So what happens when those who are uninsured get hurt?
Before? They get a bill that they cannot afford.
Now? They get a bill that they cannot afford, plus a fine that they cannot afford.
Have you actually thought about the phrase "cannot afford" and what it means? It means "can't pay even if they wanted to."
You have this grand dream where everyone gets health care... and your solution is to give everyone health care.. the problem is that not everyone can afford health care.. and you don't have a solution.. but you have that dream.. and that dream must be acted on.. even if the solution doesnt achieve it, and actually hurts people. Who cares if people get hurt.. its the dream man.. the dream...!!
but at the same time you are talking about a higher rate of yearly checkups.
The rate is of people who get them, idiot.
3 out of 10 get an annual checkup, vs 5 out of 10 get an anual checkup. One is a higher rate than the other. What everyone here can now conclude about you is that you dont even have a basic grasp of the terminology used in industry, yet are pretending to be an expert about shit.
You arent an expert. You are ignorant. A complete lack of knowledge in which to form an informed opinion about anything.
I think I can say that your premiums would probably be higher if the primary care doctor visits weren't included.
Let me quote the first link in my google search:For example, a major medical plan from Blue Cross Blue Shield of Florida for a nonsmoking 21-year-old female, with a low $250 deductible and $2,500 out-of-pocket limit after the deductible, would cost $29 per month.
Thats $29/month while comprehensive plans are $500/month and up.
I am not an actuary either, but I don't fucking guess. When I speak I know what I'm fucking saying, and I do not say this next thing lightly:
Most of you need to learn what insurance is for. Insurance is for unlikely events that you cannot afford to have happen to you. You and other like-minded people form a risk pool and pay a small premium above what such events will cost the entire poll on average. In this way, if an unlikely event happen to you, you do not have to go bankrupt. Your annual checkup doesn't qualify as something that needs to be insured for, ever.
This ignorant tool right here hates the tea party so much that he has invented a fantasy world where Romney was cow-towing to the tea-party.
You know who tea party folks voted for? They wrote in "Ron Paul."
I know where you got this complete fantasy view too... the ignorant shit you just spit out came right out of the mouth of Rachel Maddow.
Here is an idea.. when you don't know what you are talking about, which is always the case when all you really have to say is to repeat what some ultra-left-wing opinion-head on an ultra-left-wing cable news network said, then dont fucking talk.
There is no element that we cannot make in a lab and thusly even on an industrial scale. While its expensive to make elements, it does put an upper limit on how much any element is worth.
As time marches on, it gets cheaper and cheaper to do. At some point the nominal cost will approach the cost of shipping much as it has with food in the western world.
Here the private insurance companies actively encourage and pay for the yearly checkups
To be quite precise they want the rate of yearly physicals under their plans to be higher than the rate of yearly physicals under their competitors plans, so that they can offer a better price than their competitors for the same plans.
This in no way means that its rational to have the insurance company be a middle-man in the annual-physical transaction. The insurance company has not added any value with regards to annual checkups. They didnt make the checkup more efficient.. they still made it less efficient regardless of how much they push for you to get one.
The fact that you thought that you had a valid point as to why insurance companies should be a middle-man when paying for your annual checkup makes YOU the retard.
If annual visits were not covered folks would skip them and more diseases would go untreated
If you want to bring the whole self-interest of the individuals and its-larger-effects into it, then you just trashed every talking point that you had because the self-interest will always be to pay as little as possible for the most service. The problem is that when annual checkups are handled by a middle-man, that middle-man gets a cut and therefore this cannot ever then fall under the "as little as possible" metric.
So what people will not do is go without insurance entirely and then pick up a plan on the way to the hospital. Its amazing how you folks can point out existing effects that self-interested people introduce but completely fail to see what effects those same self-interested people will introduce under your proposed new frameworks meant to prevent the previous effects.
You always make it worse because resources cannot be centrally managed as efficiently as distributed management, but you just don't get that. You folks no longer believe in God, but still want there to be a God-like entity that takes care of you. Thats now how reality really is. There is no God and there is no replacement for God. You need to be responsible for your own shit.
Maryland is a Democrat state, for sure, and its the State with the largest number of directly-employed (rather than sub-contracted) federal workers. They are Democrats, but they are not exactly drinking their own cool-aid. Notice that most federal workers fought for and managed to get themselves exempted from PelosiCare.
PelosiCare is not "liberal" -- its big-assed favor for the big-assed insurance companies that now have guaranteed mandated-by-law customers.
You still can. It's called... *drumroll* - catastrophic coverage. It's provided on the exchanges (at least CA has it).
*drumroll* - we call it catastrophic coverage, but your first 3 visits per year to your primary care doctor are included.
Sorry pal, thats catastrophic coverage plus comprehensive coverage.. so none of the advantages of an actual catastrophic plan (very low premiums because only catastrophe is covered)
What prevents you from still enrolling in one?
sigh... so now I've got to pay for two plans, instead of one? I get it... you want me in that exctra one because you cannot budget for yearly visits to your doctor but somehow can find the money to pay for it on a monthly basis to a middleman that takes a cut... I get it.. really.. I do.. you are irresponsible and stupid, and have voted to make sure that your irresponsibility and stupidness is subsidized by people that arent irresponsible and stupid.
Change jobs, and ooopsies, it's a preexisting condition.
Many States already had laws that required insurance companies to take on pre-existing conditions. For example there is Connecticut, which ironically is the insurance capital of the United States with more major insurance companies headquartered here than in any other State.
Hey, rest assured that when the Senators from Connecticut were the most vocal in pushing hard for Obamacare (ahem.. Chris Dodd) it wasn't because it was going to make their campaign donors filthy rich or anything... it was because they cared about YOU!
You could have gotten insurance that would cover precisely that sort of bill for a lot less than $1500/month.
The problem is that you don't even know that such plans exist: These days they are called "Catastrophic Coverage" but they used to be called "Major Medical" -- typically you will pay the first $1000 or so of any illness out of pocket, and the rest is on the insurance company.
The people with these plans often create Health Savings Accounts for dealing with routine healthcare costs.. and these have serious tax advantages.
But no.. people are too ignorant to know whats available, so they demand PelosiCare, so that some fuckers in an insurance company can get a percentage of the cost of every single doctors visit... Its people like you that ruined this country. You wanted something that was already available, and voted to get the government to provide it for you at 10 times the price.
Fine, then make it so you can only enter a hospital if you have RomneyCare insurance.
I have Major Medical you ignorant twat. Unfortunately PelosiCare is about to make my responsible plan where I completely cover my own ass illegal.
Meanwhile the insurance that you have apparently been carrying covers those "surprise" annual visits to the doctor. What a surprise that you get your yearly physical.. lets package that unexpected event into an insurance premiuym and give some fuckwad middle-man a cut...
You people are complete morons. Seriously. Insurance is not for fucking 100% predictable events like your years physical... but there you are... crying that other people arent in your stupid-assed "risk" pool... excuse me if I dont consider it a risk to get an annual checkup.... retard.
No, high limit casino poker games do not use glass tables or have cameras on them. That is strictly a television thing.
Also of note is that high limit casino poker games are often filled with players that are playing quite badly. The phenomena is sort of based on the players "threshold of pain" when it comes to what limit they are playing. There are several common types of players that sit in the highest stakes game in a public poker room but cannot play well for long period of time precisely because they are in that particular game.
The first common type is the player with a very big ego that cannot admit to themselves or let others know that the game is too large for their bankroll: Every time they lose a pot it hurts like a motherfucker because they cannot afford it, leading to them going on tilt or otherwise making decisions that arent even an approximation of optimal.
The second common type is the player that has an obscene amount of money in the bank. They are in the largest game in the room because there isnt a larger game in the room. Nothing that happens in the game will meaningfully effect their lives in any way, so sooner or later they start gambling-it-up because thats a lot funner than trying to play a solid game of poker when the results dont really matter.
As far as this story goes.. these guys werent playing actual poker.. they were playing a house game.
An Xbox 360 controller works just fine on PC, so k/m isn't really a factor when using the PC as a living room entertainment device.
..but it IS a factor in playing games designed for k/m with that 360 controller. I can't imagine playing a PC RTS on a console controller, and you notice a distinct and complete gimping of console RTS's compared to PC RTS's because of the fact that a controller sucks giant donkey dick as an input device when it comes to any advanced RTS's.
Indeed, the AMD API they are proposing is supposed to be much lower level than OpenGL because console developers are used to getting away with being much closer to the metal when they only have 1 hardware target to shoot at. To get an idea of this, in neither OpenGL nor DirectX is there an efficient method of just taking a pointer into video memory and fucking around from the CPU side of things.
But when you look at AMD's APU setup, memory is memory.. video memory and main memory are one and the same.. there is no reason that you shouldn't be able to just go ahead and write to individual texels in a texture efficiently, and so forth.. something quite inefficient on a PC with a dedicated video card in the x16 slot.
AMD plans for this API to be "open" so Intel will be free to implement it on their integrated GPU's as well... NVidia, without its own x86/x64 architecture, will be screwed of course.
You know what happens next? More laws, that may or may not get enforced, will get passed to address the problem created because they arent enforcing the first set of laws.
Regulation can only be beneficial when the regulators arent corrupt.. 'cept they ARE corrupt, so regulation is harmful instead of beneficial.
IBM alone has billions of dollars per year in government contracts, gives millions of dollars per year to politicians, gets government protection from competition through the completely molested patent system and a completely rigged selective-enforcement legal system that occasionally slaps them on the wrist with some token fine or some such.
The big problem with regards to this story is that nobody is competing for your labor. its not because of H-1B's that they arent competing for your labor, but instead because the only real competition left is over who can find the most ways to throw the most money at the politicians that have the power to make or break them. The whole H-1B thing is just a footnote to the problem of an out of control government with enough power to pick who wins and who loses. Of course big piles of money start bribing those with the power to pick winners and losers..
The politicians arent competing over campaign donations.. its the other way around. Proof pudding that the seat of the problem is the politicians, and that is only so because their power is real, substantial, and convincingly absolute. Fuck, the "justice" department recently got caught spying on the supposedly free press and nothing fucking happened to any of them... and the press barely reported the story before just dropping it, because the government can make or break even the "free press."
A thing cannot take up a negative percentage of a budget.
You are spinning things right now, several times even. First, you are pretending that inlays minus outlays is the budget (no sir, thats the deficit or surplus of the budget) and second, you seem to are claiming that raising taxes can solve any arbitrary budget shortfall.
Sounds like there is a need for an assembler for your platform that has an inline-C feature (much as many compilers have an inline-asm feature.) At least then one could slowly convert the code back to something relatively maintainable...
Discloser: There hasn't been a year that has gone by since ~1987 that I have not written a good amount of assembler code for some processor, and I'm not even a god damned professional programmer.
I guess I hurt your feelings by pointing out that doom wasn't 3D because you just went way off the deep end.
Look, the only difference between doom and wolf3d was that in doom the world wasn't defined as voxels. They both used the exact same "texture mapping" as you so generously call it. They both used 2D raycasting. Wolf3d casted rays through a 2D voxel grid while doom casted rays through a 2D BSP-tree of edges.
I don't know why you are so dumb-struck about doom. Doom did not ignite the 2.5D craze.. it was wolf3d that did that..
It seems to me that you just played a lot of fucking doom and now think that it was the center of the universe (just YOUR universe.) All the shit that you read into my post that I did not explicitly say is driven by your own emotions. The coward was wrong, and what he was wrong about had to do with doom so thats what got discussed. Get. Fucking. Over. It.
So what happens when those who are uninsured get hurt?
Before? They get a bill that they cannot afford.
Now? They get a bill that they cannot afford, plus a fine that they cannot afford.
Have you actually thought about the phrase "cannot afford" and what it means? It means "can't pay even if they wanted to."
You have this grand dream where everyone gets health care... and your solution is to give everyone health care.. the problem is that not everyone can afford health care.. and you don't have a solution.. but you have that dream.. and that dream must be acted on.. even if the solution doesnt achieve it, and actually hurts people. Who cares if people get hurt.. its the dream man.. the dream...!!
but at the same time you are talking about a higher rate of yearly checkups.
The rate is of people who get them, idiot.
3 out of 10 get an annual checkup, vs 5 out of 10 get an anual checkup. One is a higher rate than the other. What everyone here can now conclude about you is that you dont even have a basic grasp of the terminology used in industry, yet are pretending to be an expert about shit.
You arent an expert. You are ignorant. A complete lack of knowledge in which to form an informed opinion about anything.
I think I can say that your premiums would probably be higher if the primary care doctor visits weren't included.
Let me quote the first link in my google search: For example, a major medical plan from Blue Cross Blue Shield of Florida for a nonsmoking 21-year-old female, with a low $250 deductible and $2,500 out-of-pocket limit after the deductible, would cost $29 per month.
Thats $29/month while comprehensive plans are $500/month and up.
I am not an actuary either, but I don't fucking guess. When I speak I know what I'm fucking saying, and I do not say this next thing lightly:
Most of you need to learn what insurance is for. Insurance is for unlikely events that you cannot afford to have happen to you. You and other like-minded people form a risk pool and pay a small premium above what such events will cost the entire poll on average. In this way, if an unlikely event happen to you, you do not have to go bankrupt. Your annual checkup doesn't qualify as something that needs to be insured for, ever.
A Health Savings Account is not an insurance plan. Its a savings account with tax exemptions because of its purpose.
You really thought that you could get away with claiming that HSA's are insurance plans?
That is a "gift" to the people of the United States from the Democratic party.
Ah, the gift of making people buy something that they couldn't afford.... or face a fine which they also cannot afford.
My oh my...
This ignorant tool right here hates the tea party so much that he has invented a fantasy world where Romney was cow-towing to the tea-party.
You know who tea party folks voted for? They wrote in "Ron Paul."
I know where you got this complete fantasy view too... the ignorant shit you just spit out came right out of the mouth of Rachel Maddow.
Here is an idea.. when you don't know what you are talking about, which is always the case when all you really have to say is to repeat what some ultra-left-wing opinion-head on an ultra-left-wing cable news network said, then dont fucking talk.
While you are at it, stop watching MSNBC entirely. 85% of their airtime is opinion instead of facts. Source: Pew Research.
Dont even bother denying that thats where you got this shit..
Exactly.
There is no element that we cannot make in a lab and thusly even on an industrial scale. While its expensive to make elements, it does put an upper limit on how much any element is worth.
As time marches on, it gets cheaper and cheaper to do. At some point the nominal cost will approach the cost of shipping much as it has with food in the western world.
Here the private insurance companies actively encourage and pay for the yearly checkups
To be quite precise they want the rate of yearly physicals under their plans to be higher than the rate of yearly physicals under their competitors plans, so that they can offer a better price than their competitors for the same plans.
This in no way means that its rational to have the insurance company be a middle-man in the annual-physical transaction. The insurance company has not added any value with regards to annual checkups. They didnt make the checkup more efficient.. they still made it less efficient regardless of how much they push for you to get one.
The fact that you thought that you had a valid point as to why insurance companies should be a middle-man when paying for your annual checkup makes YOU the retard.
If annual visits were not covered folks would skip them and more diseases would go untreated
If you want to bring the whole self-interest of the individuals and its-larger-effects into it, then you just trashed every talking point that you had because the self-interest will always be to pay as little as possible for the most service. The problem is that when annual checkups are handled by a middle-man, that middle-man gets a cut and therefore this cannot ever then fall under the "as little as possible" metric.
So what people will not do is go without insurance entirely and then pick up a plan on the way to the hospital. Its amazing how you folks can point out existing effects that self-interested people introduce but completely fail to see what effects those same self-interested people will introduce under your proposed new frameworks meant to prevent the previous effects.
You always make it worse because resources cannot be centrally managed as efficiently as distributed management, but you just don't get that. You folks no longer believe in God, but still want there to be a God-like entity that takes care of you. Thats now how reality really is. There is no God and there is no replacement for God. You need to be responsible for your own shit.
sigh... Maryland isnt even in this top-10 of most liberal.
Maryland is a Democrat state, for sure, and its the State with the largest number of directly-employed (rather than sub-contracted) federal workers. They are Democrats, but they are not exactly drinking their own cool-aid. Notice that most federal workers fought for and managed to get themselves exempted from PelosiCare.
PelosiCare is not "liberal" -- its big-assed favor for the big-assed insurance companies that now have guaranteed mandated-by-law customers.
You still can. It's called... *drumroll* - catastrophic coverage. It's provided on the exchanges (at least CA has it).
*drumroll* - we call it catastrophic coverage, but your first 3 visits per year to your primary care doctor are included.
Sorry pal, thats catastrophic coverage plus comprehensive coverage.. so none of the advantages of an actual catastrophic plan (very low premiums because only catastrophe is covered)
What prevents you from still enrolling in one?
sigh... so now I've got to pay for two plans, instead of one? I get it... you want me in that exctra one because you cannot budget for yearly visits to your doctor but somehow can find the money to pay for it on a monthly basis to a middleman that takes a cut... I get it.. really.. I do.. you are irresponsible and stupid, and have voted to make sure that your irresponsibility and stupidness is subsidized by people that arent irresponsible and stupid.
Exactly.
'cept that any States already required insurance companies to take on preexisting conditions, sure...
In all likelihood, you are in one of them, but never knew it.
Change jobs, and ooopsies, it's a preexisting condition.
Many States already had laws that required insurance companies to take on pre-existing conditions. For example there is Connecticut, which ironically is the insurance capital of the United States with more major insurance companies headquartered here than in any other State.
Hey, rest assured that when the Senators from Connecticut were the most vocal in pushing hard for Obamacare (ahem.. Chris Dodd) it wasn't because it was going to make their campaign donors filthy rich or anything... it was because they cared about YOU!
My son needed a surgery the cost 15K.
You could have gotten insurance that would cover precisely that sort of bill for a lot less than $1500/month.
The problem is that you don't even know that such plans exist: These days they are called "Catastrophic Coverage" but they used to be called "Major Medical" -- typically you will pay the first $1000 or so of any illness out of pocket, and the rest is on the insurance company.
The people with these plans often create Health Savings Accounts for dealing with routine healthcare costs.. and these have serious tax advantages.
But no.. people are too ignorant to know whats available, so they demand PelosiCare, so that some fuckers in an insurance company can get a percentage of the cost of every single doctors visit... Its people like you that ruined this country. You wanted something that was already available, and voted to get the government to provide it for you at 10 times the price.
Fine, then make it so you can only enter a hospital if you have RomneyCare insurance.
I have Major Medical you ignorant twat. Unfortunately PelosiCare is about to make my responsible plan where I completely cover my own ass illegal.
Meanwhile the insurance that you have apparently been carrying covers those "surprise" annual visits to the doctor. What a surprise that you get your yearly physical.. lets package that unexpected event into an insurance premiuym and give some fuckwad middle-man a cut...
You people are complete morons. Seriously. Insurance is not for fucking 100% predictable events like your years physical... but there you are... crying that other people arent in your stupid-assed "risk" pool... excuse me if I dont consider it a risk to get an annual checkup.... retard.
'cept that you only need to pay car insurance if you choose to own a car, and then only if you drive on regulated roads...
You need to pay this other insurance if you choose to continue to exist...
Stop being a dipwad pretending that PelosiCare is just like car insurance. It makes you look pathetic.
No, high limit casino poker games do not use glass tables or have cameras on them. That is strictly a television thing.
Also of note is that high limit casino poker games are often filled with players that are playing quite badly. The phenomena is sort of based on the players "threshold of pain" when it comes to what limit they are playing. There are several common types of players that sit in the highest stakes game in a public poker room but cannot play well for long period of time precisely because they are in that particular game.
The first common type is the player with a very big ego that cannot admit to themselves or let others know that the game is too large for their bankroll: Every time they lose a pot it hurts like a motherfucker because they cannot afford it, leading to them going on tilt or otherwise making decisions that arent even an approximation of optimal.
The second common type is the player that has an obscene amount of money in the bank. They are in the largest game in the room because there isnt a larger game in the room. Nothing that happens in the game will meaningfully effect their lives in any way, so sooner or later they start gambling-it-up because thats a lot funner than trying to play a solid game of poker when the results dont really matter.
As far as this story goes.. these guys werent playing actual poker.. they were playing a house game.
An Xbox 360 controller works just fine on PC, so k/m isn't really a factor when using the PC as a living room entertainment device.
Indeed, the AMD API they are proposing is supposed to be much lower level than OpenGL because console developers are used to getting away with being much closer to the metal when they only have 1 hardware target to shoot at. To get an idea of this, in neither OpenGL nor DirectX is there an efficient method of just taking a pointer into video memory and fucking around from the CPU side of things.
But when you look at AMD's APU setup, memory is memory.. video memory and main memory are one and the same.. there is no reason that you shouldn't be able to just go ahead and write to individual texels in a texture efficiently, and so forth.. something quite inefficient on a PC with a dedicated video card in the x16 slot.
AMD plans for this API to be "open" so Intel will be free to implement it on their integrated GPU's as well... NVidia, without its own x86/x64 architecture, will be screwed of course.
You know what happens next? More laws, that may or may not get enforced, will get passed to address the problem created because they arent enforcing the first set of laws.
Regulation can only be beneficial when the regulators arent corrupt.. 'cept they ARE corrupt, so regulation is harmful instead of beneficial.
IBM alone has billions of dollars per year in government contracts, gives millions of dollars per year to politicians, gets government protection from competition through the completely molested patent system and a completely rigged selective-enforcement legal system that occasionally slaps them on the wrist with some token fine or some such.
The big problem with regards to this story is that nobody is competing for your labor. its not because of H-1B's that they arent competing for your labor, but instead because the only real competition left is over who can find the most ways to throw the most money at the politicians that have the power to make or break them. The whole H-1B thing is just a footnote to the problem of an out of control government with enough power to pick who wins and who loses. Of course big piles of money start bribing those with the power to pick winners and losers..
The politicians arent competing over campaign donations.. its the other way around. Proof pudding that the seat of the problem is the politicians, and that is only so because their power is real, substantial, and convincingly absolute. Fuck, the "justice" department recently got caught spying on the supposedly free press and nothing fucking happened to any of them... and the press barely reported the story before just dropping it, because the government can make or break even the "free press."
A thing cannot take up a negative percentage of a budget.
You are spinning things right now, several times even. First, you are pretending that inlays minus outlays is the budget (no sir, thats the deficit or surplus of the budget) and second, you seem to are claiming that raising taxes can solve any arbitrary budget shortfall.
How YOU pay for it is up to YOU.
What you didn't want to ask is "So if I'm unemployed under your system, how will I get you to pay for, oh I dunno, my treatment for melanoma?
Sounds like there is a need for an assembler for your platform that has an inline-C feature (much as many compilers have an inline-asm feature.) At least then one could slowly convert the code back to something relatively maintainable...
Discloser: There hasn't been a year that has gone by since ~1987 that I have not written a good amount of assembler code for some processor, and I'm not even a god damned professional programmer.
I guess I hurt your feelings by pointing out that doom wasn't 3D because you just went way off the deep end.
Look, the only difference between doom and wolf3d was that in doom the world wasn't defined as voxels. They both used the exact same "texture mapping" as you so generously call it. They both used 2D raycasting. Wolf3d casted rays through a 2D voxel grid while doom casted rays through a 2D BSP-tree of edges.
I don't know why you are so dumb-struck about doom. Doom did not ignite the 2.5D craze.. it was wolf3d that did that..
It seems to me that you just played a lot of fucking doom and now think that it was the center of the universe (just YOUR universe.) All the shit that you read into my post that I did not explicitly say is driven by your own emotions. The coward was wrong, and what he was wrong about had to do with doom so thats what got discussed. Get. Fucking. Over. It.