IRS Gets Hacked Again, Forced To Scrap Their Entire PIN System (engadget.com)
The IRS has abandoned a system of PIN numbers used when filing tax returns online after they detected "automated attacks taking place at an increasing frequency," adding that only "a small number" of taxpayers were affected. An anonymous reader quotes the highlights from Engadget:
The IRS chose not to kill the tool back in February, since most commercial tax software products use it... If you'll recall, identity thieves used malware to steal taxpayers' info from other websites, which was then used to generate 100,000 PINs, back in February... This time, the IRS detected "automated attacks taking place at an increasing frequency" thanks to the additional defenses it added after that initial hack... the agency determined that it would be safer to give up on a verification method that's scheduled for the chopping block anyway.
All this crap just because tax preparation companies throw lobbying money to keep the current system. Most Americans would not need to actually file for taxes, the IRS already has all the data it needs, but noooo we have to keep an obsolete industry going no matter the cost...
Violence is the last refuge of the incompetent. Polar Scope Align for iOS
> Just lock down an account if too many wrong PINS are used
The bad guys don't care which account they access. Suppose you limit it to four tries at a PIN. The bad guys try 250 accounts with four PINs each, not one account with a thousand PINs.
Locking out the account rather than the attacker is just DOSing yourself. I like to call this the Broken MS Windows fallacy, because Windows does it.
There are plenty of great second factor solutions. The better ones are really easy to use and provide a lot more security. But providers don't want roll out fancy new technology, and users are blissfully unaware of how security works, so they want the same thing that they have had for the last couple of decades.
The upshot is that even when second factors are rolled out, we essentially end up with something no more secure than password and pin, whereas there are beautiful solutions such as FIDO U2F that are ignored.
That's why I noted the other criteria (SSN, Name, etc).
In most companies, anyone who works in HR has access to name/SSN for all employees. Employees at hospitals and clinics have access to name/SSN of all patients. When I was in the military, my name/SSN was printed on hundreds of routine forms, often in triplicate. SSNs are not private information, and we shouldn't pretend that they are.
The simpler the code, the harder it is to hide income. Eliminate 99% of the tax code (seriously, if it's more than a few hundred pages it's too complex), eliminate 99% of all deductions, and you will have a hard time hiding income - unless you operate an all-cash business (which, in itself, draws a lot of attention with the reporting of structured deposits, etc.)
Browsing at +1 - no ACs, I ignore their posts. So refreshing!