There are better ways to do this. People just don't want to deploy them. My company Authentify is working with many people to try to fix things and would fit awesomely here.
What we do basically is call you at a phone number (something you have) ask for a pin displayed on screen (something you know) And check a voiceprint (something you are).
So as long as you had a voiceprint recorded and a phone number you could be reached at in the system you wouldn't have to carry one time scratch off cards or RSA tokens, or....
There are better ways to do this. People just don't want to deploy them. My company Authentify is working with many people to try to fix things and would fit awesomely here.
....
What we do basically is call you at a phone number (something you have) ask for a pin displayed on screen (something you know) And check a voiceprint (something you are).
So as long as you had a voiceprint recorded and a phone number you could be reached at in the system you wouldn't have to carry one time scratch off cards or RSA tokens, or