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Big Brother In Your Front Seat

Rick Zeman writes "Would you give up your privacy in your car to save a few bucks on your auto insurance? 'Safe' drivers who plug an electronic device into their vehicles will be then eligible for a discount on their insurance. They say, '...the device constantly tracks car speed. By comparing that with a clock in the TripSense device, the device figures how far the car goes, mapping it against the time of day. At the end of each policy term, the customer would download the data and see what discount he or she would get. Customers can see all their data before deciding to send it to Progressive, and can decide not to send it -- and not get extra discounts.' I wonder how soon it will be that everyone has one except those resigned to paying extra as with grocery 'convenience' cards."

3 of 995 comments (clear)

  1. Re:Great Idea! by rainman_bc · · Score: 5, Informative

    Anyone else notice how cops are immune to DUI laws? We used to own a restaurant in Vancouver. When the cops came in, it was friggin' christmas for us. Fifty drunk cops acting like asses. Then when it came time to leave you'd get the response "I'm a cop, I don't lose my license if I get stopped at a road block; they just follow me home"

    Friggin' crock of shit if you ask me.

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  2. Re:No by ekidder · · Score: 5, Informative

    Indiana doesn't require you to have insurance. You can sign an affidavit stating that you can afford to pay for any accidents you're the cause of. Or something like that. I'm pretty sure you also need to supply some proof that you can afford it, too.

  3. Re:No by parkrrrr · · Score: 5, Informative
    You need to supply proof in the form of a deposit of $40,000 for the first car and $20,000 for each additional car. See 140 IAC 1-7-3 (PDF format) for the gory details.

    Most of us can't afford to tie up $40,000 cash just to avoid getting screwed by an insurance company.