If you have a card that supports Android or Apple Pay you can add it to that and try tapping with your phone. It's supposed to say on the screen that NFC's accepted if it is but a lot of such places don't for some reason.
They're supposed to accept cards requiring signatures regardless of where the card's from. The disability requirement is to get such a card issued by a UK bank. Oh, and the Visa/MC rules also say that ticket machines, etc. are supposed to accept cards that don't a PIN. (Self-checkouts are considered "attended" so the person watching them still needs to get a signature.)
A large number of US retailers actually rely on non-consensual tracking/data mining as part of their business models. NFC would really interfere with that. Not to mention there are a few (like Walmart) who really hate Visa/MC and at best want all of the benefits card acceptance brings without paying anything.
It's because we have the best banking system money can buy (aka the banks want to spend as little money as possible). That's why PIN's not being bothered with, even though retailers basically have to buy terminals that support it anyway.
It's a rationalization made by some in the media. While it might have a bit of basis in fact, the real reason is that banks don't really consider PIN a worthwhile investment of time or money.
The reality is that you guys in the states have to start using chip and pin, or you can forget ever travelling to Europe where most of our terminals and moving to PIN only. Within a few years most retailers over here will have blanket bans on signature transactions, quite a few do already.
Considering that Visa and MasterCard regulations (and the UK's own laws) require that merchants still accept signatures, I don't see that going too well.
We're getting every other part of the EMV system, just not the PIN part. That is a far cry from your characterization of chip and signature as a "different form of magstripe".
Other than the unique one time code that's generated for every chip transaction, of course. And the extreme difficulty of retrieving the private encryption keys needed to generate those codes from the chip itself.
Debit cards will ask for a PIN but only at places that have already accepted debit. And it's still optional, just like magstripe. Too bad I don't see that changing any time soon; might as well just never ask for a PIN on debit as well except for cash back if it's not going to be made mandatory.
Walmart's been doing it for a while, actually. Close to a year at this point.
Re: Dollar General--I'll see if I can confirm whether any other of their stores have support turned on (none in my area) and if so, add them to the site in my signature. Do you know if they have NFC turned on as well?
US chipped (credit) cards generally don't have a PIN, or it's prioritized so low that it's never going to be used domestically. OP is likely referring to having to keep the card in the slot for multiple seconds vs. being able to put it away immediately after swiping.
I don't think the low level cashiers, etc. at major retailers really know much other than any training materials they received from corporate. But it is looking like a lot fewer than everyone thought will be ready in time.
Samsung Pay still provides a virtual card number, so there's some benefit to it. And it can be used now, unlike Apple/Android Pay (which may very well never have anywhere near 100% acceptance if most retailers choose to keep NFC support on their brand new terminals turned off).
The newspapers could adapt to changing technology. Although, it looks like they are already. I see more and more newspapers becoming online-only, for better or worse. The "major" ones will probably continue print editions, but they'll be only on Sundays or something. How this will effect people who can't get the Internet, I don't know, but it's one of the few ways they can stay profitable.
Abit specialized in high-end motherboards back in the day. I'm not too surprised that they're closing now; most people are going with laptops now, and the people who get desktops get sub-$1k machines, anyway. Hell, most desktops seem to be less than $500 now.
Oh well, at least Gigabyte's still around. *hugs his mobo*
The FBI is supposed to get the whole truth out. Unfortunately, there are people who want to bring politics into enforcing the law, so we need checks and balances on the entire government. That's where the media comes in. Mark Felt did do the right thing, even though it was incredibly difficult for him at the time. RIP, Mark.
(now, whether we'd have the balls to do that today, or the attention span to see it through, is another question entirely. I don't think we do, quite honestly, judging by the multiple scandals that have gone seemingly unpunished during the Bush administration.)
But the case doesn't really prove anything, at least, not until SCOTUS denies to hear it/agrees with the ruling. But even then, it could just be that patent writers have to be a bit more creative about the wording of their patents.
Really, it's a graph that you create a topological ordering from in order to execute the correct sequence of actions. The cool part is seeing the end results of that sort of thing (and what algorithms and AI can do), not the exact implementation details. Although, I guess they're doing all this faster than real-time, so that's cool, too. *shrug*
Software patents, sadly, play by different rules than everything else. I'd imagine that software patents would still be granted and enforced, especially since they could just tie the process to the PC and meet the court's requirements. Meh.
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Possibly something like Parkinson's disease. Or maybe even something that prevents you from memorizing the PIN, like dementia.
If you have a card that supports Android or Apple Pay you can add it to that and try tapping with your phone. It's supposed to say on the screen that NFC's accepted if it is but a lot of such places don't for some reason.
Just for cards issued by Australian banks. Chip and signature cards from other countries still work there.
They're supposed to accept cards requiring signatures regardless of where the card's from. The disability requirement is to get such a card issued by a UK bank. Oh, and the Visa/MC rules also say that ticket machines, etc. are supposed to accept cards that don't a PIN. (Self-checkouts are considered "attended" so the person watching them still needs to get a signature.)
Yep, CurrentC. Which is basically a usability and security/privacy disaster. It'll probably fail (and some retailers such as Best Buy already have abandoned it), but there will still be holdouts.
A large number of US retailers actually rely on non-consensual tracking/data mining as part of their business models. NFC would really interfere with that. Not to mention there are a few (like Walmart) who really hate Visa/MC and at best want all of the benefits card acceptance brings without paying anything.
It's because we have the best banking system money can buy (aka the banks want to spend as little money as possible). That's why PIN's not being bothered with, even though retailers basically have to buy terminals that support it anyway.
Unfortunately a lot of retailers bet wrongly that Visa and MasterCard would change their minds and now everyone's rushing.
It's a rationalization made by some in the media. While it might have a bit of basis in fact, the real reason is that banks don't really consider PIN a worthwhile investment of time or money.
The reality is that you guys in the states have to start using chip and pin, or you can forget ever travelling to Europe where most of our terminals and moving to PIN only. Within a few years most retailers over here will have blanket bans on signature transactions, quite a few do already.
Considering that Visa and MasterCard regulations (and the UK's own laws) require that merchants still accept signatures, I don't see that going too well.
We're getting every other part of the EMV system, just not the PIN part. That is a far cry from your characterization of chip and signature as a "different form of magstripe".
It's basically the same thing as a magstripe
Other than the unique one time code that's generated for every chip transaction, of course. And the extreme difficulty of retrieving the private encryption keys needed to generate those codes from the chip itself.
Debit cards will ask for a PIN but only at places that have already accepted debit. And it's still optional, just like magstripe. Too bad I don't see that changing any time soon; might as well just never ask for a PIN on debit as well except for cash back if it's not going to be made mandatory.
Walmart's been doing it for a while, actually. Close to a year at this point.
Re: Dollar General--I'll see if I can confirm whether any other of their stores have support turned on (none in my area) and if so, add them to the site in my signature. Do you know if they have NFC turned on as well?
US chipped (credit) cards generally don't have a PIN, or it's prioritized so low that it's never going to be used domestically. OP is likely referring to having to keep the card in the slot for multiple seconds vs. being able to put it away immediately after swiping.
I don't think the low level cashiers, etc. at major retailers really know much other than any training materials they received from corporate. But it is looking like a lot fewer than everyone thought will be ready in time.
Samsung Pay still provides a virtual card number, so there's some benefit to it. And it can be used now, unlike Apple/Android Pay (which may very well never have anywhere near 100% acceptance if most retailers choose to keep NFC support on their brand new terminals turned off).
The newspapers could adapt to changing technology. Although, it looks like they are already. I see more and more newspapers becoming online-only, for better or worse. The "major" ones will probably continue print editions, but they'll be only on Sundays or something. How this will effect people who can't get the Internet, I don't know, but it's one of the few ways they can stay profitable.
Abit specialized in high-end motherboards back in the day. I'm not too surprised that they're closing now; most people are going with laptops now, and the people who get desktops get sub-$1k machines, anyway. Hell, most desktops seem to be less than $500 now.
Oh well, at least Gigabyte's still around. *hugs his mobo*
...would third-world nations have wires, a light filter and LEDs?
(then again, LEDs are something like < $1 each)
Doesn't this remind you of the microwave power plants in SimCity? To me, it does. :)
The FBI is supposed to get the whole truth out. Unfortunately, there are people who want to bring politics into enforcing the law, so we need checks and balances on the entire government. That's where the media comes in. Mark Felt did do the right thing, even though it was incredibly difficult for him at the time. RIP, Mark. (now, whether we'd have the balls to do that today, or the attention span to see it through, is another question entirely. I don't think we do, quite honestly, judging by the multiple scandals that have gone seemingly unpunished during the Bush administration.)
But the case doesn't really prove anything, at least, not until SCOTUS denies to hear it/agrees with the ruling. But even then, it could just be that patent writers have to be a bit more creative about the wording of their patents.
Really, it's a graph that you create a topological ordering from in order to execute the correct sequence of actions. The cool part is seeing the end results of that sort of thing (and what algorithms and AI can do), not the exact implementation details. Although, I guess they're doing all this faster than real-time, so that's cool, too. *shrug*
Software patents, sadly, play by different rules than everything else. I'd imagine that software patents would still be granted and enforced, especially since they could just tie the process to the PC and meet the court's requirements. Meh.