How Often Do You Replace Your Hard Drives?

Telemachas asks: "I recently purchased a Dell P4 2.8 GHz swap meet computer with a 200 gig hard disk for a good price and all is working fine. It does not seem prudent, however, to trust my data on a swap meet item. For another @ $ 75.00 each I can purchase new 200 gig HDDs. I would also like to do my first RAID system. I am now wondering how often, if at all, do Slashdot readers replace their HDDs?"

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[Holi]

I vote for this as one of the dumbest questions ever, replace them when they die, before is a waste of money.