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The reason people don't like BillPay is that they don't offer the buyer any protection from fraudulent transactions ("contact your credit card issuer" I was told) and don't offer any convenience to sellers.
I have used PayPal for about one year, selling shell accounts - yes, a high-fraud product. Although I *always* redeposited fraudulent funds back into my PayPal account, and repeatedly responded to PayPal's emails indicating fraudulent transactions with 'product not shipped, I sell services and fully accept the risk and responsibility for fraudulent transactions' I was still placed in the mysterious 'restricted' situation which allowed me to continue to *receive* fraudulent funds but not withdraw legitimate funds from my regular customers. Blah! This happened for approximately 60 days, until I contacted them inquiring about their relationship with the banking system (ie can't hold funds unless they are suspect) at which point they magically 'unrestricted' my account.
I contacted their support line (via voice) and turns out that I only need to send a 'login card' (similar to a phone card) to cover my ass on their Seller Protection Policy - I get to keep the funds even if they are fraud! Even though I told them I didn't want it, the only way I can do business using PayPal is to accept fraudulent payments! They don't have an option to refuse payments 'on a hunch'.
Anyhow, I've rambled. I've spoken my peace. Thanks for looking.:)
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The reason people don't like BillPay is that they don't offer the buyer any protection from fraudulent transactions ("contact your credit card issuer" I was told) and don't offer any convenience to sellers.
I contacted their support line (via voice) and turns out that I only need to send a 'login card' (similar to a phone card) to cover my ass on their Seller Protection Policy - I get to keep the funds even if they are fraud! Even though I told them I didn't want it, the only way I can do business using PayPal is to accept fraudulent payments! They don't have an option to refuse payments 'on a hunch'.
Anyhow, I've rambled. I've spoken my peace. Thanks for looking. :)