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Generate Memorizable Passphrases That Even the NSA Can't Guess
HughPickens.com writes Micah Lee writes at The Intercept that coming up with a good passphrase by just thinking of one is incredibly hard, and if your adversary really is capable of one trillion guesses per second, you'll probably do a bad job of it. It turns out humans are a species of patterns, and they are incapable of doing anything in a truly random fashion. But there is a method for generating passphrases that are both impossible for even the most powerful attackers to guess, yet very possible for humans to memorize. First, grab a copy of the Diceware word list, which contains 7,776 English words — 37 pages for those of you printing at home. You'll notice that next to each word is a five-digit number, with each digit being between 1 and 6. Now grab some six-sided dice (yes, actual real physical dice), and roll them several times, writing down the numbers that you get. You'll need a total of five dice rolls to come up with each word in your passphrase. Using Diceware, you end up with passphrases that look like "cap liz donna demon self", "bang vivo thread duct knob train", and "brig alert rope welsh foss rang orb". If you want a stronger passphrase you can use more words; if a weaker passphrase is ok for your purpose you can use less words. If you choose two words for your passphrase, there are 60,466,176 different potential passphrases. A five-word passphrase would be cracked in just under six months and a six-word passphrase would take 3,505 years, on average, at a trillion guesses a second.
After you've generated your passphrase, the next step is to commit it to memory.You should write your new passphrase down on a piece of paper and carry it with you for as long as you need. Each time you need to type it, try typing it from memory first, but look at the paper if you need to. Assuming you type it a couple times a day, it shouldn't take more than two or three days before you no longer need the paper, at which point you should destroy it. "Simple, random passphrases, in other words, are just as good at protecting the next whistleblowing spy as they are at securing your laptop," concludes Lee. "It's a shame that we live in a world where ordinary citizens need that level of protection, but as long as we do, the Diceware system makes it possible to get CIA-level protection without going through black ops training."
After you've generated your passphrase, the next step is to commit it to memory.You should write your new passphrase down on a piece of paper and carry it with you for as long as you need. Each time you need to type it, try typing it from memory first, but look at the paper if you need to. Assuming you type it a couple times a day, it shouldn't take more than two or three days before you no longer need the paper, at which point you should destroy it. "Simple, random passphrases, in other words, are just as good at protecting the next whistleblowing spy as they are at securing your laptop," concludes Lee. "It's a shame that we live in a world where ordinary citizens need that level of protection, but as long as we do, the Diceware system makes it possible to get CIA-level protection without going through black ops training."
I forget where I first read it, but this sounds like a good workaround. Pick a nice secure-as-you-want password. But each website gets a different username. It sounds like most attacks are of the kind "joe_bob uses P4$$word on amazon, let's see if joe_bob uses P4$$word on this banking site too." They don't seem to be looking to see if joe_bob_amazon is the same account as joe_bob_wellsfargo. Or you could be joe_a_bob and joe_wf_bob.
Even better is if you have some control over your email accounts. They are probably smart enough to see joe.bob@gmail is j.o.e.bob@gmail(although that does let you filter incoming mail a little easier). But if you have control over the domain you have a catch all address and be me_amazon@myplace.com and me_wellsfargo@myplace.com.