You still do not convince me that they need the whole credit card number and expiry date to do what you are saying.
The persons name, type of CC, approval number, and last 4 digits of the CC.
If a hacker were to steal that information it would be of no value except bragging rights.
IF the merchant needs more DATA than that they can ask for it from the merchant bank. Especially for chargebacks. The Credit Card company would provide all the data for that, just like a bounced check.
Well, normally your credit card information does not include address, unless they are shipping something. However.... for the most part our names and addresses are in the public phone book. I am more concerned with the Detailed CC information.
It is my opinion that companies do not need to hold on to detailed credit card information one second after they receive payment. I was shocked that companies have the detailed credit card numbers and expiry dates months after the money has changed hands. The only company that should have that information is the Credit Card Company themselves. If every company that allows credit cards hold on to that kind of detail, then this very personal information is available at much too many points.
In fact once the money has changed hands from the Visa for example, the retailer does not need anything more than the date of the transaction, and approval number. Everything else should be transmitted or shipped to the credit card vendor. Much in the same way Cheques are done. You would not imagine that a giant retailer would hang on the details of your personal cheque, with your account numbers, any more that they should hold on to your complete credit card data. Perhaps they might want to hang on to that little slip of paper with my signature, however that does not have the detailed credit card number (it is covered with security asterix) or expire date.
As the world gets more and more dependant on electronic transactions, security for personal data becomes more and more important.
It might be the only way to explain global warming that occured centuries ago when the vikings were farming Greenland. No increase in CO2 back then...
My point isn't that I blame solar activity for SURE, but that the whole Cause and Effect thing COULD BE still in doubt.
Economic models of the effects of Kyoto (without absolutly everyone on board)are easier for me to believe. Complete destruction of the worlds economies.
Well, other studies say the variation in the sun's energy output has far more impact on our climate than the tiny increases of various chemicals. Eg. doubling the amount of CO2 in our atmosphere has the effect (on our climate) as increasing the solar irradiance by 0.1% more or less... This is about what ACRIMM has measured for the solar fluctuations.
OK, so we all agree that GW is caused by an increase in planetary heat...
AND the planet gets its heat from.... the Sun.
I think everyone on the planet would agree that there is no way that anyone on earth is effecting the Sun.
We also know that there has been an increase of sunspot activity in the past 20 years. There have even been cases of satellites being effect by the increase in radiation.
No one really knows what the effect of those increased bursts of radiation are having on earths weather.
Scientists can't actually physically measure the ozone layer... not with a measuring tape anyway. However they figure that it is weaker (thinner) IF they measure an increase in radiation (from the Sun) they can postulate that the protective layer must be weaker...
However it might just be that increased radiation is coming through due to increased radiation coming form the Sun.
Now think about this....What if we wreck the economies of the world, and millions of people die from starvation, thinking that we can save the planet, when in fact the problem does not actually stem from human activity?
AIT only documents effect, not cause.
ZUNE "Social Networking" feature, nothing to do with social networking.
Consider this: What if it is a Point of Purchase feature? Where displays are set up in malls, and CD retailers that have the wireless networking to ZUNE available, and allowing consumers to freely SAMPLE NEW SONGS!
After listening three times, they can choose to buy it.
Please....rejections of great postings is a way of life around here: Personally I gave up..
2002-03-29 17:03:07 Soon your computer will know how you feel even whe (articles,science) (rejected) 2002-04-03 14:31:42 Montreal radio hosts pull April Fool's prank on Bi (articles,news) (rejected) 2002-04-08 17:59:14 Japan may go nuclear (articles,news) (rejected) 2002-04-09 16:40:07 IBM To Unveil Antipiracy Software (articles,ibm) (rejected) 2002-04-10 16:54:58 Suitors for Global Crossing Exposed in email (articles,news) (rejected) 2002-04-24 13:50:18 Journey to the Internet's Depths (articles,news) (rejected) 2002-04-30 13:52:28 Canadians Crave Big Tubes (articles,news) (rejected) 2002-05-01 16:24:31 You can't tell a Link from it's Homepage (articles,news) (rejected) 2002-05-01 18:44:29 Biotechnology May Make Superhero Fantasy a Reality (articles,news) (rejected) 2002-05-06 15:33:45 Is it a 'magic box' or a high-tech hoax? (articles,news) (rejected) 2002-05-21 21:26:58 MS threatens Keith Teare's Free Speach (articles,news) (rejected) 2002-06-04 14:57:34 Draconian DMCA (articles,news) (rejected) 2002-06-05 15:29:49 Web-blogging class (articles,news) (rejected) 2002-06-08 15:29:36 Garageband.com makes a comeback (articles,news) (rejected)
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You still do not convince me that they need the whole credit card number and expiry date to do what you are saying.
The persons name, type of CC, approval number, and last 4 digits of the CC.
If a hacker were to steal that information it would be of no value except bragging rights.
IF the merchant needs more DATA than that they can ask for it from the merchant bank. Especially for chargebacks. The Credit Card company would provide all the data for that, just like a bounced check.
They don't need the whole CC number and exp date for that, do they? You name, and approval number should do. That will take them to your invoice.
Well, normally your credit card information does not include address, unless they are shipping something. However.... for the most part our names and addresses are in the public phone book. I am more concerned with the Detailed CC information.
It is my opinion that companies do not need to hold on to detailed credit card information one second after they receive payment. I was shocked that companies have the detailed credit card numbers and expiry dates months after the money has changed hands. The only company that should have that information is the Credit Card Company themselves. If every company that allows credit cards hold on to that kind of detail, then this very personal information is available at much too many points. In fact once the money has changed hands from the Visa for example, the retailer does not need anything more than the date of the transaction, and approval number. Everything else should be transmitted or shipped to the credit card vendor. Much in the same way Cheques are done. You would not imagine that a giant retailer would hang on the details of your personal cheque, with your account numbers, any more that they should hold on to your complete credit card data. Perhaps they might want to hang on to that little slip of paper with my signature, however that does not have the detailed credit card number (it is covered with security asterix) or expire date. As the world gets more and more dependant on electronic transactions, security for personal data becomes more and more important.
It might be the only way to explain global warming that occured centuries ago when the vikings were farming Greenland. No increase in CO2 back then...
My point isn't that I blame solar activity for SURE, but that the whole Cause and Effect thing COULD BE still in doubt.
Economic models of the effects of Kyoto (without absolutly everyone on board)are easier for me to believe. Complete destruction of the worlds economies.
Well, other studies say the variation in the sun's energy output has far more impact on our climate than the tiny increases of various chemicals. Eg. doubling the amount of CO2 in our atmosphere has the effect (on our climate) as increasing the solar irradiance by 0.1% more or less... This is about what ACRIMM has measured for the solar fluctuations.
OK, so we all agree that GW is caused by an increase in planetary heat... AND the planet gets its heat from.... the Sun. I think everyone on the planet would agree that there is no way that anyone on earth is effecting the Sun. We also know that there has been an increase of sunspot activity in the past 20 years. There have even been cases of satellites being effect by the increase in radiation. No one really knows what the effect of those increased bursts of radiation are having on earths weather. Scientists can't actually physically measure the ozone layer... not with a measuring tape anyway. However they figure that it is weaker (thinner) IF they measure an increase in radiation (from the Sun) they can postulate that the protective layer must be weaker... However it might just be that increased radiation is coming through due to increased radiation coming form the Sun. Now think about this....What if we wreck the economies of the world, and millions of people die from starvation, thinking that we can save the planet, when in fact the problem does not actually stem from human activity? AIT only documents effect, not cause.
Consider this: What if it is a Point of Purchase feature? Where displays are set up in malls, and CD retailers that have the wireless networking to ZUNE available, and allowing consumers to freely SAMPLE NEW SONGS!
After listening three times, they can choose to buy it.SOUNDS like a MONEY making idea.
Buckhomepage
Check out A DVD with a ethernet hookup...
Please....rejections of great postings is a way of life around here:
Personally I gave up..
2002-03-29 17:03:07 Soon your computer will know how you feel even whe (articles,science) (rejected)
2002-04-03 14:31:42 Montreal radio hosts pull April Fool's prank on Bi (articles,news) (rejected)
2002-04-08 17:59:14 Japan may go nuclear (articles,news) (rejected)
2002-04-09 16:40:07 IBM To Unveil Antipiracy Software (articles,ibm) (rejected)
2002-04-10 16:54:58 Suitors for Global Crossing Exposed in email (articles,news) (rejected)
2002-04-24 13:50:18 Journey to the Internet's Depths (articles,news) (rejected)
2002-04-30 13:52:28 Canadians Crave Big Tubes (articles,news) (rejected)
2002-05-01 16:24:31 You can't tell a Link from it's Homepage (articles,news) (rejected)
2002-05-01 18:44:29 Biotechnology May Make Superhero Fantasy a Reality (articles,news) (rejected)
2002-05-06 15:33:45 Is it a 'magic box' or a high-tech hoax? (articles,news) (rejected)
2002-05-21 21:26:58 MS threatens Keith Teare's Free Speach (articles,news) (rejected)
2002-06-04 14:57:34 Draconian DMCA (articles,news) (rejected)
2002-06-05 15:29:49 Web-blogging class (articles,news) (rejected)
2002-06-08 15:29:36 Garageband.com makes a comeback (articles,news) (rejected)