Resolutions for 2007?

JoeCommodore asks: "It's that time of year where many of us review our last year and look at ourselves in the mirror, checkbook balance, and/or social schedule (EPs, stats, and skills, for those who relate to RPGs) and make resolutions to improve ourselves. One of my resolutions is to stop my increasing diversionary tactics when working on my many projects at home. You know, instead of working on some problem problem I turn to the internet (Slashdot), games, snacks, and so on. Either I need to get better at controlling my diversion habits or turn them them into something positive. So what have you thought of doing for yourself in 2007?"

Comments

Get your financial house in order!

[antifoidulus]

I cannot stress that enough. While money does not buy happiness, a certain amount does go a long way to giving you independence. 18 months ago I was a recent grad who through circumstance and stupidity(credit card debt SUCKS ASS!) found myself with a new job and $37,500 in debt. This month I will finally have a 0 net worth, and it is the best feeling ever. I have had to work a job I hate in a place I loathe simply because my debt dictated I take the best paying job I could find. I have been miserable, but there is light at the end of the tunnel and *fingers crossed* I will be entering grad school next year with a stipend and a positive net worth. I never, ever want to have to work a job simply because I desperately need the money.

Save like hell, invest wisely, and keep an emergency fund of at least 6 months handy at all time. And stay out of all debt besides a mortgage(and pay that off as soon as you can). It feels so good to be able to say "no" to a boss and not have to worry about whether or not you can make next months rent. Beats the hell out of a new plasma screen or any consumer item for that matter. I loathe Wal-Mart because I have come to despise everything it stands for. To quote Tyler Derden, "We work jobs we hate to buy shit we don't need."

Re:Get your financial house in order!

[locokamil]

Man oh man... this is the best post I've come across on Slashdot today. I graduated last June with $100 in my pocket, $8000 in student loans, and (after being unable to find a job for a long while), $7000 in credit card debt. Anyhow-- I managed to get a job in October, and my only aim for the last couple of months has been to pay off my debt. The credit card debt should be gone by the beginning of February, and my "zero net worth" day will come on April 7th, 2007-- the day after I get paid, and the three days before the student loans start charging interest. It shall be awesome. I'm planning on celebrating by depositing the rest of my pay for that fortnight in the 401(K) account that has been lying unused since I started my job.

I got lucky: I found a job that I like, and a boss who understands that I've got more in my life going on than work. Even so, the debt's been a huge burden over the last couple of months, and I never, ever want to have any again. I've started planning to buy a car-- but I'm going to pay for it in cash. Same goes for a house when I decide to get one. Save, and then buy. Debt is simply not the way to go, and I have explained it to the newly acquired fiancee. She seems sceptical, but I'm positive it's for the best.

I've also been logging my expenses in this little spreadsheet I made, and pruning off crap that I don't need. I actually decided to stop getting a soda with lunch for a month to see how much money I would save. $100, would you believe it? I cut out the "morning coffee" stop at starbucks, and saved another $100. The guy who said that you can live on 10% less than you do now wasn't kidding: I've found that I can live on half of what I was spending before logging and monitoring my finances.

So yes, getting out of debt and knowing _exactly_ where you stand with regards to money is one hell of a New Year's resolution. If you're only going to keep one in your life, this is the one I would suggest.

Get laid

[Money for Nothin']

This is one most of us /.'ers (including me) should do...

Re:100 dpi.

[networkBoy]

I make one's I know I can keep. Last year was: be fat and happy.
you know what? I am not too much heavier than last year 243 vs 235 and sure as hell I'm actually happy :-)
This year it's enjoy caffine and my kids, while attempting to smuggle in a handful of Cuban Cigars. If I get caught I'll raise a constitutional discrimination issue out of it. (our congress critters can import up to 100 at a time at-will, without the prerequisite of having traveled to Cuba, mearly leaving the country is sufficent).

See easy to keep resolutions are good for you.
-nB