Slashdot Mirror
Insurance Claims to be Tested by Lie Detector
Albanach writes "HBOS, one of the largest UK banks is to introduce random lie detector analysis of insurance claims according to this article from the Edinburgh Evening News. The three month trial will see calls from its 1.5 million policy holders randomly subjected to voice stress analysis. Those flagged up will then receive a set of questions designed to expose 'potential fraudsters'."
Unless I missed something, these are banks doing this not the government or police. And they aren't detaining you or performing any search or seizure. It is a phone system that looks for stress in your voice. I am sure it is pretty unreliable and not admissable in any court of law, though.
Or did you just mean - First Post?
Here are some basic facts about insurance companies:-
1) They are out to make money
2) They make said money based purely on others suffering
3) They will try to weasel (no offence to weasels) out of *any* contract
4) Any money saved will *not* reduce premiums but increase bonuses and dividends
5) Insurance companies have never worried about legality. If they reject 50 claims (illegally) and only 5 have the time, energy and money to fight them they have made money on the other 45. All costs that the 5 have to pay, they cannot get back
6) Lie detectors are inammisable in UK courts - but that won't stop Insurance companies.
In the UK insurance companies work a "your a lieing defrauding piece of crap" policy. It's not even "guilty until proven innocent" policy. Most of the time Insurance companies believe _all_ people are trying to illegally claim.