet you didn't know that could happen. My choices to replace my current excellent insurance policy next year, are to enroll in Medicaid, or pay %300-%500 percent more than I do now, for inferior coverage. In other words, I'm going to be on Medicaid next year, as that is not a really a choice at all.
"If you like your insurance, it will soon be priced out of your reach and you will be forced to take Medicaid."
Now, we're getting somewhere. If we look at who benefits the most from this law, it becomes apparent that it is the Insurance industry. My guess would be that the insurance industry wrote the bill that Nancy Pelosi just managed to pull out of her back pocket one day.
Actually, Roe V Wade determined that we have a constitutional right to privacy of our medical information. I can't wait for that case to make it to the SC.
You can put me in that group. My application for enrollment on the exchange was rejected on Sunday. I did some quote checking on ehealthinsurance.com and my insurnace will increase 300%-500% next year. I'm not sure what I"m going to do. Btw, my application was rejected because my income was too low.
A member of congress makes $174k a year. They are not eligible for subsidies. At least they wouldn't be if they weren't a member of congress making the same amount.
What I'm seeing from these stories, is that healthcare currently is anything but dependent on the wealth of the patient. That 20 something kid received medical care in the 10's of millions of dollars range. Do you really think there are many places in the world where he would have received that level of care?
And yet, before Obama became president, we didn't seem to have problems passing budgets. At what point is pragmatism going to reemerge? At some point people will recognize that there's a common denominator underlying all these problems.
I buy excellent individual insurance now. My application to enroll on the exchange was just rejected, and I was told I need to enroll in medicaid, because my income is too low at 174% of the poverty line. I just got some quotes for insurance purchased off the exchange and my cost will increas 300%-500%, making buying insurance impossible for me to afford. So everyone is not going to be paying taxes into that. In fact I just got moved from the taxpayer to the dependent category. This law will be a disaster.
Except, I still have my health, and because of this albatross of a law, I can no longer afford to insure it. The ACA in my case is not affordable and doesn't care,
Slashdot Mirror
I actually applied for enrollment on Sunday. My application was rejected because my income was too low. I never did get to see plans or prices.
Give me examples of amendments proposed by Republicans that were adopted.
That bronze level plan costs more than twice what I am currently paying.
I should also mention that the application process tells you to notify someone (no explanation of whom) if your income info changes. I have been back to the site, and can find no mechanism for reporting changes.
I actually founded a startup last year. The startup process is involved and capital heavy (but was planned for and is going according to plan). I happen to be living off the startup capital while the business gets off the ground. My personal income this year was essentially zero. The enrollment wizard asked me what my income would be for this month ($0) and to estimate my personal income for next year, and I told it my best guess would be about 20k, which is the bare minumum I need personally to say afloat (everything else stays in the business).
I'm kind of laughing in light of the slashdot article last week that said the ACA is good for people who want to leave their jobs to start a business. In my experience it has been an unmitigated disaster that puts me way worse off than I was before the law. I currently have an excellent health plan that I buy for $165 a month. When I have to renew next year, I will absolutely not be able to afford it as prices for the equivalent ACA compliant plan are %300-%500 of what I am currently paying. A bronze level plan purchased outside the exchange has a $5000 deductible and 40% coinsurance. My current plan has a $500 deduct, and 0% coinsurance and I have Rx coverage. To be honest I kind of feel like crying.
That is flatout bullshit. Go to ehealthinsurance.com and go through their quote process. It takes less than a minute before you start seeing prices. No go apply for enrollment in the exchange, which you obviously haven't done yet. If you start seeing prices within 4 hours, I will be shocked.
In my experience, this article is absolutely correct. I applied for enrollment on Sunday hoping to see prices and subsidies. My application was rejected because my income was too low. I never did get to see prices. And it turns out the application process is a one shot deal. I can go through the appeal process, but as my income is too low, I can't afford the attorney that would be necessary.
This is correct. My application for enrollment in the federal exchange was rejected because my income was too low. Bet you didn't know that could happen. My choices to replace my current excellent insurance policy next year, are to enroll in Medicaid, or pay %300-%500 percent more than I do now, for inferior coverage. In other words, I'm going to be on Medicaid next year, as that is not a really a choice at all.
"If you like your insurance, it will soon be priced out of your reach and you will be forced to take Medicaid."
That's not the promise I remember.
With Republicans in the minority, is the country winning, winning, winning?
Now, we're getting somewhere. If we look at who benefits the most from this law, it becomes apparent that it is the Insurance industry. My guess would be that the insurance industry wrote the bill that Nancy Pelosi just managed to pull out of her back pocket one day.
Actually, Roe V Wade determined that we have a constitutional right to privacy of our medical information. I can't wait for that case to make it to the SC.
United, lol. But that may turn out to be a predictive error.
No one in the untied states has legally been denied treatment for a broken arm in decades.
The courts regularly rule that We The People don't have standing to challenge this stuff. We The People have been made irrelevant.
It went down in flames in the senate, and a veto was promised if it were to pass. It passed in the House.
You can put me in that group. My application for enrollment on the exchange was rejected on Sunday. I did some quote checking on ehealthinsurance.com and my insurnace will increase 300%-500% next year. I'm not sure what I"m going to do. Btw, my application was rejected because my income was too low.
A member of congress makes $174k a year. They are not eligible for subsidies. At least they wouldn't be if they weren't a member of congress making the same amount.
politifact ceased to be reliable a long time ago. It's a mistake to judge a website by it's url.
What I'm seeing from these stories, is that healthcare currently is anything but dependent on the wealth of the patient. That 20 something kid received medical care in the 10's of millions of dollars range. Do you really think there are many places in the world where he would have received that level of care?
And yet, before Obama became president, we didn't seem to have problems passing budgets. At what point is pragmatism going to reemerge? At some point people will recognize that there's a common denominator underlying all these problems.
I buy excellent individual insurance now. My application to enroll on the exchange was just rejected, and I was told I need to enroll in medicaid, because my income is too low at 174% of the poverty line. I just got some quotes for insurance purchased off the exchange and my cost will increas 300%-500%, making buying insurance impossible for me to afford. So everyone is not going to be paying taxes into that. In fact I just got moved from the taxpayer to the dependent category. This law will be a disaster.
I'm looking for the part in your rebuttal, where you show that Republicans helped write the ACA. I can't seem to find it.
That nice, but this law was not written by 6 people. That is physically impossible.
http://www.usnews.com/opinion/blogs/doug-heye/2010/01/05/c-span-demands-democrats-open-secret-health-reform-talks
The bill was passed almost a year later than your article was written. Your article is too old.
Except, I still have my health, and because of this albatross of a law, I can no longer afford to insure it. The ACA in my case is not affordable and doesn't care,
To help you out, here is the plan I currently have.
http://www.ehealthinsurance.com/ehi/ifp/plan-details?planKey=53109200:200119&productLine=IFP