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How Deadbeat Facebook Friends and Using ALL-CAPS Can Lower Your Credit Score
McGruber writes "CNN has the news that some financial lending companies claim that Facebook social connections can be a good indicator of a person's creditworthiness. One company determines if you are friends with someone who was late paying back a loan; if so, that is bad news for you. It is even worse news if the delinquent friend is someone you frequently interact with. Another company gathers information from the manner in which a customer fills out the online loan application. The chances of getting a loan improve if you spend time reading information about the loan on their website. Conversely, if you fill out the application typing in all-caps (or with no caps), you are knocked down a couple pegs in that company's eyes. A third lender requires that small business borrowers grant them access to the borrowers' PayPal, eBay and other online payment accounts (what could possibly go wrong with that?), thereby disclosing real-time sales and delivery information."
HOW DOES I GET CREDIT CARD?
If you don't have Facebook account, banks conclude you are a sociopath and offer you CEO job.
"Bank of America wishes to be friends with you. Do you accept their request?"
I am John Hurt.
The problem is, how do you know whether the bank even uses that as a metric?
Well, if it's an American Bank, they haven't even switched to metric yet....
....I'm maintaining eye contact and backing away slowly....
... people with enough real life to not have time for facebook. . .
I love how people keep claiming they have a life and therefore don't use social networks... on Slashdot.
If the masses can keep you down, you're not the Ubermensch.
Slashdot is an unsocial network. Thank you very much.
Now, get off our lawn.
Faster! Faster! Faster would be better!
Slashdot is really more of an antisocial network.
Your FB friends are not trustworthy and therefore /. has restricted your access to the moderation system.