How Deadbeat Facebook Friends and Using ALL-CAPS Can Lower Your Credit Score

Posted by samzenpus on Monday August 26, 2013 @07:47AM from the don't-like-this dept.

McGruber writes "CNN has the news that some financial lending companies claim that Facebook social connections can be a good indicator of a person's creditworthiness. One company determines if you are friends with someone who was late paying back a loan; if so, that is bad news for you. It is even worse news if the delinquent friend is someone you frequently interact with. Another company gathers information from the manner in which a customer fills out the online loan application. The chances of getting a loan improve if you spend time reading information about the loan on their website. Conversely, if you fill out the application typing in all-caps (or with no caps), you are knocked down a couple pegs in that company's eyes. A third lender requires that small business borrowers grant them access to the borrowers' PayPal, eBay and other online payment accounts (what could possibly go wrong with that?), thereby disclosing real-time sales and delivery information."

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Re:Kind of a warning sign actually by Anonymous Coward · 2013-08-26 11:40 · Score: 0, Flamebait

Actually reading through this... you have come off as an arrogant, rude prick who believes themselves to be more intelligent than they are. None of your comments have offered any guidance or insight.
Its really sad how you perceive yourself and the world. I just feel sorry for you :(.