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Congress to Investigate ChoicePoint
twzop writes "I just saw a story on the CBS evening news about the previously posted story about ChoicePoint, Inc. in Atlanta, GA getting hacked and US citizens' data being compromised. The story stated that Congress was going to get involved by investigating the scandal and that there was a large class action lawsuit against the private firm."
This is very interesting, but didn't ChoicePoint sell this personal information to the people that "stole" it? The issue is that people were buying credit reporting services from choicepoint, since choicepoint is in the business of selling this data to companies. The people who stole this data just posed as real companies, and choicepoint didn't do their homework and check on the black hats' bona fidus.
This is not a hacker issue; no one is claiming a computer was rooted or compromised or that some kid with a script was punching passwords into choicepoint's web site. Choicepoint was selling this data, and the they were human engineered into selling the data to people who had malign intent.
The issue is wether anyone should be selling this stuff AT ALL.
ChoicePoint sold data to customers that turned out to be criminals. These criminal customers did not "hack" into the system, they were granted paid access to it. At best/worst the criminals did a bit of social engineering to appear as a legitimate business. Otherwise the feat involved no technological illegitimate access. I think that is the scariest part of the story.
Two wrongs don't make a right, but three lefts do.
This is identity infringement. Or is it actually "theft" when people do it to content owners?
Can't have it both ways, Slashdotters.
You are not a ChoicePoint customer. ChoicePoint cares NOTHING about you. You are a number in a database, with a bunch of corresponding fields. Unless you've paid ChoicePoint for their services, you mean absolutely nothing to this company.
Furthermore, people keep complaining that their information got stolen. It's not your information. It's ChoicePoint's information. It belongs to them, and to the people that purchase access to it from them. They took the time to collect and aggregate it, and they own it. The fact that it may or may not directly affect your life for better or worse in substantial ways does not even enter the equation.
Obviously, there is something fundamentally wrong here that needs to be corrected. In my opinion, information should be held by an organization specicially authorized by the government to do so. The information should be encrypted and secured, and leaks should be punishable by prison time. A standard, open algorithm should be created, to convert the information into a simple number (like a "credit score.") Companies pay for access to these scores. Only upon showing direct need, in a court of law, should specific information be given to specific companies, under strict confidentiality. If a particular company needs to know a specific detail about all of their customers, they can petition to be granted access to that information only, under the same confidentiality agreement.
Furthermore, individuals should be given unfettered access to their own information, on request. (Identity verification should be draconian here.) Individuals should have the right to challenge an inaccuracy, and to provide documentation disproving it.
Granted, it may have some issues of its own, but at least it's a step up from "give everyone's most intimate financial details to every company that pays us a nickel." Any thoughts?
Formerly GNU/Anonymous Coward. This message has been determined to cause cancer in laboratory animals.
Id Theft can be extremely painful to resolve.
I had (regular) mail stolen from my mail box (before I realized how bad it is to actually use your mailbox for outgoing mail), at first I thought it was a post office screw up, but several months later, I got a call from a bank employee who just completed a transaction which he thought was fishy. He asked my if I had just cashed a four figure check there. When I told him that I hadn't he warned me that somebody was stealing my Identity. I called my credit card companies to get new cards and security added to my accounts, contacted all of the big three credit agencies and got a hold put on my credit, contacted the local police.
The next thing I knew it was raining collection notices on me.
This guy was printing checks with my name and driver's liscense number. For Id, he had a printer which could create fake driver's liscenses with all of my information, but his face and description.
Fortunately, I was lucky, this guy got pulled over for a faulty brake light and the officer looked into the car and saw over a dozen driver's liscenses on the back seat of his car, all with his picture on them, but different names. The officers told me that I was the one in a hundred whose Identity Thief was caught.
Now, 8 years later, I can share some lessons with you. Trust me, you don't want any of this to happen to you, arguing with collection agencies is no fun at all, they assume that everybody is a slimeball.
1) Get a shredder. Get two in case the first one breaks. Shred everything that has anything that can identify you. Id Theives also dumpster and dump dive to look for your information, don't give them any help. shred shred shred...
2) Get your annual credit report from the big three credit bureaus. Take the time to review it, carefully. They each have a formal procedure for clearing up problems. Follow it to correct your information. They can be reached here http://www.creditreporting.com/
3) Check your credit and bank statements, you never know what they have on you or when they get it.
4) If it does happen to you, file a police report immediately. This report number is your best defense against the onslaught of collection agencies that will soon be banging down your door.