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Ask Slashdot: How Would You Stop a Debt Collection Scam From Targeting You?

An anonymous reader writes "I'm currently being targeted by an overseas debt collection scam. My landline rings every 10-15 minutes all day every day. I considered getting a blacklisting device to block the incoming calls, but the call center spoofs a different number on my caller ID each time, and it's gotten to the point where I've just unplugged the phones. I'm already on the Do No Call Registry and have filed a complaint with the FTC. Aside from ditching my landline, changing my number, and/or blowing a whistle into the receiver anytime I actually pick up, are there any real solutions out there? Has anybody had luck with a blacklisting device?"

7 of 497 comments (clear)

  1. Why not.. by carbuck · · Score: 5, Informative

    ...just change your number. I know you said you're looking for alternatives, but, if you have your phone unplugged already, then you're not able to receive calls. Unless you need to call out and have your number recognized, it might just be easier to change it. I'm not sure what sort of device will be able to blacklist random numbers without missing some calls that you actually want to receive.

  2. Re:Fax machine by Deathlizard · · Score: 5, Informative

    Setting your answering machine to 6 rings seems to work for us. they usually stop after the 4th ring and flag the number as dead since they assume everybody has an answering machine.

    Another option is to use a thrid party call screener like nomorobo or Google Voice, but I've never tried those so YMMV.

  3. I had this happen a while back by Cito · · Score: 5, Informative

    I have a portable phone/answering matching on landline with me DSL bundle. I kept getting this call from India about credit card problems even though I dont own a credit card, my credit is sooooo bad I destroyed it when I was 18 and got sued by banks which I never showed up or paid and since I own no assets they wasted money suing... Now I'm in my 40s

    Anyhow the trick to stop the shit India calls coming in 4 and 5 times per day was sadly be as offensive and racist and vile and shocking as possible, become a Chan kid as if they od'd on Ritalin hehe

    I had some chick get so mad she was screaming at me in a foreign language, the a supervisor took over her call and acted as ic was going to apologize, so I blasted him with racist to sexual to US outsourcing call centers so they can make 50 cent an hour blah blah. He got to yelling in his own language, I kept having fun looking up how to give death threats and rape daughters in their language. The line goes dead ....

    Its now been a year and 2 months and my phone has not range once except for my family and occasional doc appt reminder

    Go nuts and go the sicker the better, it works and you'll enjoy the cathartic moment of destroying them to the point they start screaming some foreign gibberish while you laugh and know them dumbasses won't call you ever again.

  4. Re:fwd ur number by Harik · · Score: 5, Informative

    As hilarious as the forwarding suggestions are, if you forward to the FTC it will show up as your number originating, and if you forward to a 900 service you will get the bill.

  5. Change your number by Charliemopps · · Score: 5, Informative

    I work for a phone company in the US. There's basically no way to stop these. When the call comes in, there's no way to know where it came from. Just change your number. You could do some things to try and get off their list but the fact of the matter is, if you're on their list, you're on THE list and this wont be the last problem you'll have. Your number will get sold and re-sold.

    Lastly, to get targeted the way you did usually means they got a "hit" on your number... meaning one of their cons worked. If you're not already aware of them ripping you off, you should check your finances carefully to be sure they haven't already gotten some money from you. If they're calling you that much it's because they think you bit before so you'll bite again.

  6. Re:Screening your calls by Grampa+John · · Score: 5, Informative

    We had a similar problem a few years ago. Although it was not a debt-collection scam, some sort of bot was calling many times/day and all through the night. Really annoying. So we talked to our provider (the local cable company) and they set up an interception service that forces callers to affirm that the call is legitimate by hitting a couple of numbers before the call comes through to us. We have not had a robocall since then. We can whitelist numbers so they don't get challenged, but have not done much of that. We pay perhaps a dollar/month for the service.

  7. Re:Need more information by Frobnicator · · Score: 5, Informative

    No, usually the people on the other end are just poor souls with a lousy job. They are often not the ones running the scam.

    Being rude to the call center individual doesn't help. They will still call you back. If you hang up on them they will just call the next person on the list.

    The scammers' big investment is in the human time at the call center. Take all the human time you can to make the calls expensive. Ask them questions about the details of the fake bill. Describe how someone already called but they described it differently and ask them to tell you why it is different. Or tell them stories about your pet, your days in school, describe your favorite youtube videos, talk about politics, or (as was posted above) try to sell them your own products. Sometimes you can even try the line that you need to do something (check on the baby, go to the bathroom, call on the other line, etc) and put the phone down for five minutes as they wait on the line.

    Keep them on the phone and tie up their resources. If they are busy talking to you (who know the scam) then they aren't calling the more vulnerable people. If you can keep a rep on the phone for a half hour or an hour, that might be twenty other people they don't call.

    --
    //TODO: Think of witty sig statement