Degree Hack: Cobbling Together Credit Hours For Cheap
McGruber writes "The Chronicle of Higher Education has a web episode about Richard Linder, a US college student who was determined to do the impossible: earn a U.S. college degree while not taking on any student debt. Mr. Linder cobbled together an associate degree in liberal arts for a mere $3,000. He did it by transferring academic credits to Excelsior College, a regionally accredited institution that doesn't require students to take any of its own courses. Mr. Linder's earned his transferred credit hours from an array of unexpected sources: from high school Advanced Placement courses to classes taught by the Federal Emergency Management Agency and the National Fire Academy. He even managed to get one credit hour from Microsoft." I find his creativity in breadth and sources of credit-worthy instruction more interesting than the pricetag, though the commenters on the linked story are sharply divided on the value of the courses taken. While $3,000 is cheap for an associate's degree compared to many U.S. colleges, it's not unheard of; tuition for locals at a community college near me wouldn't be too far off that, even without transferring in any credits.
I received a BS in Liberal Arts from Excelsior College without having taken a single college class, for a total of about $600. I took 30 CLEP, DANTE, and Excelsior exams and transferred some military credits.
Tic-Tac-Toe, Global Thermonuclear War, and relationships all have the same winning move.
> You can knock out a lot of your gen ed *before* going to the better, more expensive four-year college where you intend to complete your degree.
Assuming that you, unlike roughly 97% of your peers, have the *slightest* idea what you actually want to do for the next 40 years when you're 19 or 20. That's the whole problem with the "get your general education credits out of the way" plan of community colleges... by packing all of your "major" courses into two years, and by extension DEFERRING nearly all of them until years 3 and 4, you've raised the stakes considerably, and made changing your mind about your major a much, much more disruptive and expensive process.
If you wait until the fall semester of your third year to take your first real courses in your major, then discover you don't actually LIKE your major after all, you've just *incinerated" at least one semester... maybe two. In contrast, if you've taken the first 4 courses in your major by the middle of your sophomore year, then discover you don't really like it after all, you've only REALLY wasted one or two of those classes, because the others ended up satisfying your general-ed requiremends anyway.
That's why most private colleges and universities encourage you to spread out your general-ed classes, and to begin taking your "major" classes early and often, and why they encourage you to satisfy many of your "general ed" classes with classes that do double-duty as the "intro/survey/101" courses for other majors. They have every incentive to help you graduate in 4 years... they're expensive, they know it, and they know there's a nontrivial chance you might not graduate at all if they seriously derail you. They know that 70% of their students change their majors at least once before year 3, and most of them have had more than a hundred years to refine the formula and get it right.
The generic community-college scenario only really works for two groups of students... those whose only goal is "a degree", regardless of what it might be in, and those for whom community college is a second chance to shine, catch up, and redeem themselves. A student who's already at the top of his high school class and a shoo-in at just about any university is basically just wasting his time, and is actually INCREASING his odds of stumbling and losing his way before graduation.
The fact is, the "2+2" formula just doesn't work for the majority of students.