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Volvo Will Accept Liability For Self-Driving Car Crashes (bbc.com)

An anonymous reader writes: Volvo has announced it will accept "full liability" for accidents when one of its cars is driving autonomously. It joins Mercedes and Google in this claim, hoping to convince regulators that it's worthwhile to allow testing of such vehicles on public roads. Volvo's CTO said, "Everybody is aware of the fact that driverless technology will never be perfect — one day there will be an accident. So the question becomes who is responsible and we think it's unrealistic to put that responsibility on our customers." Of course, this is limited to flaws in the self-driving system. If the driver does something inappropriate, or if another vehicle causes the accident, then they're still liable. It's also questionable how the courts would treat a promise for liability, but presumably this can be cleared up with agreements when customers start actually using the technology.

22 of 203 comments (clear)

  1. Easy to do when backed by the PRC by sethstorm · · Score: 2

    Given that Volvo is now a PRC-backed concern under Geely, it's easy for them to just throw out money.

    --
    Twitter supports and protects racists - by smearing their critics with the "Hate Speech" label.
    1. Re:Easy to do when backed by the PRC by HornWumpus · · Score: 2

      Shanghai stock exchange has an average PE ratio of 70. After 'the correction', It was 100.

      Posting this information from China will get you arrested for talking down the market.

      That's what happens when you have a real society where the 1% can have the government prop up their bad investments.

      China has for decades been managed for a single metric...100% industrial utilization. It might turn out that wasn't such a good idea.

      We can only hope the Chinese finally remove the peg from the Yuan. So far we only see it move rapidly when it helps them.

      The Shanghai stock market is still at least 4x overvalued and it is not being allowed to move. Keeping that up will require infinite money. Something will give.

      --
      John McAfee 'It was like that time I hired that Bangkok prostitute; to do my taxes, while I fucked my accountant'
    2. Re:Easy to do when backed by the PRC by HornWumpus · · Score: 2

      In about 40 months China will have spent it's entire net currency reserve from the last 30 years. I don't expect it to continue that long, but even China can't bleed $100Billion/month.

      --
      John McAfee 'It was like that time I hired that Bangkok prostitute; to do my taxes, while I fucked my accountant'
  2. I don't think it will mean much by Virtucon · · Score: 2

    Even though they'll take responsibility, in every state in the US you must still have liability coverage. If these companies are to be their own underwriters so to speak then they'd have to jump through hurdles to be approved to operate as an insurance company as well. They could obviously partner with insurance companies as well.

    --
    Harrison's Postulate - "For every action there is an equal and opposite criticism"
    1. Re:I don't think it will mean much by gstoddart · · Score: 3, Interesting

      But it will have to be made to mean something.

      I've been saying for quite a while that self-driving cars can't just go into a failure mode which says "OK, meat sock, you do it I'm confused" and expect humans to be able to respond or take liability.

      It's completely unrealistic to expect humans to transition from not actively driving to being required to take over in the event of an emergency.

      Why would I pay insurance on a self-driving car? That would be idiotic, and basically means everyone else is footing the bill for the adoption of unfinished technology.

      If the passengers aren't the source of the risk, they sure as hell shouldn't be the ones pay for the insurance.

      --
      Lost at C:>. Found at C.
    2. Re:I don't think it will mean much by tripleevenfall · · Score: 3, Interesting

      Volvo is offering to indemnifying individual owners against flaws in the self-driving system. Of course, you'd have to prove somehow that the self-driving system was responsible, and do it by going up against a massive corporation's legal department.

    3. Re:I don't think it will mean much by mh1997 · · Score: 2

      Even though they'll take responsibility, in every state in the US you must still have liability coverage. If these companies are to be their own underwriters so to speak then they'd have to jump through hurdles to be approved to operate as an insurance company as well. They could obviously partner with insurance companies as well.

      In many states, you do not need insurance, but proof of financial security which can be a surety bond with the DMV. In my state it's only $50,000. The company I work for does this and we are in no way associated with or approved as an Insurance Company.

    4. Re:I don't think it will mean much by tripleevenfall · · Score: 2

      Volvo *seems* more trustworthy than most, and perhaps it would be your insurance company paying your claim, and then deciding to fight it out with Volvo themselves. However, what if they deny your claim? Are you going to be able to fight them? Will anyone?

      Really, this gesture doesn't mean much. There will have to be a new structure devised for determining liability around self-driving cars. New laws, new types of insurance, etc. (I'm guessing it isn't going to be cheap to insure one of these)

      None of that exists yet, but what Volvo is saying isn't much different from any other manufacturer's warranty, is it? They accept responsibility for accidents caused by design flaws and things that are "their fault" today in the form of recalls and whatnot in regular old meat-driven cars.

    5. Re:I don't think it will mean much by TechyImmigrant · · Score: 2

      Sit in the back seat. Or don't buy one.

      Honestly, until they get the issues of liability sorted out, the self driving car is a complete non-starter .. precisely because of crap like this.

      This is for governments to make laws just as they have for vaccines. It's the same deal. Over a population it will save many lives. In some specific instances it make kill someone. The government gets to make laws that protect the vendors from the specific cases so the general case can be realized,

      --
      I should use this sig to advertise my book ISBN-13 : 978-1501515132.
  3. All car companies will have to do this by gurps_npc · · Score: 2
    Eventually they will see it as a "feature", rather than a bug. Buy our car and WE pay for the insurance. Of course, in reality, the price of insurance will be bundled into the vehicle.

    Also, self-insuring is not as big a deal some people seem to think it is. Yes, there will be some legal/regulatory hurdles, but a lot of the that has to do with financial resources to pay it off, which VW will either still have or be out of business.

    More importantly, it will eventually lead to huge profits as current computers are already far safer drivers than human beings.

    Always remember it's like being chased by a bear - you don't have to be faster than the bear, just faster than your competitors.

    --
    excitingthingstodo.blogspot.com
    1. Re:All car companies will have to do this by bsolar · · Score: 2

      More importantly, it will eventually lead to huge profits as current computers are already far safer drivers than human beings.

      Not necessarily since a lower risk should translate into a lower insurance premium. Actually in some fields it's very strictly regulated and the insurance company is mandated by law to pay back to the insured any risk-based surplus within a few years. Of course if you instead give the insurance free rein...

  4. Your Friend's Job by Anonymous Coward · · Score: 2, Informative

    How long will your friend have a job if insurance companies only have to deal with a few car companies?

    How long will car insurance companies be around? The car manufacturers will self insure with re-insurance to stave of massive catastrophe.

    Claims adjusters are pencil pushing paper shufflers. I'm married to one. Assuming self driving cars and the inevitability of the manufacturers matching Volvo's tactic, there will be no claims adjusters.

    1. Re:Your Friend's Job by Hotawa+Hawk-eye · · Score: 2

      As long as you have a non-self-driving car, you're probably going to want or be required by law to have insurance.

      As long as your self-driving car has a manual override and the car company's insurance guarantee won't cover incidents when that override is engaged, you're probably going to want or be required by law to have insurance.

      Eventually, will there be no need for automotive claims adjusters? Perhaps. How long will it be before "eventually" occurs? A long time IMO.

  5. Re:This guy should be a lawyer by VorpalRodent · · Score: 2

    You've just hit on an interesting scenario that will be to Volvo's advantage.

    Volvo is driving. For any accident, they accept full responsibility. However, a holy-crap scenario arises where the computer has no viable options. Clearly, Volvo is still fully accepting responsibility.

    Except, in that type of scenario, I'm going to grab the wheel and try to do something. Since I've done something in this worst case scenario, their lawyers will cite the computer data indicating that 1.4 seconds before the accident, the human driver took control. Suddenly I'm at fault.

    --
    Take it to the limit, everybody to the limit, come on, everybody fhqwhgads.
  6. Re:After the 5th lawsuit ... by bobbied · · Score: 3, Insightful

    No, the EULA on the software will be changed and THEN manufacturer liability will end when you accept the 30 page license after they push the next software upgrade Tuesday night.

    --
    "File to fit, pound to insert, paint to match" - Aircraft Maintenance 101
  7. Re:This guy should be a lawyer by khasim · · Score: 3, Insightful

    Oh your car chose to kill a kid on a bike instead of hit an old person crossing the road?

    What? Why do you think that a car would be programmed to hit "obstacle B" when "obstacle A" appears in front of it?

    Instead, wouldn't the car be programmed to avoid ALL obstacles and apply the brakes with maximum efficiency?

  8. Re:This guy should be a lawyer by The-Ixian · · Score: 5, Informative

    Exactly this.

    As a matter of fact, the computer will know about the problem long (hundreds of milliseconds) before you see it and will already be reacting.

    The idea that you could react faster or make a better critical decision than the computer is sort of funny actually.

    --
    My eyes reflect the stars and a smile lights up my face.
  9. Re:This guy should be a lawyer by 0123456 · · Score: 2

    The idea that you could react faster or make a better critical decision than the computer is sort of funny actually.

    Belief in the infallibility of computers and programmers is sort of funny, actually.

    I test-drove an SUV last year which would beep if you started crossing the lines in the road. Wow, brilliant, right? Except, for at least six months a year, you can't see the lines on the road around here.

  10. Re:Snow by Aighearach · · Score: 2

    Wags repeat this over and over, but in fairness, the vehicles had not yet been programmed for those conditions. It is the case that needs special work, and they didn't bother doing that part early on. So it tells us nothing about any of it to act like it is some sort of fact of nature that "self driving cars don't work in snow." That is a broad statement that may not even be true now. We don't know. They won't tell us that they're even seriously working on the problem unless they've already got it pretty polished. That is just how R&D works. The public can't see the progress as it happens. Everything on the road that is a "self-driving car" is a prototype. Many current ones may already have this fixed. I can tell you one thing, when they talk about timetables for wanting regulatory approval to actually sell them, they're taking into consideration that they will have to work in snow, and all other seasonally common weather conditions.

  11. Re:This guy should be a lawyer by Aighearach · · Score: 3, Insightful

    You erect the straw man "computers are infallible" to attempt to defeat the claim that computers react more quickly than humans. Fail.

    Also, the thing you drove wasn't a commercially available self-driving car, it was a different thing, very primitive with a limited intended function that is different than a self-driving car. One could almost think you were comparing apples to oranges, but in this case it is more like comparing an apple to a cartoon orange sticker.

  12. Re:This guy should be a lawyer by Aighearach · · Score: 2

    The part you're getting wrong is that it is never appropriate to swerve. If you had time to check that it is safe to do so, you'd have time to stop. If somebody steps into the crosswalk when you don't have time to stop, your duty is to brake as quickly as possible to reduce the speed before impact. DO NOT SWERVE. The self-driving car is going to get this right 100% of the time; it won't be programmed to panic and create a new accident because of a rash action. Those milliseconds will directly translate into quicker stopping time, or at least reduced impact speed.

  13. Re:This guy should be a lawyer by amiga3D · · Score: 3

    He didn't say computers were infallible, just better than the average driver. That's not hard at all.