Refunding an Xbox Live Annual Renewal Fee?

craigandthem is curious about the following: "Recently, I was going over my credit card statement, and noticed a charge I didn't remember making. After investigating, I determined that it was an auto-renewal for my Xbox Live account (for an Xbox that hasn't worked in months). I called to have the fee refunded, and Microsoft refused. They informed me that since it had been longer than 60 days from when my account was renewed, I was not eligible for a refund. The problem lies in that they didn't charge my credit card until December 26, despite renewing my account on November 15. I feel that this was done to increase the odds that I'd only be aware of the charge after it was too late to have reversed. They also claim I had fair warning I was going to be charged, since they sent me an email detailing my upcoming renewal. The email was sent to an old university account, which was de-activated after I graduated, and therefore never received. Have any fellow Slashdot readers received similar treatment, and if so, were you able to recover your money? Legally, is it my obligation to keep my Xbox Live information up to date to avoid this dilemma?"