I would strongly suggest that you incorporate if only to seperate yourself from your business. Thus, if your business is sued, or declares bankruptcy, your business may die, but your personal finances would remain untouchable. It is important that you follow certain rules to truly keep the identities seperate, so I would strongly advise you to consult with an accountant.
The easiest way to incorporate is to use the Company Corporation located in Delaware. Delaware has laws which make it very easy to incorporate (the state makes a great deal of money from incorporations.) Where it would cost several thousand dollars to have an attorney incorporate for you, it will only be a matter of a couple hundred if you use the Company Corporation. Check them out at www.incorporate.com
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The easiest way to incorporate is to use the Company Corporation located in Delaware. Delaware has laws which make it very easy to incorporate (the state makes a great deal of money from incorporations.) Where it would cost several thousand dollars to have an attorney incorporate for you, it will only be a matter of a couple hundred if you use the Company Corporation. Check them out at www.incorporate.com