I have no idea why your post is informative. His math makes a lot more sense than yours. If you can't pull off a 10-15% return after taking inflation into consideration find a financial advisor.
Most financial advisors return less than 10%, or at least outside the USA they do.
The Value represented by cash must be put back to working production - building / selling / renting.
And investing piecemeal in businesses (buying stocks) isn't putting things into working production?
Even if people can afford to buy a business, you are putting your eggs into one, or very few, baskets. E.g., if it is commercial main street property, then online retailing may make that look like a bad idea, and you may live to regret that choice. With stocks you could, if you leave yourself partially invested, change tack during retirement or diversify relatively easily, but would potentially crystalise a significant loss with a business.
Indeed. I won't be getting my hopes up (it's a long-standing issue), but if he breaks the deadlock, all credit to him (and others like Moon and Xi) who managed it.
How about the fact that the last ice age ended a while ago, so it's somewhat expected that the ice may not remain frozen forever?
The ice age ended a long time ago, and after the initial rise in temperature, the trend for 8000 years has been a decline in temperature. The last 150 years has broken that trend. So, no, what you believe is expected goes against the trend.
Your following text suggests you don't get the idea.
The snow pack gaining snow and then melting ensures that the water from the snow is released at a slow rate, notably in summer when it is needed the most. If it falls just as snow directly then it melts in its entirety over a few days in spring, and comes as a rush, then it stops. Where I used to live if there was a heavy snowfall that then melted you could be pretty sure the local river would flood two days later. It didn't stop it running very low in the summer following.
Indeed. The conspiracy-minded types also don't seem to understand how difficult it would be to maintain the conspiracy required to falsify data, etc. A friend of mine is a climate scientist (he might lie to tell his daughter her painting of him is a masterpiece, not much else), so he'd have to be in on it. It seems very unlikely. He's not flush wish cash so obviously being part of this global conspiracy doesn't pay that well.
Playing devil's advocate, plate tectonics used to be the fragmentation. Just because it may lead to short, or even long term, fragmentation, doesn't mean it's not the appropriate course of action.
Yes, it used to be pretty horrible. I am not sure to what puslseaudio specifically may have fixed, but it is a bit better now, although still a bit of a mess. But it might have got better without pulseaudio, so it's hard to know if this was correlation or causation. Some things (MIDI) still seems to be better supported via ALSA. And then jack is required for some things to work properly, integrating with ALSA or pulseaudio. So yes, still a mess, but at least my audio mostly works now.
I imagine you are going to say these are edge cases, but they aren't that much, and the system could be kept or made very much more accessible. If it was via phone, then it could just be an office with 50 staff (although I expect 50 would be overkill) in a cheap location.
Are West Virginians too dumb to work a fancy ticket machine?
No, but some might be too blind.
Every Amtrak train I've ever ridden (NE Corridor, possibly a unique subset of Amtrak as a whole) allowed passengers to buy unreserved seats on the train, does that count?
Because, say, a frail person just loves to take a chance on whether they can get a seat or not, such as my step-grandmother, who is 98.
Amtrak hemorages money at an amazing rate - they run nearly empty trains in most of the system, and only the NE Corridor and a few other lines actually exceed 50% occupancy during peak hours/days.
Ah, making services accessible isn't important unless you make lots of money!
Are West Virginians so stupid they can't read a timetable at the station and calculate the cost of a ticket?
Trains pre-date the Internet, and ticket kiosks are a thing now, the need to have a person sit in a box and wait for someone to buy a ticket no longer makes any sense.
And the ticket kiosk can tell me, from my house, what the prices are so I can decide if I want to take the train or some other mode of transport?
Russia's population is around the same as Nigeria's. Not that it matters, as the USA is a republic, not a democracy. And that is a big difference.
The USA has nation-wide democratic elections, so despite the details, most people would count it as a democracy. The UK, for example, also doesn't directly elect its leader. I'm not sure how many nations do, absolutely directly.
Too many web developers forget that not everyone has high speed service.
Lack of proper provision for those with accessibility needs is also common. Not providing a ticketing agent might make those who are blind or partially sighted (who are also fairly unlikely to be driving themselves on a trip) unable to book a ticket.
Then you don't live in Nebraska. Have you ever been to Nebraska?
I thought the issue was West Virigina. Whilst my ex grandmother-in-law wasn't in West Virginia, she certainly lived in the USA and never learned to drive, and I know other old women in the USA who can't drive.
But include meals on the trip and wasted time in the rail cost. Not that you have too, rail fare will be _much_ more than airfare + drive cost + parking.
It makes no sense to include the food itself (people tend to eat whatever mode of transport they are on), but it would be fair to include the differential compared to the cost of food on another method of transport.
Or they could just buy the tickets on the train. Train rides aren't like air travel. You can show up, get on, and pay when the guy comes by to see your ticket. A much saner law would have been Amtrak isn't allowed to charge an on-board surcharge when the station has no in-person ticketing available.
As I noted earlier, many people like to know how much travel will cost before making it. Without a ticket agent they can't. Or know if they are getting the correct, cheapest fare in some instances.
Not until its economical. You can drive 50 miles to Omaha, where flights are cheap.
What if you don't drive or don't have a car? Does the cost of the flight also include the cost of that trip (and back), or parking the car for the duration of the time spent away? If not, it's not a reasonable comparison.
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Yes, but you should give up even $25/mo and live on noodles until you hit 70 so you an enjoy the fact that your life is over and you did nothing.
I have no idea why your post is informative. His math makes a lot more sense than yours. If you can't pull off a 10-15% return after taking inflation into consideration find a financial advisor.
Most financial advisors return less than 10%, or at least outside the USA they do.
History is irrelevant. What is important is the returns going forward. 10% seems unlikely.
The Value represented by cash must be put back to working production - building / selling / renting.
And investing piecemeal in businesses (buying stocks) isn't putting things into working production?
Even if people can afford to buy a business, you are putting your eggs into one, or very few, baskets. E.g., if it is commercial main street property, then online retailing may make that look like a bad idea, and you may live to regret that choice. With stocks you could, if you leave yourself partially invested, change tack during retirement or diversify relatively easily, but would potentially crystalise a significant loss with a business.
$1200 is better than most places. In the UK it's about 60% of that.
Indeed. I won't be getting my hopes up (it's a long-standing issue), but if he breaks the deadlock, all credit to him (and others like Moon and Xi) who managed it.
How about the fact that the last ice age ended a while ago, so it's somewhat expected that the ice may not remain frozen forever?
The ice age ended a long time ago, and after the initial rise in temperature, the trend for 8000 years has been a decline in temperature. The last 150 years has broken that trend. So, no, what you believe is expected goes against the trend.
I get the idea. I'm afraid you do not.
Your following text suggests you don't get the idea.
The snow pack gaining snow and then melting ensures that the water from the snow is released at a slow rate, notably in summer when it is needed the most. If it falls just as snow directly then it melts in its entirety over a few days in spring, and comes as a rush, then it stops. Where I used to live if there was a heavy snowfall that then melted you could be pretty sure the local river would flood two days later. It didn't stop it running very low in the summer following.
So in the 1930s it was natural, but now oh noes it's the evil mankind making them retreat.
I smell B.S.
No, in the 1930s it was human too.
Is some form of alcohol involved? That seems to be the draw of things like ice fishing.
Indeed. The conspiracy-minded types also don't seem to understand how difficult it would be to maintain the conspiracy required to falsify data, etc. A friend of mine is a climate scientist (he might lie to tell his daughter her painting of him is a masterpiece, not much else), so he'd have to be in on it. It seems very unlikely. He's not flush wish cash so obviously being part of this global conspiracy doesn't pay that well.
And those pesky receding glaciers are just another example of scientists fiddling the data!
Are you being sarcastic or is it really too hard to go to the NOAA site and download it?
Playing devil's advocate, plate tectonics used to be the fragmentation. Just because it may lead to short, or even long term, fragmentation, doesn't mean it's not the appropriate course of action.
Yes, it used to be pretty horrible. I am not sure to what puslseaudio specifically may have fixed, but it is a bit better now, although still a bit of a mess. But it might have got better without pulseaudio, so it's hard to know if this was correlation or causation. Some things (MIDI) still seems to be better supported via ALSA. And then jack is required for some things to work properly, integrating with ALSA or pulseaudio. So yes, still a mess, but at least my audio mostly works now.
I imagine you are going to say these are edge cases, but they aren't that much, and the system could be kept or made very much more accessible. If it was via phone, then it could just be an office with 50 staff (although I expect 50 would be overkill) in a cheap location.
what State doesn't have a single ticket agent?
If you'd read TFS, West Virginia.
Does that state have a kiosk to buy tickets from?
How much are the tickets?
Are West Virginians too dumb to work a fancy ticket machine?
No, but some might be too blind.
Every Amtrak train I've ever ridden (NE Corridor, possibly a unique subset of Amtrak as a whole) allowed passengers to buy unreserved seats on the train, does that count?
Because, say, a frail person just loves to take a chance on whether they can get a seat or not, such as my step-grandmother, who is 98.
Amtrak hemorages money at an amazing rate - they run nearly empty trains in most of the system, and only the NE Corridor and a few other lines actually exceed 50% occupancy during peak hours/days.
Ah, making services accessible isn't important unless you make lots of money!
Seriously?
Are West Virginians so stupid they can't read a timetable at the station and calculate the cost of a ticket?
Trains pre-date the Internet, and ticket kiosks are a thing now, the need to have a person sit in a box and wait for someone to buy a ticket no longer makes any sense.
And the ticket kiosk can tell me, from my house, what the prices are so I can decide if I want to take the train or some other mode of transport?
No sons. No children close. Her husband could drive. Then he died, which stopped him driving so much.
Russia's population is around the same as Nigeria's. Not that it matters, as the USA is a republic, not a democracy. And that is a big difference.
The USA has nation-wide democratic elections, so despite the details, most people would count it as a democracy. The UK, for example, also doesn't directly elect its leader. I'm not sure how many nations do, absolutely directly.
Too many web developers forget that not everyone has high speed service.
Lack of proper provision for those with accessibility needs is also common. Not providing a ticketing agent might make those who are blind or partially sighted (who are also fairly unlikely to be driving themselves on a trip) unable to book a ticket.
They could just post the prices at the station.
And then you have to travel to the station to check the prices, which is an additional level of time, cost, and inconvenience.
Then you don't live in Nebraska. Have you ever been to Nebraska?
I thought the issue was West Virigina. Whilst my ex grandmother-in-law wasn't in West Virginia, she certainly lived in the USA and never learned to drive, and I know other old women in the USA who can't drive.
But include meals on the trip and wasted time in the rail cost. Not that you have too, rail fare will be _much_ more than airfare + drive cost + parking.
It makes no sense to include the food itself (people tend to eat whatever mode of transport they are on), but it would be fair to include the differential compared to the cost of food on another method of transport.
Or they could just buy the tickets on the train. Train rides aren't like air travel. You can show up, get on, and pay when the guy comes by to see your ticket. A much saner law would have been Amtrak isn't allowed to charge an on-board surcharge when the station has no in-person ticketing available.
As I noted earlier, many people like to know how much travel will cost before making it. Without a ticket agent they can't. Or know if they are getting the correct, cheapest fare in some instances.
Not until its economical. You can drive 50 miles to Omaha, where flights are cheap.
What if you don't drive or don't have a car? Does the cost of the flight also include the cost of that trip (and back), or parking the car for the duration of the time spent away? If not, it's not a reasonable comparison.