Too often people use the CPI (consumer price index)to compare two markets. While this is a good start it does not present the entire picture. I recently moved from Harrisburg PA to Tampa FL (3.3% higher CPI in Tampa) but reality is that I can afford to live in Tampa, but I will never build any real wealth as I could in Central PA.
Is the CPI a cost-of-living index?
"The CPI frequently is called a cost-of-living index, but it differs in important ways from a complete cost-of-living measure. BLS has for some time used a cost-of-living framework in making practical decisions about questions that arise in constructing the CPI. A cost-of-living index is a conceptual measurement goal, however, not a straightforward alternative to the CPI."
The couple bucks that OX charges for the supported small business version is well worth it. With its web based admin tools and a stable release are two strong reasons to take the plung. There is a great community of support around the project to help troubleshoot any special or advanced needs.
Apple has had zero long term debt for over a year now, and in the course of normal business it is impossible for a company to elimintate short-term debt or at least in theory for a company of Apple's size since the company incurs short term debt by having a phone bill. Hence the reason at the end of last quarter Apple had almost 1.1 billion in accounts payable.
In the end a company seeks to find its optimal capital strucure of debt and equity that will return the maximum shareholder value. Apple has choosen to reduce its risk of market highs and lows by eliminating the long term debt exposure of the company.
Futher more, while I love Apple, being debt free is not a reason to buy its stock or believe that it is a healthier company. It simply implies that the shareholders will not be bullied by bond holders seeking more control of the company.
Too often people use the CPI (consumer price index)to compare two markets. While this is a good start it does not present the entire picture. I recently moved from Harrisburg PA to Tampa FL (3.3% higher CPI in Tampa) but reality is that I can afford to live in Tampa, but I will never build any real wealth as I could in Central PA.
From the BLS (http://www.bls.gov/cpi/cpifaq.htm#Question_4)
Is the CPI a cost-of-living index?
"The CPI frequently is called a cost-of-living index, but it differs in important ways from a complete cost-of-living measure. BLS has for some time used a cost-of-living framework in making practical decisions about questions that arise in constructing the CPI. A cost-of-living index is a conceptual measurement goal, however, not a straightforward alternative to the CPI."
The couple bucks that OX charges for the supported small business version is well worth it. With its web based admin tools and a stable release are two strong reasons to take the plung. There is a great community of support around the project to help troubleshoot any special or advanced needs.
Apple has had zero long term debt for over a year now, and in the course of normal business it is impossible for a company to elimintate short-term debt or at least in theory for a company of Apple's size since the company incurs short term debt by having a phone bill. Hence the reason at the end of last quarter Apple had almost 1.1 billion in accounts payable. In the end a company seeks to find its optimal capital strucure of debt and equity that will return the maximum shareholder value. Apple has choosen to reduce its risk of market highs and lows by eliminating the long term debt exposure of the company. Futher more, while I love Apple, being debt free is not a reason to buy its stock or believe that it is a healthier company. It simply implies that the shareholders will not be bullied by bond holders seeking more control of the company.