I understand that Credit Cards can be nice. Nice to make large purchases now. Nice to cover the gap until payday when your bank account is empty. Nice for a lot of things. But people will be fine if their CC doesn't work for a day or two. There are other resources available to put food on the table, etc.
I think my original point still stands though. If your credit card not working for a couple days has a significant affect on your life (i.e. your ability to provide for your family), then YES you are too dependent on credit cards. If you NEED a credit card to put food on the table, you're already in the red - using a credit card will just put you further into the red. Credit card companies surely deserve some, but not 100% of the blame for that situation.
Depends on how it's putting food on the table. These services aren't just there to support credit cards, there are vast numbers of debit card users that are not building any credit up on a card but the money comes straight from their accounts and for some people it's a damn sight safer than carrying around cash. I've been living in South America for three years and lived purely on cash in that time. On return to the UK I cannot work without a debit card as it used for making online payments for my business. No debit card.... no payments.... no income.... no food on the table. I hate credit cards, I hate debit cards but there is no way to avoid using them if a lot of circumstances.
If I went a day or two without my cards I would have just lost $1400 of turnover. I think you also need to realise the financial situation that a large chunk of the World is in and people do depend on credit cards to feed their children and even pay their mortgages. Lucky you if you've got the cash in your pocket every day. As for this situation, my children have no link with the US government, have no link with anybody elses government, know nothing about Wikileaks and don't use credit cards - but why the f*** should Wikileaks supporters have the right to determine if I can put food on the table for them...... sorry, they are trying to cure my 'addiction' for me aren't they.
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I understand that Credit Cards can be nice. Nice to make large purchases now. Nice to cover the gap until payday when your bank account is empty. Nice for a lot of things. But people will be fine if their CC doesn't work for a day or two. There are other resources available to put food on the table, etc.
I think my original point still stands though. If your credit card not working for a couple days has a significant affect on your life (i.e. your ability to provide for your family), then YES you are too dependent on credit cards. If you NEED a credit card to put food on the table, you're already in the red - using a credit card will just put you further into the red. Credit card companies surely deserve some, but not 100% of the blame for that situation.
Depends on how it's putting food on the table. These services aren't just there to support credit cards, there are vast numbers of debit card users that are not building any credit up on a card but the money comes straight from their accounts and for some people it's a damn sight safer than carrying around cash. I've been living in South America for three years and lived purely on cash in that time. On return to the UK I cannot work without a debit card as it used for making online payments for my business. No debit card.... no payments.... no income.... no food on the table. I hate credit cards, I hate debit cards but there is no way to avoid using them if a lot of circumstances.
If I went a day or two without my cards I would have just lost $1400 of turnover. I think you also need to realise the financial situation that a large chunk of the World is in and people do depend on credit cards to feed their children and even pay their mortgages. Lucky you if you've got the cash in your pocket every day. As for this situation, my children have no link with the US government, have no link with anybody elses government, know nothing about Wikileaks and don't use credit cards - but why the f*** should Wikileaks supporters have the right to determine if I can put food on the table for them...... sorry, they are trying to cure my 'addiction' for me aren't they.