Background-Check Software Goes Retail
Makarand writes "According to this article in the Mercury News, ChoicePoint Inc.,
one of the nation's largest vendors of personal, financial and legal data is attempting to
mass market a
background-check software tool-kit which can be used to tap into ChoicePoint's online
databases. Choicepoint requires that you have a business license to run a small business to use this software.
However, as users of these services are rarely audited or asked to produce their business license, the purchaser can potentially
conduct criminal background checks, Social Security number identification and other checks on anyone for a small fee. Privacy advocates are cautioning that making background-check software a consumer product could
easily put personal information into the wrong hands."
There have for some time been a plethora of web-based services allowing you do exactly the same kind of background checking, with the same level of business license verification. (Or non-verification, depending on your point of view...)
This is really more of a packaging / marketing / merchandising issue, than a technical or even a legal issue.
In fact, since surfing the web is much easier than installing software, I wonder if this product will cause any increase in the occasions of misuse of background checking. Anyone who wants to do it but shouldn't be able to, already can take a crack at it via the web.
Or Does a sexual predator live in your neighborhood?
These databases are inevitable and likely to proliferate.
From Inside Republican America: A blacklist burning for Bush:
From Firm in Florida election fiasco earns millions from files on foreigners: Simply put: ChoicePoint is evil. Welcome to Bush & Ashcroft's Amerika."And a voice was screaming: 'Holy Jesus! What are these goddamn animals?'" - HST
Every Credit Card, every Bank Account, just about everything that has to do with your finances.
"How could that be bad?" you ask?. Easy.
Get into trouble (Credit rates delayed, Credit Card cancelled, Wrong Information entered into their system [it happened]) and BINGO, now more money from the bank.
In fact, no more Bankaccount. Yes, they can deny you the right to have a Bankaccount based upon a statement from the people at the "SCHUFA".
And it just takes 3 years to get records cleared from the statements.
Still not bad enough? You have to sign a statement for having you information and personal data transmitted to SCHUFA everytime you want something like...a telephone or change your ISP. Guess what happens if you get a negative report? Right.
And last, they invented a scoring system...based upon statistical data.
Living in a bad neighburhood? Negative Points in the soring system.
Had an accident some time ago, maybe even your fault? More negative points.
So the they assess you, and can deny a credit for example, just because you live in the wrong area.
You see, this is happening all over the world, and I don't think anyone can or will stop it. It'll get much worse before it might get better.
Cheers Jens