This happened to me recently with B of A. I live in FL, and someone used my card in NJ. Bank of America shut my card off right after it happened, sent me an email, text message, and gave me a phone call letting me know they'd detected fraud. When I called them back, they gave me the option to turn the card back on (in case I'd jumped on a plane to NJ) or initiate a fraud investigation.
I think the fraud algorithm they use is pretty good, they found it right away. Fortunately it was only a $4.80 "test" charge. But they prevented any more money from coming out, and got the 4.80 back to me within 48 business hours.
The closest you can get is about 3.5-5 miles. A few times my friends and I have driven State Road 50 until it dead ends near KSC for shuttle launches. You litterally see it anywhere in central Florida, but the experience of feeling the sound is best experienced on the beach. There are plenty of hotels in the area, you'll want to make reservations as far in advance as you can. The hardest thing is that you might not see it go off. I saw a launch get scrubbed with 3 seconds left on the countdown clock.
I've been beachside for a few of the rocket launches, my experience was about the same, just scaled down a bit. Unless you have binoculars it's hard to tell the difference between a shuttle launch and a rocket launch.
look at the numbers before you decide to invest your money into something like this... You won't be making as much money as you might think.
If $1000 loan is granted at prosper with a 10% interest rate, it'll make about $153 over three years if everyone pays up. That includes the 0.5% that prosper takes for fees and stuff. It's still lower than I expected. $1000 at 10% over 3 years, and I instantly think $300. I looked into why and it's because the principle is paid off so quickly. The $1000 number is getting smaller every month and there's not much left to earn interest by the start of the 3rd year.
If that same $1000 sits in a 3 year CD paying 4.75% (ING's current rate on a 3 year cd) it can expect to make about $149 without any of the risk associated with the prosper loans. Interest penalties might apply if it's cashed out early.
If the $1000 stays in an ING account that has 3.8% interest, you'll stand to make about $120.
I really like the idea of it, and it has the potential to make some extra $$ if you have some cash laying around not doing anything. But the Risk Factor is huge compared to the alternatives I came up with. The fact the money is still accessible at ING is worth the 33$ IMHO. Even if the money isn't needed for three years, a CD returns a few bucks less, and can still be cashed out in an emergency situation.
The average user is finally learning to care about security features, but the user can't *see* them. We're used to being able to see upgrades to things we purchase, we can see the trip computer in the new car I bought. But with software, if it looks the same, the customer is going to perceive it as being the same.
I can't believe I forgot about it this year. I havnt missed the FIRST Nationals in about 4 or 5 years. I've never been on a team, but it's so much fun to watch and get into as a spectator.
Wouldn't it just be possible to create an Image of the disk by doing a raw data dump, then burning that image to a CD? That seems like an easy fix to me, probably too easy tho.
Last I checked American dollars were worth more than canadian dollars. So if it was built for 1,000,000 USD, wouldn't the Canadians need to spend more than 765,000 Canadian Dollars?
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This happened to me recently with B of A. I live in FL, and someone used my card in NJ. Bank of America shut my card off right after it happened, sent me an email, text message, and gave me a phone call letting me know they'd detected fraud. When I called them back, they gave me the option to turn the card back on (in case I'd jumped on a plane to NJ) or initiate a fraud investigation.
I think the fraud algorithm they use is pretty good, they found it right away. Fortunately it was only a $4.80 "test" charge. But they prevented any more money from coming out, and got the 4.80 back to me within 48 business hours.
The Motley Fool (www.fool.com) has an area where they track Jim Kramer's success rate.
The closest you can get is about 3.5-5 miles. A few times my friends and I have driven State Road 50 until it dead ends near KSC for shuttle launches. You litterally see it anywhere in central Florida, but the experience of feeling the sound is best experienced on the beach. There are plenty of hotels in the area, you'll want to make reservations as far in advance as you can. The hardest thing is that you might not see it go off. I saw a launch get scrubbed with 3 seconds left on the countdown clock.
I've been beachside for a few of the rocket launches, my experience was about the same, just scaled down a bit. Unless you have binoculars it's hard to tell the difference between a shuttle launch and a rocket launch.
look at the numbers before you decide to invest your money into something like this... You won't be making as much money as you might think.
If $1000 loan is granted at prosper with a 10% interest rate, it'll make about $153 over three years if everyone pays up. That includes the 0.5% that prosper takes for fees and stuff. It's still lower than I expected. $1000 at 10% over 3 years, and I instantly think $300. I looked into why and it's because the principle is paid off so quickly. The $1000 number is getting smaller every month and there's not much left to earn interest by the start of the 3rd year.
If that same $1000 sits in a 3 year CD paying 4.75% (ING's current rate on a 3 year cd) it can expect to make about $149 without any of the risk associated with the prosper loans. Interest penalties might apply if it's cashed out early.
If the $1000 stays in an ING account that has 3.8% interest, you'll stand to make about $120.
I really like the idea of it, and it has the potential to make some extra $$ if you have some cash laying around not doing anything. But the Risk Factor is huge compared to the alternatives I came up with. The fact the money is still accessible at ING is worth the 33$ IMHO. Even if the money isn't needed for three years, a CD returns a few bucks less, and can still be cashed out in an emergency situation.
The average user is finally learning to care about security features, but the user can't *see* them. We're used to being able to see upgrades to things we purchase, we can see the trip computer in the new car I bought. But with software, if it looks the same, the customer is going to perceive it as being the same.
120 TB ought to be enough for anybody...
Reading something like that just makes me want to send some unsolicited email his way.
Oh geez, thanks for giving the ending away, I haddnt seen that movie yet...
I can't believe I forgot about it this year. I havnt missed the FIRST Nationals in about 4 or 5 years. I've never been on a team, but it's so much fun to watch and get into as a spectator.
Wouldn't it just be possible to create an Image of the disk by doing a raw data dump, then burning that image to a CD? That seems like an easy fix to me, probably too easy tho.
oh shoot, I just re read that and it's austrailian dollars, I feel like an ass...
Last I checked American dollars were worth more than canadian dollars. So if it was built for 1,000,000 USD, wouldn't the Canadians need to spend more than 765,000 Canadian Dollars?