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Insurer Measures Driver Safety With Smartphone App To Calculate Premiums
Qedward writes "Motorists are being invited to help develop a new driving app that could earn them a discount of 'up to 20%' on their motor insurance. British insurer Aviva is using smartphone technology to create individual driver profiles that will be used to calculate tailored pay-how-you-drive premiums. The driver behavioral app, Aviva RateMyDrive, will monitor motorists taking part in the test for 200 miles, including acceleration, braking and cornering. This data is then turned into an individual score which helps determine the motorist's premium, with 'safer' drivers earning up to 20% off their deal."
Wonder how they would rate me if I took the bus to work for a week? Certainly wouldn't catch me speeding or accelerating/decelerating too hard, but I wonder how the frequent stops would factor in? Also if you didn't put your phone into airplane mode, would being a passenger in a 737 double your rates when they clock you doing 150+mph at takeoff before you ascend above cell reception range?
Slavery is the legal fiction that a person is property; A Corporation is the legal fiction that property is a person.
So I have to drive carefully for 200 miles to get my rating up and then I can turn it off and go back to my old habits? Or just swap phones with my mum for 200 miles? Or just not take my (primary) phone when I want to have some fun?
Well, if you give it to your mum you will have to explain to the insurance company why you spend every night at my place.
Does it jack up your rates if you text or talk on the phone while driving?
Imagine if tax time came and nobody paid the taxes.
Imagine if everybody cancelled their insurance and drove anyway.
Imagine if everybody had drugs on them at all times.
You just gave the for-profit prison industry a huge erection.
If Slashdot were chemistry it would look like this:Cadaverine