It can't be discharged to keep the interest on it low.
Not as low as the big banks, that can borrow money at 0% or close to it.
there would be no market for loans in the first place because there is nothing to repossess
As opposed to every other type of loan that can be discharged in bankruptcy? Bankruptcy proceedings that can leave you with the asset purchased with the loan?
And again, the "repossession" canard raises it's ugly head. It's nonsense on two levels: first, we don't make people destitute when they declare bankruptcy - you are allowed to keep assets such as cars. And secondly, because if the higher education was worth it, these people wouldn't need bankruptcy protection, now would they?
Then what is to stop every graduate from simply declaring bankruptcy when they graduate and be back in the good graces of the financial industry by the time they hit their early 30s - but with no debt and 7 years of saved income?
Because, contrary to winger idiocy, people do not choose to be poor? Like any grad is going to pass up a well paying job and a place to live and go live in a homeless shelter in order to declare bankruptcy.
It's not government interference in the "supply" of student loans. If that were the case, more and more schools would have opened to compete for those dollars, driving prices back down.
No, it's the lack of government involvement in the form of the 30+ year conservative war on the public financing of education.
Industry educated people are far more motivated than CS Degree'ed people.
More motivated than having a lifetime of financial ruin over your head if you don't land a job and start paying off your five figures of student loans? I don't think so.
The reason why this fits my observations is the typical CS degree'ed person wants someone to teach them, which is why they went to school anyway.
You mean if they expect an iota of on-the-job-training, you look at them like they're from Mars. Real workers are ready to step into a new position and hit the ground running like they were there for five years.
Carefully looking at resume's, I found industrially educated people who do nat have CS degree'es statistically have more independant/free lance work on their resumes.
After careful analysis, I have also determined that water is wet. Educated people with educated $60k in student loans to pay for that master's degree don't have time to screw around starting at the basement with freelancing when they're looking at $800 a month in payments, on top of their living expenses and private debt payments. And that's in a good economy, not one that's been depressed for 6+ years.
What is concern trolling? Unless you are a spring chicken, you could have come up with a reasonable definition for "green energy" waaaay back when Reagan was ripping solar panels off the roof of the White House.
First, you are making an assertion you can't back up with hard facts.
First, I find your lack of self-awareness disturbing.
Second, at least some other countries just stand you up for a firing squad if you misbehave in prison.
Second, that line of reasoning is as as moranic now as when I heard a Republican say (circa 2004) that if gays didn't like gay marriage bans they should move to Saudi Arabia. Someone, somewhere always has it worse off than you, so STFU.
None of which chances the fact that the United States has the largest prison population in the world, both in terms of population and as a percentage of population. Even compared to the red herring, I mean Saudi Arabia, of choice.
physical separation doesn't require a total lack of human contact or external stimuli.
By definition it does. You can either put them in a huge room by themselves or a small room by themselves, but some people will use any human contact AT ALL to try to become violent.
By definition, that's a sad lack of imagination you have. Place their cells next to, other inmates. Zero physical interaction, but they can talk to one another. Radio or TV mounted on the ceiling behind plexiglass. Books. Newspapers. Finger paints.
Some pre-established percentage of people continue to commit crimes after a jail sentence, regardless of changes to enable rehabilitation.
Some number of which because it's legal to discriminate against ex-cons. If you can't even get a job flipping burgers because society continues to treat you as an active criminal, even after you've "paid your debt to society"....might as well be an active criminal and get some money. Even if it's just to put a roof over your head and food in your belly.
There's no reason why it should either be "the torture of solitary confinement" or "the torture of prison rape". One person per cell, one person per shower, most of the problem solved.
This entire idea that any jobs should be protected is idiotic.
Entirely depends on why the job is being eliminated. The proverbial buggy whip manufacturers during the rise of the automobile? Maybe you guys should look into a second career. The company board threatens workers to accept massive cuts or move their their jobs moved to Bangladesh? Fuck those greedy shitbag motherfuckers.
Seems people don't like being recorded by individuals they can actually see in the flesh, and just accept the recording of themselves by whoever mounts a camera on the ceiling or wall anywhere.
Because of the obvious difference: a camera on the wall is recording the crowd, where you are one face out of a hundred. Whereas the Google Glass person sitting the next table over is recording you.
You can fight it only to a certain degree, but change is inexorable, and you can't forever cling to "the way things were before".
Easy to say when you're not the one facing eviction because your rent has doubled in two years. Easy to say if you don't have don't have to yank your kids out of school to move to a new home with a new job - if you can find one.
Yeah, and Windows 8 has a ton of great tech improvements under the hood too. Yet I really can't blame anyone who'd rather stick with Windows 7 and miss out on the enhancements they'll never notice to avoid the UI changes they most certainly will.
Non-response, since the parent said nothing about people choosing to stick with an older version of OS X, but replying to someone claiming Mavericks was worthless dreck.
Everyone knew well in advance when Microsoft was ending support for XP, an OS that's been supported far, far longer than anything from Apple.
1) Microsoft kept selling XP until 2010, a full year after Windows 7 was released. Apple wasn't selling systems running Panther (four versions older) at the same time they were selling Snow Leopard.
2) Which also drastically shortens the difference between Snow Leopard and XP, since Microsoft finally stopped selling their OS in October 2010 and Lion was released in July 2011.
3) XP was sold for so long because Microsoft screwed around (and around and around) with Longhorn, and then released that half-assed POS known as Vista. If Longhorn had come out moderately behind schedule in 2004, XP would have been dumped years ago.
4) Vista was such an ungodly abomination that going back to XP was an upgrade in terms of both user experience and performance. And Vista was way too bloated to run on Netbooks, which were booming at the time.
5) XP was and is a security hellhole. After a reinstall, you could find your computer compromised before you could download updates to fix Microsoft's vulnerabilities. Whereas Apple's UNIX-based operating system had real privilege separation, didn't run everything as an administrator, and didn't' leave unneeded services running all over the place. This is of course a story about a bad bug from Apple, but they haven't had to release as many fixes as Microsoft because they haven't needed to.
XP isn't supported out of the goodness of Microsoft's heart, but because of their sloppy design process and delayed products.
There are currently about two million practicing engineers in the USA
Practicing, quite frankly, sounds like a weasel word. An experienced Ph.d sees his $110k job get downsized or offshored. If the best job he can get is writing documentation for $30k - documentation that could be written by a high school grad with a bit of experience - is he still a "practicing" engineer?
People who just got out of college and expect to pull down 6 figure salaries for work they've never done before and have no proof of how good they could be.
And how many of them would be worth that if you had a modicum of on-the-job-training, but instead they're written them off as incompetent boobs because they can't write a bubble sort in five different languages in five minutes. 14% unemployment has lead to real elitism amongst employers. New highers need to be able to sit down and do the job as well as an employee who's been doing it for five years, or they're moranic bozos who never should have graduated.
Fraud in a small town is still fraud. You're also buying their reason that this was done as a favor for an immigrant worker as opposed to a petty attempt for cheap labor.
Remember how, say, 5 or 10 years ago everything was Ruby and Ruby on Rails? ASP and COM? Today, forget it. Now it's all Android and iPad. And in 5 years that's dead as well.
Wasn't that the parent's point? It's an employers market out there, so pretty much every company expects applicants to be able to sit down and start working as well as employees who have been there for years. On-the-job training is for apprentice plumbers, not programmers.
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Not as low as the big banks, that can borrow money at 0% or close to it.
As opposed to every other type of loan that can be discharged in bankruptcy? Bankruptcy proceedings that can leave you with the asset purchased with the loan?
And again, the "repossession" canard raises it's ugly head. It's nonsense on two levels: first, we don't make people destitute when they declare bankruptcy - you are allowed to keep assets such as cars. And secondly, because if the higher education was worth it, these people wouldn't need bankruptcy protection, now would they?
Because, contrary to winger idiocy, people do not choose to be poor? Like any grad is going to pass up a well paying job and a place to live and go live in a homeless shelter in order to declare bankruptcy.
Because you're a dim-witted sociopath. If higher education was paying off for these people, they wouldn't need bankruptcy protection, now would they?
It's not government interference in the "supply" of student loans. If that were the case, more and more schools would have opened to compete for those dollars, driving prices back down.
No, it's the lack of government involvement in the form of the 30+ year conservative war on the public financing of education.
More motivated than having a lifetime of financial ruin over your head if you don't land a job and start paying off your five figures of student loans? I don't think so.
You mean if they expect an iota of on-the-job-training, you look at them like they're from Mars. Real workers are ready to step into a new position and hit the ground running like they were there for five years.
After careful analysis, I have also determined that water is wet. Educated people with educated $60k in student loans to pay for that master's degree don't have time to screw around starting at the basement with freelancing when they're looking at $800 a month in payments, on top of their living expenses and private debt payments. And that's in a good economy, not one that's been depressed for 6+ years.
What is concern trolling? Unless you are a spring chicken, you could have come up with a reasonable definition for "green energy" waaaay back when Reagan was ripping solar panels off the roof of the White House.
First, I find your lack of self-awareness disturbing.
Second, that line of reasoning is as as moranic now as when I heard a Republican say (circa 2004) that if gays didn't like gay marriage bans they should move to Saudi Arabia. Someone, somewhere always has it worse off than you, so STFU.
None of which chances the fact that the United States has the largest prison population in the world, both in terms of population and as a percentage of population. Even compared to the red herring, I mean Saudi Arabia, of choice.
By definition, that's a sad lack of imagination you have. Place their cells next to, other inmates. Zero physical interaction, but they can talk to one another. Radio or TV mounted on the ceiling behind plexiglass. Books. Newspapers. Finger paints.
Sometimes unjustifiable bullshit is just unjustifiable. Solitary confinement is torture. Prolonged solitary confinement destroys the mind.
You would too, if your other choice was being beaten and raped every day. Doesn't change the fact that solitary == torture.
Some number of which because it's legal to discriminate against ex-cons. If you can't even get a job flipping burgers because society continues to treat you as an active criminal, even after you've "paid your debt to society"....might as well be an active criminal and get some money. Even if it's just to put a roof over your head and food in your belly.
There's no reason why it should either be "the torture of solitary confinement" or "the torture of prison rape". One person per cell, one person per shower, most of the problem solved.
Entirely depends on why the job is being eliminated. The proverbial buggy whip manufacturers during the rise of the automobile? Maybe you guys should look into a second career. The company board threatens workers to accept massive cuts or move their their jobs moved to Bangladesh? Fuck those greedy shitbag motherfuckers.
Because of the obvious difference: a camera on the wall is recording the crowd, where you are one face out of a hundred. Whereas the Google Glass person sitting the next table over is recording you.
That's as asinine as saying actors can't complain about being stalked in public because they starred in a movie.
Easy to say when you're not the one facing eviction because your rent has doubled in two years. Easy to say if you don't have don't have to yank your kids out of school to move to a new home with a new job - if you can find one.
Non-response, since the parent said nothing about people choosing to stick with an older version of OS X, but replying to someone claiming Mavericks was worthless dreck.
1) Microsoft kept selling XP until 2010, a full year after Windows 7 was released. Apple wasn't selling systems running Panther (four versions older) at the same time they were selling Snow Leopard.
2) Which also drastically shortens the difference between Snow Leopard and XP, since Microsoft finally stopped selling their OS in October 2010 and Lion was released in July 2011.
3) XP was sold for so long because Microsoft screwed around (and around and around) with Longhorn, and then released that half-assed POS known as Vista. If Longhorn had come out moderately behind schedule in 2004, XP would have been dumped years ago.
4) Vista was such an ungodly abomination that going back to XP was an upgrade in terms of both user experience and performance. And Vista was way too bloated to run on Netbooks, which were booming at the time.
5) XP was and is a security hellhole. After a reinstall, you could find your computer compromised before you could download updates to fix Microsoft's vulnerabilities. Whereas Apple's UNIX-based operating system had real privilege separation, didn't run everything as an administrator, and didn't' leave unneeded services running all over the place. This is of course a story about a bad bug from Apple, but they haven't had to release as many fixes as Microsoft because they haven't needed to.
XP isn't supported out of the goodness of Microsoft's heart, but because of their sloppy design process and delayed products.
They have a treatment for that now. I'd blame autocorrect but I just don't care that much for a blog.
Most likely the same race to the bottom that's effecting the rest of the working class, by design.
Then you would have done so.
Translation: you can't think of an actual response, so you're going to declare victory and go home with your willful ignorance intact.
Who granted amnesty to millions of immigrants in the 80's and who has broken all deportation records after 2008?
Practicing, quite frankly, sounds like a weasel word. An experienced Ph.d sees his $110k job get downsized or offshored. If the best job he can get is writing documentation for $30k - documentation that could be written by a high school grad with a bit of experience - is he still a "practicing" engineer?
And how many of them would be worth that if you had a modicum of on-the-job-training, but instead they're written them off as incompetent boobs because they can't write a bubble sort in five different languages in five minutes. 14% unemployment has lead to real elitism amongst employers. New highers need to be able to sit down and do the job as well as an employee who's been doing it for five years, or they're moranic bozos who never should have graduated.
He didn't miss a thing. Your company, OTOH, missed out on this little concept called "you get what you pay for".
Fraud in a small town is still fraud. You're also buying their reason that this was done as a favor for an immigrant worker as opposed to a petty attempt for cheap labor.
Wasn't that the parent's point? It's an employers market out there, so pretty much every company expects applicants to be able to sit down and start working as well as employees who have been there for years. On-the-job training is for apprentice plumbers, not programmers.