The thing is... who cares? Is the merchant responsible for the frauds? I mean, are they held financially liable (by visa) if the numbers get stolen and used? If so..that is their incentive. If they aren't.. that's VISA's problem. In any rate, it is not the consumer's problem..
But it IS the consumers problem!! Sure, VISA initially foot the bill, but they will quickly force that cost onto the consumer. Don't be fooled into thinking that VISA etc will just soak up these loses.
First of all, if someone makes a purchase with your credit card, but you haven't actually lost the card, then you are liable for nothing. You have nothing to use! (lose?)
This is not a victimless crime. The credit card companies are going to foot the bill and that cost is ultimately going to be passed onto you.
I really don't think there is anything wrong with preferring electronic contact to personal/physical....
I also used to believe that there was nothing wrong with living an electronic based life. And I guess there isn't.
But, you ARE missing out on another side to life. This is the side that involves going to parties, nightclubs, pubs, meeting strangers, going outdoors, camping, exercising your body as well as your mind. Don't dismiss this lifestyle as inferior, give it a decent go, you may be surprised.
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The thing is... who cares? Is the merchant responsible for the frauds? I mean, are they held financially liable (by visa) if the numbers get stolen and used? If so. .that is their incentive.
If they aren't.. that's VISA's problem.
In any rate, it is not the consumer's problem..
But it IS the consumers problem!!
Sure, VISA initially foot the bill, but they will quickly force that cost onto the consumer. Don't be fooled into thinking that VISA etc will just soak up these loses.
This is not a victimless crime. The credit card companies are going to foot the bill and that cost is ultimately going to be passed onto you.
I also used to believe that there was nothing wrong with living an electronic based life. And I guess there isn't.
But, you ARE missing out on another side to life. This is the side that involves going to parties, nightclubs, pubs, meeting strangers, going outdoors, camping, exercising your body as well as your mind. Don't dismiss this lifestyle as inferior, give it a decent go, you may be surprised.