Your statement "If you cancel your account and stop playing for three months or more, then your game (not just your account) is now a useless brick and and can never be used again." is not entirely true. Yes if you cancel your CONTENT ID then after 3 months Square Enix has the right to delete that content ID which is linked to your character. However your Play Online Account (POL) which is linked to the disc will never be deleted, and will always be accessible so long as you remember your POL ID and password.
Your statement "If you cancel your account and stop playing for three months or more, then your game (not just your account) is now a useless brick and and can never be used again." is not entirely true. Yes if you cancel your CONTENT ID then after 3 months Square Enix has the right to delete that content ID which is linked to your character. However your Play Online Account (POL) which is linked to the disc will never be deleted, and will always be accessible so long as you remember your POL ID and password.