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Apple Pay For the UK

An anonymous reader writes about when Apple Pay will be available in the UK. "A major UK bank's concern over data collected by Apple Pay is reportedly stalling negotiations to launch the mobile payments service in the country by 'the first half of 2015.' The Telegraph reports that 'at least one' of the UK's biggest banks is 'uncomfortable with the amount of personal and financial information Apple wants to collect about its customers.' Apple has been adamant about its approach to collecting users' data via Apple Pay. 'We are not in the business of collecting your data,' said Apple exec Eddy Cue when introducing the service in September. 'So when you go to a physical business and use Apple Pay, Apple doesn't know what you bought, where you bought it, or how much you paid for it. The transaction is between you, the merchant, and your bank.'"

3 of 75 comments (clear)

  1. if not collecting the data by Anonymous Coward · · Score: 2, Interesting

    If Apple is not in the business of collecting personal data, and don't know what you bought or for how much, then why do they require your information from the bank?

    1. Re:if not collecting the data by penix1 · · Score: 3, Interesting

      At the risk of getting modded to oblivion, I consider Apple Pay the same as I consider Google Wallet. It is like broadband availability in that it will be predominately a big city thing. In rural areas like where I live I don't see it working. Hell, I saw my first Apple Pay commercial this holiday season and even the bigger stores such as Walmart in my area doesn't have the receivers for this. It simply requires too much involvement from too many entities to be feasible everywhere. First, the buyer has to have confidence in the tech and more importantly the security of that tech. We aren't there yet. Second, it requires the merchant to install the receivers which are costly and again, the trust that it will be secure has to be there. Lastly, it requires the cooperation of the bank to honor payment requests from the receivers.

      Again, this may work in larger cities but in the vast majority of rural America I don't see it.

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  2. Re:Negotiation tactic nonsense; real reason buried by Carewolf · · Score: 1, Interesting

    I think you missed the story yesterday about Apple being part of the group of companies defying DoNotTrack. Tracking might not be their primary business at the moment, but it is certainly something they are doing and something they are willing to take PR hits to protect.

    I would trust most UK banks over Apple any day.