IT's not a win for consumers, because they try to change the numbers so people are in a range where they get credit, ut at the highest possible interest rate. No, what should happen id a government credit rating system. Of course they would also take consumers into account, as well as practicability into account. So other agency wouldn't like it.
If it was actually logic, every credit agency would report the same damn number.
A) mnot 3%. B) It's going to happen anyways. You're going to pay a light extra for accepting plastic. You know what? that also add in the cost of lights into the purchases..even when lighting the sore when you aren't there. And the price is increased to support employees you might not even see! the horror. It's called the cost of doing business.
Oh, lets say you're riding you hippie ass down the road and get hit by a car. You're in the hospital and rack up 50K worth of bills. This happened to a friend of mine.
I could roll that into a low interest second, and pay it off much easier then paying a the hospital or collection every month. And if you happen to go to a hospital that immediately sells the debt to a collection company, you are going to WISH for credit card level interest.
"..live way, way, beyond their means." that is a different discussion.
" Hence the need for credit " generally that's backwards, They use credit, and then end up in debt, and enter the spiral games.
Used to be you could cuts that short pretty easily, not anymore. That's more of GBs legacy, right there.
Here is the problem: Most people want to pay off what they owe, but they don't look for a way to make it easier until they have spent every penny that can possible scrape up. Then it's too late for anything. Bankruptcy used to be 180 bucks, no it's over 3grand. Most people don't have 3 grand , because if they did they would use it to pay off the loans.
If you know how to management credit, right now you could be making money on purchases with credit.
There is a cost to living. YOu are going to pay for food and a place to live. managing you credit means you can get those things cheaper.
Again, credit does not equal debt. And credit debt doesn't equal long term debt, and long term debt is bad..unless it's for something you would have ot pay for anyways, like a house.
Of course, long term credit card balance are almost always bad.
Everyone is in debt to someone for something. Unless you live on an island.
You're looking at it wrong. This is an industry that calls people who pay there balance early, "freeloaders." They do everythin in there power to keep interest high. Having somebody with abhigh credot score and high interested means means they ar elikely to pay, on time and with some interest.
Why do you think it takes an instance to get a crappy score and forever to improve it? because lower credit score is best for the credit card companies.
I used to write credit scoring algorithms , and deal with upper management. They would talk about things they would want to do, but couldn't because of consumer laws. I actually quite a lucrative job because those assholes were always looking to screw consumers.
Most of which were stripped away by GB2. The change in bankruptcy laws alone was a huge blow to consumers.
Credit scoring agencies need to have some serious regulations applied. Because right now it's all collusion and no real consumer market.
"Precisely - SWAT teams are police called into action when it is unlikely that the suspect is going to surrender peacefully. "
That is a gross over simplification. SWAT team perter peaceful resolutions. But sometimes you will need a precious strike so that things will end with no one getting hurt.
Of course you go into another country. Germany wouldn't have stopped if we weren't allowed to attack Germany. Japan wouldn't have stopped if we didn't invade and drop atomic weapons on them.
we can have a discussion about specific wars, and specific incursion, but your premise that there is never a reason to go into another country is preposterous.
They were designed to stop the impact of a 707 lost in the fog, not a 767 at full throttle. And the fuels was hotter and longer then design accounted for. And a 707 wouldn't impact at the speeds that happened. These number cam partly from the only know incident of impact - A military craft into the ESB.
The engineers design did take burning into account.
The design assumption was that the plane would be trying to avoid the building and the pilots would be coming down in an emergency. Not that it would be rammed by a heavier plane a full speed.
Yes, and he pushed for one, the pubs blocked it and made it politically impossible. He had to move on.
It's part of there strategy. Block as much as you can' and then blame Obama for not getting it done. And if he looks like he is getting it done? change you view and claim you have always been against what you had previously said you were for.
The PRIMARY goal is not to run the government, but to make Obama a one term president no matter what.
Slashdot Mirror
IT's not a win for consumers, because they try to change the numbers so people are in a range where they get credit, ut at the highest possible interest rate.
No, what should happen id a government credit rating system. Of course they would also take consumers into account, as well as practicability into account. So other agency wouldn't like it.
If it was actually logic, every credit agency would report the same damn number.
I have capital one, and it's been a good deal for me.
Oh, those commercials? they are paid by irresponsible card holders.
You consume thing, you are a consumer. Yes, you are also a citizen,. The two are not mutually exclusive.
It's like hating being called a pedestrian when you are walking across the street. i.e. stupid.
SO what we have here is some who is too ignorant to get a good credit card.
I pay, nothing. And I track that with Mint.
What? Rent is HIGHER then my mortgage payment; which is fixed for 30 years, unlike rent.
A) mnot 3%.
B) It's going to happen anyways. You're going to pay a light extra for accepting plastic. You know what? that also add in the cost of lights into the purchases..even when lighting the sore when you aren't there. And the price is increased to support employees you might not even see! the horror.
It's called the cost of doing business.
Oh, lets say you're riding you hippie ass down the road and get hit by a car.
You're in the hospital and rack up 50K worth of bills. This happened to a friend of mine.
I could roll that into a low interest second, and pay it off much easier then paying a the hospital or collection every month. And if you happen to go to a hospital that immediately sells the debt to a collection company, you are going to WISH for credit card level interest.
"..live way, way, beyond their means."
that is a different discussion.
" Hence the need for credit "
generally that's backwards, They use credit, and then end up in debt, and enter the spiral games.
Used to be you could cuts that short pretty easily, not anymore. That's more of GBs legacy, right there.
Here is the problem: Most people want to pay off what they owe, but they don't look for a way to make it easier until they have spent every penny that can possible scrape up.
Then it's too late for anything. Bankruptcy used to be 180 bucks, no it's over 3grand. Most people don't have 3 grand , because if they did they would use it to pay off the loans.
If you know how to management credit, right now you could be making money on purchases with credit.
Having credit doesn't mean you are in debt.
There is a cost to living. YOu are going to pay for food and a place to live.
managing you credit means you can get those things cheaper.
Again, credit does not equal debt. And credit debt doesn't equal long term debt, and long term debt is bad..unless it's for something you would have ot pay for anyways, like a house.
Of course, long term credit card balance are almost always bad.
Everyone is in debt to someone for something. Unless you live on an island.
No, not even probably.
I own a home, I pay less a month for a home I can resell then I would for an apartment.
I will have t pay someone something, so why is it bad to pay into something I can sell?
Proper debt is fine.
No it isn't. IN credit company parlance, he is a 'free loader'
It's better to pay it off and pay a little interest.
You're looking at it wrong.
This is an industry that calls people who pay there balance early, "freeloaders."
They do everythin in there power to keep interest high. Having somebody with abhigh credot score and high interested means means they ar elikely to pay, on time and with some interest.
Why do you think it takes an instance to get a crappy score and forever to improve it? because lower credit score is best for the credit card companies.
I used to write credit scoring algorithms , and deal with upper management. They would talk about things they would want to do, but couldn't because of consumer laws. I actually quite a lucrative job because those assholes were always looking to screw consumers.
Most of which were stripped away by GB2. The change in bankruptcy laws alone was a huge blow to consumers.
Credit scoring agencies need to have some serious regulations applied. Because right now it's all collusion and no real consumer market.
You might want to read up.
"Precisely - SWAT teams are police called into action when it is unlikely that the suspect is going to surrender peacefully. "
That is a gross over simplification. SWAT team perter peaceful resolutions. But sometimes you will need a precious strike so that things will end with no one getting hurt.
Interestingly, the media often calls Obama "Mr. Obama" and not "President Obama"
So horrible, most people have never heard of them.I can't even fnid a wiki page for "gusanos"
Really they shouldn't be killed. It's an archaic petty idea of justice.
Actually, they do.
What do you think the ultimate job of the military is?
It wasn't Bush that wanted it, it was Cheney; who pretty much called the shots. As an added plus, Bush got to show his daddy that he to could do war.
Of course, had he read his fathers book, he would have known why going into Iraq was stupid. Quagmire was the word he used.
As a side note, I didn't like the man, but lets note use churlish word games on the name, It's hard to take you seriously.
What is your allies are attacked?
Of course you go into another country. Germany wouldn't have stopped if we weren't allowed to attack Germany.
Japan wouldn't have stopped if we didn't invade and drop atomic weapons on them.
we can have a discussion about specific wars, and specific incursion, but your premise that there is never a reason to go into another country is preposterous.
Maybe if you don't have kids and make under the poverty line you get 1000 bucks a month. Ever kids you loos 100 bucks.
Even a program to push 'Don't have kids until you make 50k' campaign.
A picture is worth a thousand words..most of them lies and assumptions.
What the fat count? calorie count? sugar?
Yeah,l it looks bad, but data is needed .
His name is:
Nobody.
They were designed to stop the impact of a 707 lost in the fog, not a 767 at full throttle. And the fuels was hotter and longer then design accounted for. And a 707 wouldn't impact at the speeds that happened.
These number cam partly from the only know incident of impact - A military craft into the ESB.
The engineers design did take burning into account.
The design assumption was that the plane would be trying to avoid the building and the pilots would be coming down in an emergency. Not that it would be rammed by a heavier plane a full speed.
Yes, and he pushed for one, the pubs blocked it and made it politically impossible. He had to move on.
It's part of there strategy. Block as much as you can' and then blame Obama for not getting it done.
And if he looks like he is getting it done? change you view and claim you have always been against what you had previously said you were for.
The PRIMARY goal is not to run the government, but to make Obama a one term president no matter what.
I suspect Tennessee has always had borders.