Most Online 'Terms of Service' Are Incomprehensible To Adults, Study Finds (vice.com)
Two law professors analyzed the sign-in terms and conditions of 500 popular US websites, including Google and Facebook, and found that more than 99 percent of them were "unreadable," far exceeding the level most American adults read at, but are still enforced. From a report: According to a new paper published on SSRN (Social Science Research Network), the average readability level of the agreements reviewed by the researchers was comparable to articles in academic journals. "While consumers are legally expected or presumed to read their contracts, businesses are not required to write readable ones. This asymmetry -- and its potential consequences -- puzzled us," wrote co-author Samuel Becher, a law professor at Victoria University of Wellington, in an email to Motherboard.
unenforceable.
AC comments get piped to
For any contract to be enforceable, it has to have real and valuable consideration. Basically, I give you X and you give me Y. Lets say you sign a contract that says you give me your car. Not enforceable. Or, you give me your car, I give you a penny. Also not enforceable - not valuable consideration. Or, you give me your car and I give you $500. Now that's enforceable.
What does "enforceable" mean? Anybody can break a contract. Lets say you change your mind and you won't give me your car for $500 after you said you would. I'll never get your car (that's called "specific performance" and is pretty rare) but I can sue you for damages. What are damages?
Lets say I passed up a deal on a similar car for $600 so I could buy yours. Prices went up and now I have to pay $800 to get one. Damages are the difference, $200, and I'd win that in court.
A law professor told me that this is the basis for all contract law. You give me X, I give you Y. If you change your mind, you're liable for whatever extra your breach of contract cost me.
Sooooo.... A website's TOS is bullshit. Unless it's giving you a service valuable enough to bother going to court over. And they can't just pull a number out of their asses.
This is the same thing the finance industry did with loans and credit cards. They wrote up 20 pages of tiny, tiny print, written at a college graduate level, and got away with stealing from people for years.
Then Elizabeth Warren got the CFPB created and the government required credit forms to be clear, with details about what you owe and how much it costs you.
We need this with tech.
Government isn't always the answer, but government is our protection from corporations who only care about shareholder value and not you, your family, or in some cases, your life.