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Same Birthday, Same Social Security Number, Same Mess For Two Florida Women (cio.com)
itwbennett writes: After 25 years, the Social Security Administration (SSA) has fessed up to giving two Florida women who shared a name and a birthday the same social security number. The women only recently discovered that they shared an SSN, but not before having trouble getting loans and having tax returns rejected. You might think that the SSA would catch something like this, but as it turns out, they are prohibited from trying to verify the legitimate owner of an SSN, except in rare cases, says Ken Meiser, VP of identity solutions at ID Analytics, provider of credit and fraud risk solutions. And the problem isn't as rare as you might think (except for the part about two women with the same name born on the same day in the same state). According to a 2010 study by ID Analytics, some 40 million SSNs are associated with multiple people.
...my company's accountant told me that someone in Los Angeles had used my SSN and the IRS was trying to garnish my wages. She told them that I was certainly not Mr. Aguilar and that I was not responsible for Mr. Aguilar's debt to the IRS. Seems like a simple thing but she was not supposed to tell me about the incident. Because if the proles ever found out how often this happens, they'd lose faith in the integrity of The System. I, as the taxpayer and rightful SSN holder was never contacted by the IRS to either collect money or warn me that there was someone out there using my SSN, possibly ruining my credit.
The way the SSN is, it is like having a password for very important things, but one that you have to give out to every street vendor to verify you as well. Identity theft nightmare for the owner.
No.
The problem isn't what the SSN is. The problem is the way the SSN is used.
I'm Spanish. In Spain we have a national ID system, and I have my own ID number. However, we don't use this number as a password in order to verify that we are who we say we are. It's used more or less as an index in a database. You can easily find my national ID number with a simple Google search. Mine, and probably every other Spanish citizen's. No big deal about it.
In you case, what's going on is that a bunch of clueless policy makers working for businesses decided that the SSN would work fine as a way to identify people. It's not. You're using it wrong.
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Born in same area, same date, same first three letters of last name-- expect collisions. That is how the formula works for allocation, and I am sure real-time checking wasn't done due to "low probability."
There's a more sinister reason behind it. A huge chunk of W2s under duplicate SSNs are due to illegal immigrants using a fake SSN to work. You can't just make up any number - the IRS will reject that. So (presumably) they or someone they hire gets a real person's SSN, and the illegal immigrant adopts that person's name, identity, and SSN. "Fixing" this problem means creating a sure-fire way to prevent illegal immigrants from working in the country, so nothing is done about it. One party doesn't want to fix it because they want to make these people citizens so they'll vote for that party. An influential fraction of the other party doesn't want to fix it because they want these people to remain as a source of cheap labor.
I used to do the accounting at a company which I'm pretty sure had a not-insignificant number of illegal immigrants. Employers are only allowed to ask potential employees for certain pieces of ID, and the most common one is the Social Security Card. The government has no system by which an employer can verify a SSN matches other info the applicant provides, so all you can do is look at it and see if it seems real (it's super-easy to fake), make a photocopy of it, and keep it in the employee's file. If INS ever comes knocking, that's your proof that you've done your due diligence. Anyway, about a month or two after I completed everyone's W2s, I got a stack of letters from the IRS about "irregularities" with the W2s. Some careful reading between the lines and some web research turned up that these letters are commonly generated when two W2s are issued for the same person whose name and SSN match but other details (like address) differ. As an employer, you just sign saying that the employee swears that that's their real SSN, mail it back, and it becomes the government's problem. I'd like to do more as an employer, but my job is running a company, not immigration enforcement. The government doesn't even provide me with tools to verify it anyway. And the potential liability for incorrectly ratting someone out as illegal is huge.