I replace them only when they fail, which only happened once on a laptop several years ago. I use external drives for backups, and I have had MANY of those drives fail (IBM DeskStar, etc.)
My rule is that I replace BOTH of my backup hard drives when they get full, which usually takes about 2 years. And I always replace them with ones that are twice as big. I also ONLY buy drives that have at least a 3 year warranty.
Good business sense is more important than math skills for a successful actuary. The math gets you past the first few actuarial exams, but a high level of general intelligence is required to pass the rest of the exams.
In the good ole days, most of the actuarial jobs for the life insurance industry were in the northeast.
I am happy to report that snow isn't an issue any more. There are lots of actuarial jobs everywhere.
And there of lots of different types of actuarial jobs:
life insurance
health insurance
pension plans
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My rule is that I replace BOTH of my backup hard drives when they get full, which usually takes about 2 years. And I always replace them with ones that are twice as big. I also ONLY buy drives that have at least a 3 year warranty.
The exams are VERY competitive. Here is an Acrobat PDF file with history of passing percentages from the Society of Actuaries web site: http://www.soa.org/ccm/cms-service/stream/asset?as set_id=20512065
In the good ole days, most of the actuarial jobs for the life insurance industry were in the northeast. I am happy to report that snow isn't an issue any more. There are lots of actuarial jobs everywhere.
And there of lots of different types of actuarial jobs:
life insurance
health insurance
pension plans
I am a pension actuary.