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Ask Slashdot: Starting From Scratch After a Burglary?
New submitter sc30317 writes "My house got robbed on Friday, and all of our electronics got stolen. Everything. Now, I have to go out and buy all new electronics with the insurance money. We had five TVs (don't ask), three laptops, a Bose Sound dock with iPod, a digital camera, and a desktop stolen. It's looking like I am going to get around $10K from the insurance company to replace everything. What would you do if you had to replace ALL of your technology in your house at once? I'm thinking:
replace TVs; nice Desktop; new speakers; and new, cool stuff I don't know about (suggestions welcome). I already added a DVR security system, so hopefully the new things won't get burgled! Looking for suggestions to utilize my money in order to get the best stuff. Also, no Windows computers allowed in my house."
Unfortunately a lot of the time insurance claims don't work this way. I had a lightning strike recently that took out 90% of my electronics.
My policy was "new for old", but until I bought the "new", I received only the depreciated value of the "old".
If it were only this, I would still advocate your strategy, however there was also a 6 month time limit to purchase the "new", send receipts in, and get reimbursed for the depreciation.
Long story short - you may lose out on a lot of money if you don't replace that stuff now.
Video meliora proboque deteriora sequor - Ovidius
This.
I had a female huskey while living in an apartment growing up, and we could be rough with that dog to our hearts content and she'd either love to play, or would just get annoyed and run off. One day someone jumped the fence and broke the glass door into the apartment, and all we saw when we got home (other than the glass) was a nice bit of blood and a trail going back towards the fence.