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User: kspinka

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  1. Threshold for Positive Net-Income Transaction on A Viable System for Micropayments? · · Score: 1

    When using a micro-payment clearing house (that also has a customer base), such as PayPal, what is the minimum threshold, for the micro-debit, that will result in a net-positive transaction?
    a. This must include incremental overhead costs of clearing a transaction on PayPal's systems; compute resources, Internet traffic costs for this encrypted transaction and e-mail notification, data warehousing costs, data center costs, etc.
    b. This must include incremental overhead costs for the merchant, including compute resources, Internet traffic costs, etc.

    If companies such as PayPal would publish their "sweet-spot" ranges, it might provide some concrete direction that is beneficial for all parties, instead of arbitrary small numbers.

    /kristofer