Not terribly useful for those in the US, but in OZ, you can become your own credit card gateway using Ingenico's gateway software called OCV. It connects directly from your premises to the bank via phone lines (dial-up or leased lines - tcp/ip over the internet in future) and can take requests from any type of credit card payment system, be it a web-server, IVR or any sort of tcp/ip supporting application. All the Australian gateways use it to pass their transactions to the supported banks (CamTech, SureLink, eWay - you name it!). Cut out the middle man and talk to Ingenico (www.ingenico.com.au). *Ahem* I can plug this shamelessly as I developed the bloody thing:) Cheap as chips too! AUS$2500 starts you off, and thats it! NO MORE FEES. NOTHING. Zip!
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Not terribly useful for those in the US, but in OZ, you can become your own credit card gateway using Ingenico's gateway software called OCV. It connects directly from your premises to the bank via phone lines (dial-up or leased lines - tcp/ip over the internet in future) and can take requests from any type of credit card payment system, be it a web-server, IVR or any sort of tcp/ip supporting application. All the Australian gateways use it to pass their transactions to the supported banks (CamTech, SureLink, eWay - you name it!). Cut out the middle man and talk to Ingenico (www.ingenico.com.au). *Ahem* I can plug this shamelessly as I developed the bloody thing :) Cheap as chips too! AUS$2500 starts you off, and thats it! NO MORE FEES. NOTHING. Zip!