Private Personal Agents vs. Microsoft's Passport

stefaanh asks: "With the recent MS Passport concerns, I remembered an 'IEEE Expert' 'JANUARY-FEBRUARY 1997 article called 'Managing your privacy in an on-line world' written by Michael McCandless. It talks about why you would hand out private information (on the Net), and proposes a personal agent that manages your info, in a way that you control, what, who and when to give out a selection of your sensitive data. Who benefits: you, and the companies that don't pay for outdated or inaccurate data anymore, but [pay you] for accessing correct data. Since I consider Passports 'security' not as serious as the potential of consumer tracking, what sits in the way for this personal agent to challenge the threat of Passport's centralized approach? Isn't the time right for such an implementation?"

Comments

Rich people already have "personal agents"

[JoeShmoe]

They are called financial managers. They get all the bills, they keep tabs on all expenses, they handle all dealings with the financial world. All the rich person does is spend it and read reports on the interest they've earned.

So why shouldn't the rest of us have the same thing? I hate having to update dozens of records across the country every time i change an address or lose a credit card. Switching banks caused a huge uproar in my automatic online banking.

It's like e-mail. I would have to be a complete idiot to use my ISP-given e-mail box. As soon as a switch providers, its worthless since no ISP wants to offer a nice handy eForwarding option (even for a small fee). They want to punish you for leaving. Not even that, sometimes ISPs decide on their own to change their addresses (like what Netscape did when it bought some free webmail thing, or like MediaOne did when they became part of @Home).

So what do I do? I get my own domain and give that out. When my ISP changes, I don't care. Update the record in a single place and I'm done.

Extra layers of abstraction, like this, are desperately needed in the financial sector. I would love to see some AI that could handle the same functions as a financial manager without me having to make enough interest off of my measly savings account to be able to pay his salary.

- JoeShmoe