It is ridiculous that all ur life is based on puny number known as ur social security number! But as long as this is convenient, it would be hard for govt./companies to use a different tact. I have a suggestion to improve this:-
1. Access #1, Use one number to access/read ur info (it should not include ur modify number #2, then it defeats the purpose).
2. Modify #2, Use another number to modify/write to ur history.
To modify ur credit history u need to provide both numbers. To access/read ur info, only #1 needs to be provided (all data is indexed under #1). So even if #1 is lost b'coz somebody hacked into the neighbourhood choicepoint, they cannot modify ur history.
It is ridiculous that all ur life is based on puny number known as ur social security number! :-
:-p
But as long as this is convenient, it would be hard for govt./companies to use a different tact.
I have a suggestion to improve this
1. Access #1, Use one number to access/read ur info (it should not include ur modify number #2, then it defeats the purpose).
2. Modify #2, Use another number to modify/write to ur history.
To modify ur credit history u need to provide both numbers. To access/read ur info, only #1 needs to be provided (all data is indexed under #1). So even if #1 is lost b'coz somebody hacked into the neighbourhood choicepoint, they cannot modify ur history.
What do u genii think of this scheme?