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Admiral Charges Hotmail Users More For Car Insurance (thetimes.co.uk)

Posted by msmash on from the not-the-onion dept.

One of Britain's biggest car insurers has admitted increasing premiums for drivers who apply using a Hotmail account. From a report: Motorists seeking cover from Admiral could be charged $45 extra if they use certain email addresses. The insurer said some domain names were "associated with more accidents" than others, raising applicants' risk profile. Figures from the Association of British Insurers to be published today show that the cost of car insurance has increased by more than a quarter over the past three years. Admiral said that hundreds of factors were used by underwriters in setting car insurance, with riskier motorists paying more. Issues included the age of a driver and their postcode.

3 of 345 comments (clear)

  1. Re:if they have more accidents then that's fair by Anonymous Coward · · Score: 3, Insightful

    Now do the same based on gender, race or religion... sit back and eat popcorn.

  2. Re:if they have more accidents then that's fair by HornWumpus · · Score: 4, Insightful

    It is fair and just to charge young men more for car insurance, it's just actuarial reality.

    It is evil and wrong to charge young women more for health insurance, actuaries are sexists.

    I thought this had been long covered...

    --
    John McAfee 'It was like that time I hired that Bangkok prostitute; to do my taxes, while I fucked my accountant'
  3. Re: if they have more accidents then that's fair by ArmoredDragon · · Score: 4, Insightful

    That's just being politically correct. The reality is, certain demographics are just more likely to get into accidents, such as teenagers, and if you as an insurance company just assume that no driving record means perfect driving record, then you're either going to be insolvent or you're going to have to raise everybody else's rates.

    The mathematics here are amoral.