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Pay-As-You-Drive Car Insurance

Posted by michael on from the cheaper-ha-ha-ha-ha dept.

Sipos writes "The BBC has a story about pay-as-you-drive car insurance. There is not that much detail about how it would work but it seems that a black box in your car monitors your position using GPS. This information is then reported to a insurance company computer which then works out which roads you used and then bills you accordingly. The article seems to suggest that this will make insurance cheaper. Surely this will only happen for people who drive on dangerous roads less than average, after all there are no less accidents as a result? It also makes no mention of the potential for abuse of privacy this could involve. Are people really prepared to let insurance companies track their every move to save money on car insurance?"

3 of 472 comments (clear)

  1. Pay As You go eh? by Anonymous Coward · · Score: 5, Funny

    Here is my idea. Pay as you go sex. If you last 3 minutes you pay for 3 minutes only.

  2. Re:Big brother-in-law, the insurance salesman by Anonymous Coward · · Score: 5, Funny
    "Of course, 5 cents worth of aluminum foil over the sensor would work, too."


    Great, so it's not enough anymore to just make a tinfoil hat for myself. Now I have to make one for my car, too!

  3. Re:Do We Really Need Mandatory Insurance? by British · · Score: 4, Funny

    And what if they hold a minimum-wage job at McDonald's? You'd probably be waiting 500 years to get your money.

    Here's where my beautiful idea comes into play. If they have no money/assets/whatever to pay you off, you get first crack at their organs.

    I'm betting you could get quite a good deal on one of their kidneys. Get said bad driver's kidney, then sell it to some rich couple who's kid needs a transplant. Doesn't matter if they are an organ donor or not.

    Would also be an incentive for bad, noninsured driver no to do it a second time.