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Comcast Admits It Incorrectly Debited $1,775 From Account, Tells Customer To Sort It Out With Bank (consumerist.com)

An anonymous reader writes from a report via The Consumerist: Consumerist reader Robert is fighting with Comcast over a $1,775 early termination fee that should not have been assessed after he tried to cancel his business-tier service with the company. Comcast itself has even admitted that the money should not have been debited from Robert's bank account, but now says it's his responsibility to sort the mess out with his bank. The Consumerist reports: "In an effort to save money in 2014, Robert called to have their service level downgraded to a more affordable rate. Shortly thereafter, correctly believing that he was out of contract, he cancelled his Comcast service. That should have been the end of the story, but only weeks after closing the Comcast account, the boys from Kabletown decided that Robert was not out of contract, debiting $1,775.44 from the checking account tied to the Comcast service. Skip forward to Jan. 2015 -- two months after being told he'd get made whole; still no check. Robert says that when he called Comcast, 'the rep actually laughed when I told her I didn't get a check yet. She said it would take three months.'" Two calls later, one in June 2015 and one in Jan. 2016, Robert still didn't receive the check even after being reassured it was coming. More recently, he received an email from someone at Comcast "Executive Customer Relations," saying: "I understand you're claiming that someone advised you Comcast would send a refund check for the last payment that was debited but this is generally not the way we handle these situations. [...] For your situation, you would have to dispute the payment with your bank." Good news: The Consumerist reached out to Comcast HQ and a Comcast rep wrote back. "More information just came in," reads the email, which explains that an ETF credit was applied to his account in Dec. 2014, but "through some error the refund check never generated." Comcast is reportedly sending the check for real this time.

30 of 180 comments (clear)

  1. Don't do it by pete6677 · · Score: 5, Insightful

    This is why you don't give asshole companies direct access to your bank account.

    1. Re:Don't do it by phantomfive · · Score: 3, Informative

      To add to that, if you want to set up automatic payments, most banks can set it up for you, so the send the money (instead of the company removing it). They can send you an alert several days before they send the money, So you can stop it if you've forgotten. They can even send a check if the company hasn't enabled online payments.

      This sort of thing happens all the time. There are some bugs that companies just don't feel motivated to debug.

      --
      "First they came for the slanderers and i said nothing."
    2. Re:Don't do it by MightyMartian · · Score: 2

      Well not when they're getting $1700 they didn't earn they sure don't.

      "Aw jeez, you wants your money back, goes to that guy over there."

      What there should be is a fine equal to 500 times the mistake. I would suggest there would be far fewer of them.

      --
      The world's burning. Moped Jesus spotted on I50. Details at 11.
    3. Re:Don't do it by LordKronos · · Score: 2

      LOL. And this is where the cops tell you that a billing/payment dispute between yourself and a company you had a business relationship, and whom you had previously authorized them to deduct payments from your bank account, is a matter for the courts, not the cops.

    4. Re: Don't do it by Anonymous Coward · · Score: 5, Funny

      Wrong. I'm a cop and when this happens, I go to businesses and start shooting my gun till the customer gets his money back. That is what a good cop does.

    5. Re:Don't do it by the_Bionic_lemming · · Score: 3, Funny

      Nope. The banks are just as bad.

      I was switching banks and during that time I used the wrong checkbook to pay out monthly bills - this was the same bank my parents used so they simply took the money out of their account.

      When confronted, the bank person explained that it was the same last name so they just took the money. They got real annoyed when we wanted to change the name on the accounts to Smith (cause then we could just write checks and not worry about covering them).

      --
      _ _ _ Go for the eyes Boo! GO FOR THE EYES!
    6. Re:Don't do it by the_Bionic_lemming · · Score: 2

      I was switching banks. I used the wrong checkbook. There was naught in in the checking account I used, but more than plenty to pay in the new account.

      Yes. I wrote bad checks. That was a failure on my part.

      Taking money out of a different account to cover those checks is a failure on the banks part.

      --
      _ _ _ Go for the eyes Boo! GO FOR THE EYES!
    7. Re:Don't do it by BronsCon · · Score: 5, Interesting

      Hell, I had the IRS fail to deduct an automatic payment for a payment plan I have with them, then summarily cancel the payment plan and send me a Notice of Intent to Levy Assets. The difference between the IRS and your typical cable company is that, when you call the IRS and speak to the person on the other end of the line like a human being with some dignity, they do the same; and they work quickly to sort out the issue. Less than 15 minutes on the phone and the Intent to Levy was dropped, some interest and fees disappeared, they held my account (meaning no more interest or fees) until the payment plan could be reinstated, gave me a deadline of 30 days for them to complete the process, mailed me a letter on day 28 apologizing for missing the deadline and assuring me they were still working on it, followed by another letter on day 29 (within the deadline) letting me know everything was done and that my payment plan would resume in two months. End result, I spent 15 minutes on the phone with them and didn't have to pay them anything for 3mo, no fees or interest.

      If businesses ran the way the IRS does, there would be a lot fewer disgruntled customers out there. Not that the IRS is all puppies and roses, but they certainly don't deserve a lot of the bad rap they get; if you have a legitimate issue and you talk to them like human beings with a bit of dignity, they'll bend over backwards to help you. One guy even filled out the forms for me (since he had all the info in front of him) and faxed them to me to sign and fax back. I did check his work, but it was literally just a matter of writing down what was already on my 1040. Where else can you go, that's not a scam or rip-off of some sort (some will argue that the IRS is, I won't entertain the argument because I honestly have mixed feelings; they carry the weight of law and I rather like having my belongings and not being in prison, so I follow the applicable laws) that will fill out the paperwork for you and have you just sign it? I can think of very few places; the only place, in recent memory, that I've seen it was when I bought a car back in October, but I'm not sure that fits the "not a rip-off" qualifier.

      --
      APK quotes people (including myself) without context and should not be trusted. Just thought you should know.
    8. Re:Don't do it by houghi · · Score: 2

      As somebody who works for a company that could be called "asshole", we do not really care HOW you pay, as long as you pay.
      But please do not come crying that you get late fees because your dog ate your bill or you were on a holiday or whatever. It was your choice to handle the payments yourself.

      OTOH, we are no where near as much of an asshole as Comcast is. If we were, we would have been closed a LONG time ago. EU regulations and such.

      Compalint procedure is as follows:
      1) Try to find a solution with the customer
      2) Written complaint by the customer, otherwise it is not a complaint
      3) Still no solution? Official complaint where we have to pay 750EUR (I think) regardless if we were right or wrong
      4) Legal steps

      This means that sometimes we let it slide even though we are in our right as a company, so we do not need to pay the 750EUR. However: when you are a speical type of cunt of a customer, we WILL go all the way.

      I personaly have forgiven 200-300EUR for a customer where we were in our right to do what we were doing; yet went after an asshole for 50.

      What I often think is if you do not trust us, why do business with us in the first place? We don't do business with customers we do not trust (and there are a few of them).

      And it works similar in thefew comapnies in different industries I have worked for in the last several years.

      --
      Don't fight for your country, if your country does not fight for you.
    9. Re:Don't do it by Gr8Apes · · Score: 2

      I once had a "free" account that idled for 8 months before I closed it. The bank in question at some point started charging fees on this account. When I pointed out that the account was "free", at first they said the terms had changed. Then they agreed they couldn't change those terms, but the fees were proper. Then they stated the fees were from too far back, and I had closed the account. By now, we're pretty far up the management ladder.

      The current person stated "It's too late, you can't get your money". I said fine, I'll just go online, state you stole my money, and file with the AG (the bank's activity was in fact illegal).

      His response "Are you threatening to blackmail us?".

      I laughed, I said no, this is statement of what's going to happen. I'm done dealing with you. I either get my money, or you stole it. I'm giving you until the end of the week before I go to the AG.

      I got a call the next day that they'd reconsidered the "situation" around my account and fees and were wrong and could I please come collect my money.

      I went to pick up my money and deal with some paperwork, and there were at least 4 other customers closing accounts. Apparently I was not the only unsatisfied customer. Not long after, that bank was acquired by another. I won't do business with that one either.

      --
      The cesspool just got a check and balance.
    10. Re:Don't do it by Gr8Apes · · Score: 2

      I'm sure there are bad apples at the IRS like anywhere else. But, like you, when I had an issue with them, it was a quick call, some relatively simple paperwork, and all was well with them. The entity that had actually caused the problem was a bigger issue to sort out by comparison. Even then, it wasn't overly difficult, just more involved. As long as you're legal and not pushing limits deep into the grey the IRS generally doesn't seem to bother you.

      --
      The cesspool just got a check and balance.
  2. I wonder by MrKrillls · · Score: 4, Interesting

    I wonder how the representative was able to say, "...For your situation, you would have to dispute the payment with your bank." without either falling over laughing, or suffering a crippling attack of guilt. Or both.

    --
    Don't step on the baby.
    1. Re:I wonder by Bourdain · · Score: 2

      As a corporate accountant, I've dealt with all sorts of banking transactions and various bureaucratic systems in companies.

      I suspect that Comcast has no official mechanism to deal with issuing a check in these circumstances and it simply fell through the cracks until it received media attention.

      As for Comcast's suggestion to the effected individual, in a sense, it probably wasn't bad advice (albeit still embarrassing) - his bank likely has the ability to reverse the transaction since it was initiated by a third party without authorization, i.e., any time someone else initiates a "direct debit" (i.e., a withdrawal) from your account, if they can't provide evidence of your authorization, the funds can be "clawed back" (subject to them still being in the account that they went to).

      Whoever he spoke to at Comcast probably realized the lack of an established process to cut him a check and suggested that the bank simply reverse the unauthorized debit.

    2. Re:I wonder by AthanasiusKircher · · Score: 4, Interesting

      I wonder how the representative was able to say, "...For your situation, you would have to dispute the payment with your bank." without either falling over laughing, or suffering a crippling attack of guilt. Or both.

      This reminds me of a conversation I had with a Comcast supervisor who called me one Sunday over a decade ago.

      The background to this call is that I had moved between states and had Comcast (then the only option) in both states. Comcast managed to screw up just about everything possible in billing me for closing my account in one state and then opening the new one. Long story short: I ended up with roughly $500 in illegitimate charges and fees, which required the intervention of the Better Business Bureau and two state agencies to force Comcast to resolve.

      Anyhow, my favorite conversation occurred this particular Sunday with a supervisor. I had previously attempted to resolve my problems by calling Comcast, who told me that I needed to go to the local Comcast office in person -- but the local office proceeded to tell me that they couldn't do anything and I needed to call. The next call I insisted that I speak with someone who could resolve my bill immediately and when I was told that was impossible, I asked to talk to a supervisor.

      I was informed that I could not talk to a supervisor ("Our system doesn't work that way!") but they would put in a request for a supervisor to call me back within 72 hours.

      A couple days pass, and a cheery-voiced supervisor indeed calls me on Sunday afternoon. I swear I am not making this up, but this is roughly how the conversation went:

      [Comcast]: Hi, I'm a supervisor.
      [me]: Hi. [I explain situation.] I need you to just fix this billing error right now.
      [Comcast]: I'm sorry, but those rates are set by your local market, so you'll need to talk to your local office.
      [me]: I tried that. They told me they can't do it, and I need to talk to you. Please just fix this.
      [Comcast]: Well, I'm sorry but those rates are set by your local market, and I don't have access to that information.
      [me]: Where are you?
      [Comcast]: I'm in [state on other side of the U.S. from me].
      [me]: Well, could you maybe connect me with a supervisor from my local market to resolve this??
      [Comcast]: Well, obviously I can't do that now. [Laughs.] I mean, it's Sunday afternoon! Nobody's working.
      [me]: Huh? Well, why are you calling me?... Oh... forget it -- okay [I think I see a solution] -- so I'm told your system allows you to put in requests to talk to supervisors. Could you put in a request in the system to have a supervisor from my local market to call me back... you know, one who could actually resolve my problem?
      [Comcast]: I'm sorry sir, but our system doesn't work that way.
      [me, exasperated]: Then WHY DID YOU CALL ME?!? You took time on your Sunday afternoon when no one else is apparently working to call me and tell me... that you can do nothing to help me?!?
      [Comcast, sounding cheery]: Well, sir, we are committed to returning calls within 72 hours, so I wanted to get back to you.
      [me]: [grumble, grumble, feeling like I'm trapped in a Kafka novel]
      [Comcast, after a short pause, sounding even more chipper]: Well, sir, is there anything else I can help you with today?
      [me]: Huh? You did NOTHING to help me! This call makes no sense. I really don't understand what just happened. I don't understand what this call is. I'm sorry, I'm just going to have to sit down and try to process the insanity of this situation. Goodbye.

      Since that phone call, I've never talked to another Comcast representative when an error occurs. This was just the most insane encounter with Comcast customer "service" I had, out of maybe a dozen or more in attempts to resolve the billing issues that happened during one move. After that, I went straight to government regulatory agencies when I experienced any problems... which thankfully I had few of. And even more thankfully, I've

    3. Re:I wonder by Darinbob · · Score: 2

      This is standard procedure, and not just from Comcast. Basically deny, deny, deny, and deny again any refunds or lower rates. Then when (and if) the story is discovered by the news immediately clear up all the red tape and apologize for a simple mix-up.

      Of course, if the reverse happens, the companies would have someone come by and arrest you for theft.

  3. Blame the dog by dunkindave · · Score: 4, Funny

    an ETF credit was applied to his account in Dec. 2014, but "through some error the refund check never generated."

    So, Comcast's story is basically the dog ate it?

  4. Sounds like deliberate theft by Comcast by qwijibo · · Score: 5, Insightful

    If someone tells you they'll send a check in 3 months, you may want to look at how long you have to dispute a transaction. In most cases, after 3 months you're out of luck and they know it.

    If the rep laughs at you and says it'll be 3 months, that suggests that this kind of stuff happens all the time and they have a canned response to delay you.

    There are a lot of seedy companies that will pull scams like this and just wait out the clock until it's too late. That's why it's important to review your statements and dispute transactions right away if you suspect they're wrong. If it turns out you were wrong, you can cancel the dispute and no harm, no foul.

    1. Re:Sounds like deliberate theft by Comcast by AK+Marc · · Score: 2

      Don't forget to copy the FCC (communications company issue). I was told for 6 months that fixing my DSL was "impossible". Within 48 hours of writing a formal complaint to the FCC (copying my ISP as well), the issue was fixed.

  5. Never give them bank access by grub · · Score: 3, Insightful

    I never give access to my accounts for bill payments. I do it the old fashioned way by logging in and paying the bill myself at the bank's site.

    --
    Trolling is a art,
    1. Re:Never give them bank access by ttucker · · Score: 2

      The check gives them authorization to debit from the account only once. Setting up auto pay with ACH grants a nearly irrevocable agreement giving them permission to debit any amount at any time.

      Bill pay initiated from a bank portal typically results in a check being mailed to the payee, or for a decidedly one time electronic transfer of money to take place.

    2. Re:Never give them bank access by JeffOwl · · Score: 2

      Binding. Arbitration. Clause.

  6. Suddenly resolved when it hits the media by caseih · · Score: 4, Insightful

    No doubt nothing would have happened had this story not gone public and they started getting media queries. Now all of a sudden they discover the error and correct it! Really makes me angry. They should have done all this even if there was no publicity. It's rank dishonesty. Sadly dishonesty pays well these days. In spades. For them.

  7. *where was slashdot?* by originalGMC · · Score: 3, Interesting

    Where was this f'n story when Microsoft did the same exact thing to me, but for $28,420.23... still dealin with that shit 6 months later.

    1. Re:*where was slashdot?* by NotInHere · · Score: 4, Insightful

      IDK, write it up in a journal and submit it to the firehose. Slashdotters always like a good anti-microsoft rant.

  8. Re:The check is in the mail! by Anonymous Coward · · Score: 2, Funny

    The check is a lie!

  9. Re:Push - never have money pulled from your accoun by Aighearach · · Score: 2

    You're correct that the information is on the check, but it is very, very different because with a check they're only authorized to withdraw the amount on the check one time. They can actually convert it to an electronic ACH withdrawal if they want to, so as far as that goes you are correct. But if they use it to just take money they think you owe them, that would be criminal check fraud. Whereas when you give the company the information in a monthly payment authorization, you've given a blanket authorization that covers whatever they think the correct amount is. The fine print will say so. So there is a huge difference between "push" and "pull" payment methods, even when they look the same on the ACH system.

  10. Re:plus interest? by mysidia · · Score: 2

    He shouldn't have allowed it to be drawn out so long. After 30 days, he should have filed a lawsuit against Comcast in small claims, for the amount due.

  11. Re:Push - never have money pulled from your accoun by I+kan+Spl · · Score: 2

    Criminal charges are different from civil charges.

    If you win a civil case then Comcast has to pay you money. If you win a criminal case then the Comcast employee that broke the law goes to jail.

    Corporation laws only protect their employees from civil charges.

    --
    My UID is prime and so is this number: 09 F9 11 02 9D 74 E3 5B D8 41 56 C5 63 56 88 C0.
  12. Re:plus interest? by Mistakill · · Score: 3, Informative

    It's a pity you cant register the debt against Comcast like they would you... and ruin their credit history

  13. Re:Push - never have money pulled from your accoun by eam · · Score: 2

    My wife was late on a bill, the vendor asked her to fax a copy of the check as proof that she wrote it. She faxed a copy, then mailed the check. The vendor cashed the fax, then cashed the check when it arrived.