IEEE Building Automotive Black-Box Standard
An anonymous submitter writes: "According to EE Times, the IEEE is working to develop an automotive black-box standard similar to what airplanes have. Forget Acme Rent-A-Car in Connecticut - get ready to have your insurance company jack your rates for going over 65mph."
Why on the internet? Even airplane black boxes don't appear to be hooked up for communication of any kind, otherwise people wouldn't be so concerned with finding them after a crash.
Why can't this be a similarly autonomous data-gathering device? If there's any need for it outisde of crash data recovery, clearly there's a different purpose involved.
"You know, Hobbes, some days even my lucky rocketship underpants don't help" -- Calvin
The way it worked in this test program was a small monitor would gauge your speed (now that I think about it, another monitor guaging breaking habits could also be useful) such that if you were obeying the speed limits, you would get a discount on your insurance.
What a fucking moron you are. I bet you think it's great when pizza places offer free delivery, but a discount on pick-up orders. Don't you see there's no difference between offering a discount to those who choose option X (and of course raising prices overall), versus penalizing those who choose Y, without raising prices.
Also, basing insurance pricing on driving speed is only slightly less unfair than basing it on age and gender. Consider two drivers:
Driver A is a professional race-car driver, and, when he's driving his personal car (which is probably very well maintained, and chosen for optimal handling), he tends to go 5-10 mph over the limit.
Driver B is an octagenarian with mild Parkinson's, and a car almost as old as he is. He tends to drive 5 mph below the limit.
Who's safer? Who would you rather have on the road? Driver A has amazing reflexes, excellent situational awareness, and a well-handling car with good brakes. Driver B's reaction times are probably four times longer, and he probably can't remember the last time he had his brakes done.
This is, of course, an extreme example, but I think it illustrates how ridiculous it is to use an automated device collecting only one or two statistics to decide insurance rates.
A more moderate example:
When weather and traffic conditions are good, and the road allows good visibility (no blind corners, etc.), I tend to drive a little over the speed limit. When conditions are bad, I slow down significantly. Contrast this with people who always drive the speed limit, even when the road is wet or icy, and you'll see that my driving habits are a lot safer.
Here they'll give any nimrod who walks in the door a license. I used to live down in Florida and they always had horror stories like the one about the 86 year old lady who was legally blind and failed her driving test 26 times before finally managing to do well enough to get a license. You can't go flying down I95 at 90mph because someone like that will cut you off doing 45mph. Of course, that doesn't stop people from flying down I95 at 90mph...
There are sections of interstate near my house where the average speed of traffic is 90-100 mph and those speeds are not intimidating as long as you've got a mile or so of visibility to see what traffic's doing ahead of you. Most of the drivers on the road here don't pay enough attention to be able to maintain such speeds safely. I don't think the ever-popular SUV will ever be safe at those speeds. Especially with the driver yacking on a cell phone.
It would be easily possible to actually monitor and ticket every car on the road going over the speed limit but if that happened here in the states, the speed limits would be quickly raised or eliminated on the highways, since it'd piss off literally every driver in the country, and almost all those drivers are eligable to vote. Selective enforcement, while technically illegal, works fine for keeping most drivers to within 10-20 mph over the posted speed limits.
The arbitrary nature of the speed limits are a pain in the ass though. I've been dinged for going 20 over the speed limit at 2 in the morning with no other cars on the road. And you can't argue that, even though road conditions were perfect for it. And I've seen people doing the posted speed limit in conditions where that was extremely dangerous. I'd like to see road conditions play more of a part, but I guess you can't trust many of the drivers on the road here to be able to judge them correctly.
I'm trying to teach myself to set people on fire with my mind... Is it hot in here?