Against your example only: I had a neighbor who was burglarized. The surprised burgler made of with my neighbor's Jeep. A police chase ensued and the burgler crashed the Jeep.
This criminal sued my neighbor claiming damages against what he suffered as a result of driving the Jeep! Now while this seems impossible, my neighbor's insurance company stepped up to defend the apartment dweller (Jeep owner).
So, in a sense you can be held to defend against such nonsense even if not morally liable.
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Against your example only:
I had a neighbor who was burglarized. The surprised burgler made of with my neighbor's Jeep. A police chase ensued and the burgler crashed the Jeep.
This criminal sued my neighbor claiming damages against what he suffered as a result of driving the Jeep! Now while this seems impossible, my neighbor's insurance company stepped up to defend the apartment dweller (Jeep owner).
So, in a sense you can be held to defend against such nonsense even if not morally liable.