Scott McCloud on Comics and the Internet, part 2
strredwolf writes: "Scott McCloud, author of Understanding Comics and Reinventing Comics, posted up his latest I Can't Stop Thinking comic essay. In it, he continues on his "Coins of the Realm" series on Micropayments, citing the RIAA in price gouging (records costing $15, but tapes $2 a pop), and using Napster as an example on how to "put it to the man" by charging only 15 cents/song, and sending all the money over to the artists themselves. He also points to Scott Kurtz PvP, and how if every viewer chipped in 25 cents, and accounting for hosting and handling costs, Kurtz would be on a $73,000/year payrole! Interesting arguments. Saw on the PvP site." We linked to the prior essay as well, if you missed it.
but I thought people decided that micropayments wouldn't work, mostly because people hate paying for everything. The mere act of needing to decide to buy becomes overwhelming when you need to buy everything. Thus a paper newspaper sells the whole paper, not individual sections or individual articles. There are links I'm sure people could supply.
In any case, I think if a _network_ charged people fees it might work. An artist could have a very small webspace to introduce people, or show just today's comic, but then you'd subscribe to, say, keenspot for 3 bucks a month and you'd have access to the whole network. I would do that.
the paypal donation method also works ok, but given NPR's need for underwriting it's not sustainable on its own.
I have not paid him yet. Why?
Several reasons. One is simple sloth. Another is that I have never done micro-payments and am not sure which system to choose. Those are the lame reasons.
The real reason, the one that has been holding me up for a couple of months is that he chose a micropayment system that REQUIRES me to give Amazon.com my credit card number. They keep it on file and active. I am just not comfortable with the risk. From time to time, I have bought things online: a DIMM here, software there. These purchases have been few and far between. I know that online commerce is about as safe as in person transactions (safer in some cases). I just cannot shake the idea that they are going to keep my credit card on file.
It isn't just the risk of crackers or abusive employee's (probably miniscule). It is the idea that this "wallet" that I would set up with Amazon is not really money, but credit. I don't want credit. I want online money. Credit cards have burned me several times in my life: everything from my step-kids "borrowing" my card number (from an old bill) to buy something online, to merchant fraud, to credit card mis-charges. I have credit cards, but I don't LIKE credit cards.
Scott's chosen payment system requires me to have a credit card. I just don't want to support it.
So Scott, it is up to you. If you will accept PayPal, I will sign up today. If you will accept a check, just give me a P.O. box and it will be in the mail.
I want to support you. I want to support all the art I like, be it music, games, movies, or books. The potential explosion of art and artistry worldwide would be staggering if micropayments can be made to work. Unfortunately, to work it must FEEL as easy and as safe as tipping a waiter or dropping coins in a street performer's hat. Credit card based systems will not do that.
So Scott, help me out. I want to give you money. How do I do it?
I.V.
"These laws they're passing won't even compile anymore, let alone execute." - anon
So besides starving artists and fans of the starving artists, who really wants this? Obviously Visa etc. don't give a rat's arse about micropayments or we'd have them already. And sadly it will take the backing of major players like Visa to get a system off the ground. (If someone can do an end run around them, so much the better.)
Just this week I was wrestling with this problem. I have a publishing company, and we sell books... but I wanted to try selling a $3 PDF as an experiment. And I wanted to do it withough larding up MY web server with ecommerce software and file hosting. I wanted a place to upload files, and said place would handle the payment/download, and then just send me a check.
I looked all over. There's Digibuy, but they charge a MINIMUM commission of $2... sort of pointless for a $3 download. And they were one of the cheapest.
Eventually I found swreg.org. They have a micropayment pay-for-download service. For products with a price of up to $7, they charge you $0.69 in commission. Best deal I have found. Terrible interface, but the value seems to be there, in case anyone was looking for something like this too. It's not a true micropayment in the "pay 1 cent to view my comic strip" sense, but it fit my needs anyway.
Hey.
And sadly it will take the backing of major players like Visa to get a system off the ground. (If someone can do an end run around them, so much the better.)
The problem is probably that you have to pay about a $2 charge for credit card transfers, etc.
One could develop a centeral site (Secure, open source, etc) where you pay, say $10 by credit card, and that apears in your 'online account'. You can then pay that to another person, bit by bit. i.e. you can pay out $0.05 or so to one site. The site then balances things up, and sends out money when you collect above a certain amount.
Or something.
Michael
"Goodness me, how unlike the FBI to abuse the trust of the American public." -- The Onion