Insurance Companies Considering Domestic Violence a Pre-Existing Condition

An insurance company using a pre-existing conditions clause to deny a claim is nothing new; but classifying a victim of domestic violence as having a pre-existing condition is. Half of the largest insurance companies have used domestic violence as a factor when deciding whether to extend coverage. I look forward to a time when I can spend my days perfectly still, inside a box of packing peanuts to avoid higher insurance premiums.

Comments

Not so insane

[Locke2005]

If the bastard has a history injuring you to the point where you require medical attention, but you still let him or her hang around, then I think the insurance company has a valid complaint. However, they should just make a restraining order a prerequisite, not just issue a blanket denial of coverage.

Re:Not so insane

[afidel]

Actually it makes a LOT more sense then most pre-existing conditions, most of those the person does not have control over, the only other common voluntary condition I can think of with similar health ramifications is smoking.

In essence, encouraging victims to stay silent.

[Anonymous Coward]

"I'd like to call someone for help, but I don't want to be denied insurance coverage when the bastard is finally out of my life. Let"